Maghull Mike Posted August 30, 2023 Share Posted August 30, 2023 DRivers need to brace themselves warn insurance company...................more inflation! Get those rates UP BOE! Quote Link to comment Share on other sites More sharing options...
Brendan110_0 Posted August 30, 2023 Share Posted August 30, 2023 (edited) Saw this recently, mine went up from £500 to £650, looked on all comparison websites, Direct line etc coming in at £900+. Called current insurers to tell them a white lie that I had offer of £500 and they matched it instantly. They're trying it on like supermarkets. Edited August 30, 2023 by Brendan110_0 Quote Link to comment Share on other sites More sharing options...
Maghull Mike Posted August 30, 2023 Author Share Posted August 30, 2023 16 minutes ago, Brendan110_0 said: Saw this recently, mine went up from £500 to £650, looked on all comparison websites, Direct line etc coming in at £900+. Called current insurers to tell them a white lie that I had offer of £500 and they matched it instantly. They're trying it on like supermarkets. Good tip Quote Link to comment Share on other sites More sharing options...
hurlerontheditch Posted August 30, 2023 Share Posted August 30, 2023 18 minutes ago, Brendan110_0 said: Saw this recently, mine went up from £500 to £650, looked on all comparison websites, Direct line etc coming in at £900+. Called current insurers to tell them a white lie that I had offer of £500 and they matched it instantly. They're trying it on like supermarkets. suprised they didnt ask for evidence. mine went from 520 to 900 Quote Link to comment Share on other sites More sharing options...
Lord D'arcy Pew Posted August 30, 2023 Share Posted August 30, 2023 (edited) Mine has gone from £193.49 to £218.69 Refusing to join the UK reserve panzer corp has its benefits. I just buy good tyres.  Edited August 30, 2023 by Lord D'arcy Pew Quote Link to comment Share on other sites More sharing options...
Blobsy Posted August 30, 2023 Share Posted August 30, 2023 Chancers the lot. Asked for a renewal quote based on increased mileage and the operator mistakenly  put it through as an amendment to the original renewal offer. When i asked them to change it back to the original mileage the price went up £300. Quote Link to comment Share on other sites More sharing options...
btd1981 Posted August 30, 2023 Share Posted August 30, 2023 It's an absolute pss take. Especially as you are legally obliged to pay for it. Should be capped at RPI tops by regulators. To make things worse my experience is that you can pay many thousands for car insurance over a long period of time, with no claims, and then after the first minor ding you have they want to just write off your car. Quote Link to comment Share on other sites More sharing options...
Wurzel Of Highbridge Posted August 30, 2023 Share Posted August 30, 2023 (edited) This just prompted me to check mine. Quote Your renewal premium this year will be £320.07. Last year your premium was £237.50 Just checked on Quidco compare and it's "£264.30 per year and Cashback £37.00". HPC, just saved me £92.77! Should buy a fair amount of popcorn [edit] Due to all the news reports of insurance "rocketing" I wasn't going to bother checking! Edited August 30, 2023 by Wurzel Of Highbridge Quote Link to comment Share on other sites More sharing options...
regprentice Posted August 30, 2023 Share Posted August 30, 2023 (edited) 42 minutes ago, Wurzel Of Highbridge said: This just prompted me to check mine. Just checked on Quidco compare and it's "£264.30 per year and Cashback £37.00". HPC, just saved me £92.77! Should buy a fair amount of popcorn [edit] Due to all the news reports of insurance "rocketing" I wasn't going to bother checking! Usually worth checking comparison sites and using cashback.....but i've noticed recently that cashback sites are becoming less reliable for paying out, and often visiting the insurer directly without cookies from the cashback site means the quote is lower buying directly by the exact amount of the cashback. i once was looking to buy a shirt. At TM lewin and Charles Tyrwhitt the same thing happened...the exact same same shirt was 3 different prices dependant on whether you arrived at its page from an email the company sent you telling you about a discount offer that day a google search for the same shirt from a cashback site - landing on the main page for the retailer then using the sites own search bar to search for the shirt. After cashback the shirt was the same price as it was if i had just searched for it on google. all options ended up with roughly the same price. i've largely stopped using cashback sites as its rare they offer the true cheapest price if your willing to do a little work to compare prices and look for discount codes  i recently waited over 2 years for Topcashback to pay me £4 for visiting a Lego Discovery Centre. i've just had TCB decline a £35 insurance cashback 2 days short of 2 years after i bought the insurance. No explanation, no comeback, no way to challenge the decline. You simply cant rely on cashback 100%. Edited August 30, 2023 by regprentice Quote Link to comment Share on other sites More sharing options...
