Saving For a Space Ship Posted August 16, 2020 Share Posted August 16, 2020 (edited) Ministers have just seven days to prevent a ‘wave of evictions’, MPs and charities warn https://www.independent.co.uk/news/uk/politics/eviction-ban-end-renters-arrears-uk-england-coronavirus-lockdown-a9672136.html Although I posted a thread on the potential mass homelessness & food poverty issues after furlough ends HERE, I thought the eviction ban issue being a few days away deserved its own thread . I've read that the queue in the court system will delay evictions for months Edited August 16, 2020 by Saving For a Space Ship Quote Link to comment Share on other sites More sharing options...
Si1 Posted August 16, 2020 Share Posted August 16, 2020 Benefits for landlords? Quote Link to comment Share on other sites More sharing options...
Saving For a Space Ship Posted August 16, 2020 Author Share Posted August 16, 2020 (edited) 33 minutes ago, Si1 said: Benefits for landlords? ?? It does not benefit the LL's if they cannot evict a non paying tenant, but does if the LL can get this 'Help with mortgages to continue for homeowners affected by Coronavirus' https://www.gov.uk/government/news/help-with-mortgages-to-continue-for-homeowners-affected-by-coronavirus Unless extended (perhaps this is what you mean) , I understand this ends on the same day Aug 23rd Edited August 16, 2020 by Saving For a Space Ship Quote Link to comment Share on other sites More sharing options...
MARTINX9 Posted August 16, 2020 Share Posted August 16, 2020 So what if all these tenants just stopped paying and stayed put?. It would take years for the courts to clear the cases. Quote Link to comment Share on other sites More sharing options...
Bear Goggles Posted August 16, 2020 Share Posted August 16, 2020 The timetable for the relentless succession of sh1t flying towards the fan is roughly as follows: GCSE results - in a few days The resumption of evictions - from the 23rd of August Furlough ending - September/ October Winter flu season and the inevitable “second wave” panic - October/ November Brexit and abruptly leaving the customs union and single market - January 1st Still, I’m sure house prices will hold up, and if not, LOOK OVER THERE - MIGRANTS! Quote Link to comment Share on other sites More sharing options...
Switch625 Posted August 16, 2020 Share Posted August 16, 2020 16 minutes ago, MARTINX9 said: So what if all these tenants just stopped paying and stayed put?. It would take years for the courts to clear the cases. Simhadri will lose their shit and then lose their empire Quote Link to comment Share on other sites More sharing options...
Bear Goggles Posted August 16, 2020 Share Posted August 16, 2020 27 minutes ago, Saving For a Space Ship said: ?? It does not benefit the LL's if they cannot evict a non paying tenant, but does if the LL can get this 'Help with mortgages to continue for homeowners affected by Coronavirus' https://www.gov.uk/government/news/help-with-mortgages-to-continue-for-homeowners-affected-by-coronavirus Unless extended (perhaps this is what you mean) , I understand this ends on the same day Aug 23rd I suspect there will be some sort of “package of measures” if evictions pick up too much. I reckon they are seeing how it goes for now, but it’s inconceivable that they won’t intervene if this starts becoming a political issue. In that case I’d expect “help” for tenants, which would obviously Be help for LLs and lenders, and have the added bonus of reducing the number of repossessed BTLs depressing the housing market. Obviously, this would just be kicking the can down the road, but I think we can safely assume government will do that. Quote Link to comment Share on other sites More sharing options...
Former postman Posted August 16, 2020 Share Posted August 16, 2020 (edited) 31 minutes ago, Bear Goggles said: I suspect there will be some sort of “package of measures” if evictions pick up too much. I reckon they are seeing how it goes for now, but it’s inconceivable that they won’t intervene if this starts becoming a political issue. In that case I’d expect “help” for tenants, which would obviously Be help for LLs and lenders, and have the added bonus of reducing the number of repossessed BTLs depressing the housing market. Obviously, this would just be kicking the can down the road, but I think we can safely assume government will do that. there is always a package of measures nowadays. Got a problem? A package of measures will sort it out. Meaningless jargon Edited August 16, 2020 by Postman Quote Link to comment Share on other sites More sharing options...
Saving For a Space Ship Posted August 16, 2020 Author Share Posted August 16, 2020 (edited) TO show how bad it is find a place to rent for those on HB, 2 yrs ago the DWP would refer the recently unemployed to www.spareroom.com (don't know if they still do) Looking at an area that I know of 40miles radius of Chester (which includes low income areas of ellesmere port, deeside & Lpool, crewe, stoke, wrexham, gtr manc ) spareroom is Showing 5065 ads https://www.spareroom.co.uk/flatshare/?search_id=987731540& But tick only the 'Housing benefit considered' (thats 'considered' not guaranteed to accept HB) Showing Consider HB of 482 results https://www.spareroom.co.uk/flatshare/?search_id=987731667& so over 90% of rentals will not even consider HB, I suspect in reality its even higher Edited August 16, 2020 by Saving For a Space Ship Quote Link to comment Share on other sites More sharing options...
Bear Goggles Posted August 16, 2020 Share Posted August 16, 2020 4 minutes ago, Postman said: there is always a package of measures nowadays. Got a problem? A package of measures will sort it out. Meaningless jargon Exactly. That’s why it’s predictable. Quote Link to comment Share on other sites More sharing options...
Former postman Posted August 16, 2020 Share Posted August 16, 2020 If I were the prime minister I would ban evictions from privately rented landlords and extend a moratorium of rent payments. Those landlords who cannot keep up with their mortgage payments would then have their property seized and taken back under control of local authority. Rents would then be adjusted down to local authority/housing association levels. Quote Link to comment Share on other sites More sharing options...
