hotblack42 Posted October 24, 2022 Share Posted October 24, 2022 (edited) 55 minutes ago, HousePriceTooHigh said: Who's gonna tell them? I don't think many families with 3 or more kids would be put off a 5 bed new build. What the goddam f*** is a single woman / single mother doing in a 5 bed anyway? I'm assuming she doesn't have 4+ kids. Doesn't need the money to buy next home, moving in with partner. There's some right greedy c**ts on that site, which is a shame, because a lot of the other women are quite shrewd and realistic. Edited October 24, 2022 by hotblack42 clarify Quote Link to comment Share on other sites More sharing options...
longgone Posted October 24, 2022 Share Posted October 24, 2022 https://www.mumsnet.com/talk/cost_of_living/4662570-texting-men-for-money I don’t know if it’s weird or odd but I just found this app that seems to pay 4p per message, men have to pay and women get the ‘coins’ Im single and would be dating on tinder or pof or something anyway when I’m bored Would you try it? (ps if you would try it please use my referral code but not the point of the post, just looking for more ways to make money atm https://www.mumsnet.com/talk/am_i_being_unreasonable/4662586-to-force-dh-to-sleep-on-the-sofa-for-a-week-minimum?page=1 Okay fine I’ll just say. So my name is Liz or Elizabeth but nobody ever calls me that. We we’re building furniture together and he leaned in and jokingly sniffed me, then he said ’Oooh, someones a sweaty betty!’ And he knows I get paranoid about how much I sweat. And I’ve told him explicitly that I hate being called Bet or Betty so the whole situation is crazy that he thought saying this to me was appropriate. 🤣batchit crazy thank god i'm single. Quote Link to comment Share on other sites More sharing options...
Orb Posted October 24, 2022 Share Posted October 24, 2022 18 minutes ago, longgone said: https://www.mumsnet.com/talk/cost_of_living/4662570-texting-men-for-money I don’t know if it’s weird or odd but I just found this app that seems to pay 4p per message, men have to pay and women get the ‘coins’ Im single and would be dating on tinder or pof or something anyway when I’m bored Would you try it? (ps if you would try it please use my referral code but not the point of the post, just looking for more ways to make money atm https://www.mumsnet.com/talk/am_i_being_unreasonable/4662586-to-force-dh-to-sleep-on-the-sofa-for-a-week-minimum?page=1 Okay fine I’ll just say. So my name is Liz or Elizabeth but nobody ever calls me that. We we’re building furniture together and he leaned in and jokingly sniffed me, then he said ’Oooh, someones a sweaty betty!’ And he knows I get paranoid about how much I sweat. And I’ve told him explicitly that I hate being called Bet or Betty so the whole situation is crazy that he thought saying this to me was appropriate. 🤣batchit crazy thank god i'm single. I'm currently reading through this thread, a page or two per night, should take me a year, but some of it's making me laugh out loud, and very glad I'm perpetually single. Quote Link to comment Share on other sites More sharing options...
longgone Posted October 24, 2022 Share Posted October 24, 2022 2 minutes ago, Orb said: I'm currently reading through this thread, a page or two per night, should take me a year, but some of it's making me laugh out loud, and very glad I'm perpetually single. They are nuts, but a few are windup posts no doubt to bring the worst out in them. There are Hpc members posting here https://www.mumsnet.com/talk/property/4660852-mortgage-rates-have-fallen?page=1 Quote Link to comment Share on other sites More sharing options...
Orb Posted October 24, 2022 Share Posted October 24, 2022 16 minutes ago, longgone said: They are nuts, but a few are windup posts no doubt to bring the worst out in them. There are Hpc members posting here https://www.mumsnet.com/talk/property/4660852-mortgage-rates-have-fallen?page=1 Ha ha, that's a good thread. 😄 Quote Link to comment Share on other sites More sharing options...
hurlerontheditch Posted October 30, 2022 Share Posted October 30, 2022 Quote I have a £200k mortgage. When aI remortgage I will end up paying around £500 a month more. I can just about manage I think although there will be nothing left at the end of the month and we might need to go into our savings. how would people who are just about coping deal with an increase in monthly payments https://www.mumsnet.com/talk/am_i_being_unreasonable/4665379-how-can-people-afford-to-remortgage Quote Link to comment Share on other sites More sharing options...