btd1981 Posted August 30, 2023 Share Posted August 30, 2023 7 minutes ago, regprentice said: Usually worth checking comparison sites and using cashback.....but i've noticed recently that cashback sites are becoming less reliable for paying out, and often visiting the insurer directly without cookies from the cashback site means the quote is lower buying directly by the exact amount of the cashback. i once was looking to buy a shirt. At TM lewin and Charles Tyrwhitt the same thing happened...the exact same same shirt was 3 different prices dependant on whether you arrived at its page from an email the company sent you telling you about a discount offer that day a google search for the same shirt from a cashback site - landing on the main page for the retailer then using the sites own search bar to search for the shirt. After cashback the shirt was the same price as it was if i just searched for it on google. all options ended up with roughly the same price. i've largely stopped using cashback sites as its rare they offer the true cheapest price if your willing to do a little work to compare prices and look for discount codes  That's useful to know, cheers! Quote Link to comment Share on other sites More sharing options...
captainb Posted August 30, 2023 Share Posted August 30, 2023 10 minutes ago, regprentice said: Usually worth checking comparison sites and using cashback.....but i've noticed recently that cashback sites are becoming less reliable for paying out, and often visiting the insurer directly without cookies from the cashback site means the quote is lower buying directly by the exact amount of the cashback. i once was looking to buy a shirt. At TM lewin and Charles Tyrwhitt the same thing happened...the exact same same shirt was 3 different prices dependant on whether you arrived at its page from an email the company sent you telling you about a discount offer that day a google search for the same shirt from a cashback site - landing on the main page for the retailer then using the sites own search bar to search for the shirt. After cashback the shirt was the same price as it was if i had just searched for it on google. all options ended up with roughly the same price. i've largely stopped using cashback sites as its rare they offer the true cheapest price if your willing to do a little work to compare prices and look for discount codes  i recently waited over 2 years for Topcashback to pay me £4 for visiting a Lego Discovery Centre. i've just had TCB decline an insurance cashback 2 days short of 2 years after i bought the insurance. No explanation, no comeback, no way to challenge the decline. You simply cant rely on cashback 100%. Also given up on them. Still use the avios e store though, get 4 points or so per £ spent on hotels.com. plus the hotels.com free night after 10 thing. Adds up with biz travel Quote Link to comment Share on other sites More sharing options...
Dames Posted August 30, 2023 Share Posted August 30, 2023 Got mine cheaper than last year. Current was going from £285 to £360 , now got it for £260 . Happy days  D Quote Link to comment Share on other sites More sharing options...
ExeC-UK Posted August 30, 2023 Share Posted August 30, 2023 (edited) Tesla MY - Went from £800 to £1200. 15 years NCD / No Claims with Renewal on same insurer. Any other company went from a similar price to £1700 so i couldnt even jump ship Edited August 30, 2023 by ExeC-UK Quote Link to comment Share on other sites More sharing options...
anonguest Posted August 30, 2023 Share Posted August 30, 2023 (edited) 2 hours ago, Lord D'arcy Pew said: Mine has gone from £193.49 to £218.69 Refusing to join the UK reserve panzer corp has its benefits. I just buy good tyres.  So... a 13% rise. Slightly higher than inflation. Nothing to gloat about. But point well taken about the legions of personal vanity 4x4s on the roads. Edited August 30, 2023 by anonguest Quote Link to comment Share on other sites More sharing options...
bomberbrown Posted August 30, 2023 Share Posted August 30, 2023 Mine actually went down £20 this year, but when you factor in the extra years NCD, it went up £20 in real terms.  My council parking permit (to park on the public street that is) however..... that went up 75%!!!!! (£178 last year and this year is £310!!!) Quote Link to comment Share on other sites More sharing options...
