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About regprentice

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  1. According to this article in 2011 surveys showed that 40 percent of SNP voters were opposed to independence. Last year the SNP (Ross Colquhoun) said they believe that 40% of Scottish labour voters were pro independence. It's not nearly as cut and dried as the SNP Vs everyone else. The last 7 polls have put a yes vote in the referendum as low as 39% but every poll put the vote under 48%. So the SNP can command a majority in the Scottish parliament last week (only one seat short of an overall majority) yet support for a referendum in the same week is only at 39-45% and the SNP themsel
  2. It's also irrational to assume all SNP voters want independence. They saw their highest ever return after the last referendum because people felt it was 'safe' to vote SNP now the issue of independence had been put to bed. Theres a bit of a clash with the SNPs appeal, to some people they are nationalists who will free Scotland from the union, but to others they are 'proper' socialists who've achieved a successful long term socialist left leaning government in a way Corbyn could only dream of. You don't have to believe both of those positions are positive to want to vote SNP. There is
  3. The implication in your earlier post was that prices would fall as the scotgov would excersise some control over migration. It looks to me like they want to turn the taps on full and increase immigration significantly and that's going to put upward pressure on prices.
  4. They've no intention to control their border. They've criticised the new post brexit immigration rules as being too strict ------ From https://www.gov.scot/publications/migration-helping-scotland-prosper/pages/6/ The current UK immigration system does not reflect the values and principles that the Scottish Government has identified. The first discussion paper set out five areas where the UK Government should revise its policy: Reintroduce the post-study work visa recommended by the Smith Commission; End the net migration target; End the immigration ski
  5. I think the 60% of your salary comment was a prediction about income tax,not a comment on salary differences between England and Scotland. I already pay £2.5k a year more net in tax than I would if I lived in England. Yet I'm typically getting worse services (particularly in education for my 2 kids which I think is generally accepted). The SNP have a socialist agenda that's going to require taxes to increase. Today spending in Scotland is 20% higher than it is in England. To fund this Scots receive an additional £2k per head from England a year compared to citizens in England, and hi
  6. I've worked on government projects that have included website and letter elements. I'd started with what I'd thought was a logical draft of a Web page but the service design and communication design teams get involved, they mangle that completely. They tend to use user focus groups, generally no more than 4 or 6 people, to feedback the web pages. And then every outlandish idea gets included. At the end of testing a few users will drop out so the 3 people left make very big decisions for the whole country. Generally they'll say something, anything, so they are an active participant so the
  7. HMRC are speaking to UK based exchanges Coinbase, eToro and CEX.IO now and coinbase have already provided logs late last year for 'customers with a U.K. address who received more than £5,000 worth of crypto assets in their Coinbase account during the tax year of 2019/20.' They said similar things about VPN operators - encrypted connections, no logs kept, outside legal jurisdiction etc but now most vpn providers have been found to have provided unencrypted logs to their local law enforcement. I'm also thinking of all those offshore personal loan companies, 'pay youself from the Isle
  8. Came here to comment on the John Lewis closure. Must be on the card for M&S as well. My mum and gran worked all their lives in M&S and they've never believed for a second markies could shut, that would be a seismic shift for older aberdonians like them.
  9. Surprised there is no mention of this being retrospective, as changing the terms strike me as a clear admission that the previous terms were disguised employment under ir35 Also the court held that staff should have been paid the full time they were logged in available for work, but the new terms only pay while you've been allocated a fare to collect. I think there's still some milage in this before it's done.
  10. Hotel chocolat? They are like a lot of resteraunts used to be, pizza express and the like, drip feeding voucher and codes to their customers on a regular basis. Everyone thinks they are too expensive, but everyone thinks they are 'getting a deal' by using a code or buying a bundle. Thorntons have cheapened thselves by doing big boxes of chocolates to supermarkets for a fiver.
  11. It's a very different mortgage market in the USA. People tend not to remortgage or move their business, they stick with their original mortgage for the full term at a fixed rate. 3% fixed for 35 years is still a stunning mortgage. Gordon Brown tried to encourage similar products here and I remember having a 25 year fixed mortgage at 6% circa 2004ish.
  12. Not sure if they ever electrified the North East train line. I used to travel from London to Aberdeen by train in the early 2000s and the last part of the journey was easily the longest as they decoupled the electric engine in Edinburgh and swapped it for a diesel engine. It was easily faster to drive than take the train in those days. Today the Scotrail website says Edinburgh to Aberdeen is an avg 3hrs 7 minutes, and the fastest train is 2 hrs 17 mins. I can usually drive the 127 miles from my house to my parents in Cove in 2 hours, so the trains still pretty slow. That's also nuts whe
  13. Could be further than that. I recall working in Aberdeen with someone who commuted from Dundee on a daily basis. Now I'm in Edinburgh I work with people who commute daily from people travelling from as far away as paisley and some people who commute from the lake district and stay 3 nights in a travelodge. The North East is a bit barren for families, better to live in the central belt and commute 3 days a week.
  14. New York City currently has a ban on evictions for non payment til May so the overall scale isn't clear yet. Estimated unpaid rent circa $2bn, but the city expects funding of $1.3bn as a rent relief fund. https://www.wsj.com/articles/new-york-city-renters-owe-more-than-1-billion-in-unpaid-rent-survey-finds-11610622000
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