Huggy Posted October 30, 2022 Share Posted October 30, 2022 (edited) 35 minutes ago, hurlerontheditch said: https://www.mumsnet.com/talk/am_i_being_unreasonable/4665379-how-can-people-afford-to-remortgage Quote JourneyToThePlacentaOfTheEarth · Yesterday 09:27 We're in the same position. We locked in a decent interest rate a few months ago but because that lender won't do a longer term we'll be paying an extra 500pm. The mortgage will end sooner but will cost us more every month. Because of the recent shit show we can't shop around, there are no better options. Our utilities want an extra 400pm too... Quote SpookyPanda · Yesterday 09:33 We won't [remortgage]. We'll be screwed. Quote Italiandreams · Yesterday 09:39 We will need to pay an extra £700, plus a few hundred more in fuel than when we bought, more in food, childcare, fuel, rising costs mean well over £1000 more. We were absolutely comfortable before but finding upwards of £1200 extra is massive. Stress tests did not test for the extremes this current situations has provided. Quote Nowheretoogo · Yesterday 09:52 Our deal ends in November next year,we are dreading it,yes we were stress tested but that was before everything went up ,dh is already working 7 days a week now! Quote Ilikeviognier · Yesterday 10:02 We”re remortgaging in July and I’m very very worried. I even debated paying the ERCs earlier in the year but dithered too long and missed the boat. It’s all looking very scary right now. Quote Happycow · Yesterday 09:13 Quite simply, they (we?) wont. Unless something changes, i fear this is the very beginning of what will be an awful few years for some people That's just a choice selection, curated for your shock and disbelief from page 1. There are 6 pages more Edited October 30, 2022 by Huggy Quote Link to comment Share on other sites More sharing options...
highcontrast Posted October 30, 2022 Share Posted October 30, 2022 2 minutes ago, Huggy said: That's just a choice selection, curated for your shock and disbelief from page 1. There are 6 pages more Oof! Quote Link to comment Share on other sites More sharing options...
Gurgle Posted October 30, 2022 Share Posted October 30, 2022 39 minutes ago, Huggy said: That's just a choice selection, curated for your shock and disbelief from page 1. There are 6 pages more Quote Nowheretoogo · Yesterday 09:52 Our deal ends in November next year,we are dreading it,yes we were stress tested but that was before everything went up ,dh is already working 7 days a week now! Isn't the point of stress testing to check you can still afford it if "everything goes up". Some people are frighteningly stupid. Quote Link to comment Share on other sites More sharing options...
PeanutButter Posted October 30, 2022 Share Posted October 30, 2022 50 minutes ago, Huggy said: That's just a choice selection, curated for your shock and disbelief from page 1. There are 6 pages more Gatekeeping has become a byword for something negative and authoritarian but by golly gosh, gatekeeping PROTECTS people. I feel for the children in every one of the households that will be at breaking point this winter. Quote Link to comment Share on other sites More sharing options...
dances with sheeple Posted October 31, 2022 Share Posted October 31, 2022 https://www.mumsnet.com/talk/property/4570574-anyone-noticed-the-market-has-changed 666 replies, wooo....spooky! Quote Link to comment Share on other sites More sharing options...
Gurgle Posted October 31, 2022 Share Posted October 31, 2022 Quote Awcb · 17/06/2022 16:28 Our buyers paid top dollar, 45k over asking on a 250k house, and im sure that it the market drops and we keep them hanging around whilst we search, we're terrified of losing them and going through it all over again! Never Again eh? 🤣..... think we said that last time!!! So your buyers didn’t pay anything then because you haven’t actually sold have you? These people are sooooo stupid sometimes Quote Link to comment Share on other sites More sharing options...