Gigantic Purple Slug Posted August 30, 2023 Share Posted August 30, 2023 Mine "rocketed" by £20 in June, going from £220 to £240. I am still outraged.  Quote Link to comment Share on other sites More sharing options...
fellow Posted August 30, 2023 Share Posted August 30, 2023 3 hours ago, btd1981 said: It's an absolute pss take. Especially as you are legally obliged to pay for it. Should be capped at RPI tops by regulators. To make things worse my experience is that you can pay many thousands for car insurance over a long period of time, with no claims, and then after the first minor ding you have they want to just write off your car. Isn't this just a reflection of the increased cost of repairs? They need to cover their increased projected costs. Quote Link to comment Share on other sites More sharing options...
winkie Posted August 30, 2023 Share Posted August 30, 2023 39 minutes ago, fellow said: Isn't this just a reflection of the increased cost of repairs? They need to cover their increased projected costs. Repairs, labour, parts and values.....fraud, whiplash claims etc Couldn't believe it a bog standard exhaust front and middle £400 used to pick them up for £150. Quote Link to comment Share on other sites More sharing options...
Lagarde's Drift Posted August 30, 2023 Share Posted August 30, 2023 4 hours ago, Lord D'arcy Pew said: Mine has gone from £193.49 to £218.69 Refusing to join the UK reserve panzer corp has its benefits. I just buy good tyres.  So when the SUV on inappropriate tyres crashes into Ur little car...... Quote Link to comment Share on other sites More sharing options...
Lord D'arcy Pew Posted August 30, 2023 Share Posted August 30, 2023 (edited) 31 minutes ago, Lagarde's Drift said: So when the SUV on inappropriate tyres crashes into Ur little car...... They buy me another car, and get points on their licence for driving like a ****. That should raise their insurance premiums even more. Edited August 30, 2023 by Lord D'arcy Pew Quote Link to comment Share on other sites More sharing options...
Housepricecrash91 Posted August 30, 2023 Share Posted August 30, 2023 2 hours ago, Gigantic Purple Slug said: Mine "rocketed" by £20 in June, going from £220 to £240. I am still outraged.  I would be too, that's a 9% YoY increase Quote Link to comment Share on other sites More sharing options...
Housepricecrash91 Posted August 30, 2023 Share Posted August 30, 2023 4 hours ago, regprentice said: Usually worth checking comparison sites and using cashback.....but i've noticed recently that cashback sites are becoming less reliable for paying out, and often visiting the insurer directly without cookies from the cashback site means the quote is lower buying directly by the exact amount of the cashback. i once was looking to buy a shirt. At TM lewin and Charles Tyrwhitt the same thing happened...the exact same same shirt was 3 different prices dependant on whether you arrived at its page from an email the company sent you telling you about a discount offer that day a google search for the same shirt from a cashback site - landing on the main page for the retailer then using the sites own search bar to search for the shirt. After cashback the shirt was the same price as it was if i had just searched for it on google. all options ended up with roughly the same price. i've largely stopped using cashback sites as its rare they offer the true cheapest price if your willing to do a little work to compare prices and look for discount codes  i recently waited over 2 years for Topcashback to pay me £4 for visiting a Lego Discovery Centre. i've just had TCB decline a £35 insurance cashback 2 days short of 2 years after i bought the insurance. No explanation, no comeback, no way to challenge the decline. You simply cant rely on cashback 100%.  A lot of cashback sites actually do show the same prices you can get direct. You are right though, the cashback is funded through retailer commission which comes out of a marketing budget... so there can often be better codes/discounts available elsewhere funded through marketing budget... which also doesn't require you to wait months to be paid like cashback. Yeah cashback is absolutely not guaranteed... I would say 20% of the time it doesn't track or is declined for no reason. Best to only use them when you're going to purchase something anyway Quote Link to comment Share on other sites More sharing options...
micawber Posted August 30, 2023 Share Posted August 30, 2023 I only hope that I'm not covering the increased cost of insuring electric cars. Quote Link to comment Share on other sites More sharing options...
14stFlyer Posted August 30, 2023 Share Posted August 30, 2023 30 minutes ago, micawber said: Â I only hope that I'm not covering the increased cost of insuring electric cars. Â If electric cars are on average more costly to repair /replace after an accident than ICE, then I am afraid you probably are. Â Quote Link to comment Share on other sites More sharing options...
dpg50000 Posted August 30, 2023 Share Posted August 30, 2023 (edited) 7 hours ago, bomberbrown said: Mine actually went down £20 this year, but when you factor in the extra years NCD, it went up £20 in real terms.  My council parking permit (to park on the public street that is) however..... that went up 75%!!!!! (£178 last year and this year is £310!!!) Councils seem to be doing everything they can to bilk money out of residents. Probably due to the large budget cuts they've had over the years from the Tories. Did you write and ask if they had a justification for the massive increase? Edited August 30, 2023 by dpg50000 Quote Link to comment Share on other sites More sharing options...
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