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House Price Crash Forum


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About crazypabs

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  1. CPI is the used rate but CPIh is the ignored Biggie that takes housing costs into consideration too. https://www.ons.gov.uk/economy/inflationandpriceindices/timeseries/l522/mm23
  2. I do wonder if Lloyds have so much money sloshing around from funds borrowed, and they are concerned that negative interest rates are going to appear, they could be stung, so rather than lose money that way they have decided to invest the funds themselves and make a small positive cashflow? Just a thought.
  3. It's number one in the BBC ranking. People are taking note!
  4. Well known in the car industry that returned cars usually end up at auction and are bid up by the seller to increase the perceived second hand market price. The auction prices are then used to determine resale prices in such magazines as parkers I believe.
  5. Sellers on these sites aside, Amazon and eBay make their fees on sellers sales but as they (A&E) are based in places like Luxembourg then the vat on the fees was reduced to 17% (Lux standard rate) as compared to 20% if they were based in the UK. Which is a huge saving of vat for them.
  6. Which is safer, mask or no mask? Answer: masks are better than no mask at stopping airbourne particles, however, a simple bandana is actually worse because the water particles are split as they travel through the material creating a finer mist that lingers longer.
  7. Credit Suisse and Nomura in big loss due to a hedge fund wipeout. Margin call at hedge fund is causing ripples in the market. It's Lehman brothers all again https://www.bbc.co.uk/news/business-56564717
  8. If I remember correctly, Lehman brothers went balls deep in purchasing property off the back of cheap finance, coupled with the subprime mortgages (Lloyds recently reintroduced the 90% LTV and self cert and furloughed products I believe). Is history repeating itself safe in the knowledge that Boris will bail out Lloyds again?
  9. This morning the HM treasury department released the tax proposals and consultation 2021 document. Tax policy and consultation: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/972056/Tax_policies_and_consultations_2021_Web_accessible.pdf Business Rates Review: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/903429/Business_Rates_Review_-_CfE.pdf
  10. Council tax rises by almost 5% and at the same time the council shuts all the roads for road works in the last month leading up to the year end because they haven't spent all the money from last year. A rip off case of 'use it or lose it'. Why do the council have to spunk our money on unacceptable spending just before year end.
  11. An interesting bit of MSM headlining. The express headline "House price crash mapped" https://www.express.co.uk/life-style/property/1396553/House-price-crash-map-UK-house-prices-going-up-near-me-evg/amp
  12. They're only admitting it so that the government feel sorry for them and throw them a vital lifeline
  13. One observation that could be an opportunity to help beat covid, it was seen in southern Italy and Sardinia that the number of people in intensive care was substantially lower than the expected norm. Research found that these areas had a high percentage of the population with the blood condition beta thalassemia, consequently no-one with bt was admitted to the ICU. More research is required. https://www.researchgate.net/publication/341352852_COVID-19_beta-thalassemia_subjects_immunised
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