Blobsy Posted October 31, 2022 Share Posted October 31, 2022 (edited) 44 minutes ago, Gurgle said: So your buyers didn’t pay anything then because you haven’t actually sold have you? These people are sooooo stupid sometimes Idiotholes, the lot of them. Edited October 31, 2022 by Blobsy Quote Link to comment Share on other sites More sharing options...
btd1981 Posted November 1, 2022 Share Posted November 1, 2022 Not actually Mumsnet but here feels as good as anywhere. I wanted to chime in with some reality but I've got limited enough friends already. Just look at that though process, though!!! Quote Link to comment Share on other sites More sharing options...
btd1981 Posted November 1, 2022 Share Posted November 1, 2022 And now this from another old school friend. They're not even being ironic!?!? My Facebook feed is absolute gold this morning 🤪 Quote Link to comment Share on other sites More sharing options...
70PC Posted November 1, 2022 Share Posted November 1, 2022 1 minute ago, btd1981 said: And now this from another old school friend. They're not even being ironic!?!? My Facebook feed is absolute gold this morning 🤪 Actually that is quite a smart idea. The yellow phallic icon however had me puzzled. Quote Link to comment Share on other sites More sharing options...
btd1981 Posted November 1, 2022 Share Posted November 1, 2022 2 minutes ago, 70PC said: Actually that is quite a smart idea. The yellow phallic icon however had me puzzled. That's not an icon, that's my willy. Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted November 1, 2022 Share Posted November 1, 2022 I wonder if there will be a "mumsnet bricking it over the housing market collapse" thread soon. Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted November 1, 2022 Share Posted November 1, 2022 20 hours ago, dances with sheeple said: https://www.mumsnet.com/talk/property/4570574-anyone-noticed-the-market-has-changed 666 replies, wooo....spooky! "I've been SSTC to one buyer or another for over a year and trying to find an onward property for that whole time. 80+ houses viewed in one postcode area that I feel I know like the back of my hand now. Just so little on the market full stop and it's getting worse not better." Me thinks the Estate Agent trolls are lying to those poor women. Quote Link to comment Share on other sites More sharing options...
70PC Posted November 1, 2022 Share Posted November 1, 2022 6 minutes ago, TheCountOfNowhere said: I wonder if there will be a "mumsnet bricking it over the housing market collapse" thread soon. "Not where I am. Decent stuff and anything even half decent is still getting a full open day of viewings and best and final offers with bids going 10% over and more. Lack of supply is the issue." This is like the knight in Monty Python. Having lost his arms and legs he insisted on carrying on the fight. People cannot pay 10% over asking price today on valuations which were reached when interest rates were 75% lower. Quote Link to comment Share on other sites More sharing options...
sta100 Posted November 1, 2022 Share Posted November 1, 2022 The help: builder problems on extensions threads are terrifying Quote Link to comment Share on other sites More sharing options...
mynamehere Posted November 1, 2022 Share Posted November 1, 2022 1 hour ago, 70PC said: "Not where I am. Decent stuff and anything even half decent is still getting a full open day of viewings and best and final offers with bids going 10% over and more. Lack of supply is the issue." This is like the knight in Monty Python. Having lost his arms and legs he insisted on carrying on the fight. People cannot pay 10% over asking price today on valuations which were reached when interest rates were 75% lower. I think you are underestimating the numbers of buyers out there who can still pay 10% over asking should they wish too. Average LTV including cash buyers is significantly under 50% in most 'decent' areas. Quote Link to comment Share on other sites More sharing options...
70PC Posted November 1, 2022 Share Posted November 1, 2022 1 hour ago, mynamehere said: I think you are underestimating the numbers of buyers out there who can still pay 10% over asking should they wish too. Average LTV including cash buyers is significantly under 50% in most 'decent' areas. I am sure there is truth in what you say but property values are dictated by the market. Prices exploded on the back of falling interest rates but that trend has gone into reverse. Some people can and will still buy. Many won't at these prices and borrowing rates. Quote Link to comment Share on other sites More sharing options...
TheCountOfNowhere Posted November 1, 2022 Share Posted November 1, 2022 1 hour ago, mynamehere said: I think you are overestimating the numbers of buyers out there who can still pay 10% over under asking FTFY Quote Link to comment Share on other sites More sharing options...
highcontrast Posted November 1, 2022 Share Posted November 1, 2022 Just now, TheCountOfNowhere said: FTFY Nearly spat my tea out lol. Quote Link to comment Share on other sites More sharing options...
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