Speed1987 Posted August 16, 2020 Share Posted August 16, 2020 They are bound to introduce somthing soon, otherwise the governments heads will be on pitch forks, particularly if this follows the spanish flu. They've said it's not going away, they opted to crush the virus to low numbers, rather than allow a Sweden approach which was much more sensible. Mortgage holidays for possibly 1 year or a scheme to help mortgage holders. Quote Link to comment Share on other sites More sharing options...
blackhole Posted August 16, 2020 Share Posted August 16, 2020 (edited) 13 minutes ago, Speed1987 said: They are bound to introduce somthing soon, otherwise the governments heads will be on pitch forks, particularly if this follows the spanish flu. I agree. I suspect they'll fiddle at the court level to de-prioritise evictions heavily to the point barely any get processed in a timely manor. Could this lead to repo's -> more owner occupiers? Guess we'll see. 13 minutes ago, Speed1987 said: They've said it's not going away, they opted to crush the virus to low numbers, rather than allow a Sweden approach which was much more sensible. We're not Sweden when it comes to health of the nation, plus too individualistic. I still see people miswearing or taking off their "face coverings" once in a store (!!). Almost certainly it's the obese ironically. 13 minutes ago, Speed1987 said: Mortgage holidays for possibly 1 year or a scheme to help mortgage holders. Yes to extensions, but as Nationwide have clearly shown they'll apply all sorts of filtering criteria. The gov don't need to fund that do they? Not sure about help to mortgage holders, given CGT changes coming in later this year on residential, along with the outstanding debt due to this pandemic. As said a few times, if they were serious about kicking the can over all else they would have extended the furlough scheme. Edited August 16, 2020 by blackhole Quote Link to comment Share on other sites More sharing options...
IMHAL Posted August 16, 2020 Share Posted August 16, 2020 1 hour ago, Bear Goggles said: The timetable for the relentless succession of sh1t flying towards the fan is roughly as follows: GCSE results - in a few days The resumption of evictions - from the 23rd of August Furlough ending - September/ October Winter flu season and the inevitable “second wave” panic - October/ November Brexit and abruptly leaving the customs union and single market - January 1st Still, I’m sure house prices will hold up, and if not, LOOK OVER THERE - MIGRANTS! Brilliant. Just a few little issues for the gov to chew on then. Quote Link to comment Share on other sites More sharing options...
HardBrexitNow Posted August 16, 2020 Share Posted August 16, 2020 1 hour ago, Bear Goggles said: The timetable for the relentless succession of sh1t flying towards the fan is roughly as follows: GCSE results - in a few days The resumption of evictions - from the 23rd of August Furlough ending - September/ October Winter flu season and the inevitable “second wave” panic - October/ November Brexit and abruptly leaving the customs union and single market - January 1st Still, I’m sure house prices will hold up, and if not, LOOK OVER THERE - MIGRANTS! We'e all lined up for another winter of discontent. Especially if we have flooding and/or snow on top too. Quote Link to comment Share on other sites More sharing options...
longgone Posted August 16, 2020 Share Posted August 16, 2020 I see no problems landlords are always banging on about what will happen to the poor tenants if they are forced to sell up. Here's their chance to prove how nice they are. Let them stay for a few years while the poor tenants get back on their feet. Quote Link to comment Share on other sites More sharing options...
Roman Roady Posted August 16, 2020 Share Posted August 16, 2020 We are getting to the time where we will see what "Boris" is really made of. The next 6 months is make or break. Personally I dont see how he is even going to get the kids back a school past the half term. Quote Link to comment Share on other sites More sharing options...
Speed1987 Posted August 16, 2020 Share Posted August 16, 2020 47 minutes ago, blackhole said: I agree. I suspect they'll fiddle at the court level to de-prioritise evictions heavily to the point barely any get processed in a timely manor. Could this lead to repo's -> more owner occupiers? Guess we'll see. We're not Sweden when it comes to health of the nation, plus too individualistic. I still see people miswearing or taking off their "face coverings" once in a store (!!). Almost certainly it's the obese ironically. Yes to extensions, but as Nationwide have clearly shown they'll apply all sorts of filtering criteria. The gov don't need to fund that do they? Not sure about help to mortgage holders, given CGT changes coming in later this year on residential, along with the outstanding debt due to this pandemic. As said a few times, if they were serious about kicking the can over all else they would have extended the furlough scheme. Wasn't aware there was changes to CGT, just a review? I doubt much will change. Extensions are highly likely, the last thing we need, is a million people homeless, while we are possibly going through a second wave of Covid19. I seriously expect the government to devise a new plan to prevent evictions, they cannot do a help the tenants scheme, whilst not helping mortgage holders. They are more likely to offer another 6 month mortgage holiday or some sort of mortgage tax relief scheme. Either way, I highly doubt they'll just let this play out, if they fiddle the courts, this will cause a huge backlog and LLs, will just become of scrupulous. That also wont save the housing market, they've got 10-20% to play with, any lower and it will tank. Quote Link to comment Share on other sites More sharing options...
spyguy Posted August 16, 2020 Share Posted August 16, 2020 3 hours ago, Saving For a Space Ship said: Ministers have just seven days to prevent a ‘wave of evictions’, MPs and charities warn https://www.independent.co.uk/news/uk/politics/eviction-ban-end-renters-arrears-uk-england-coronavirus-lockdown-a9672136.html Although I posted a thread on the potential mass homelessness & food poverty issues after furlough ends HERE, I thought the eviction ban issue being a few days away deserved its own thread . I've read that the queue in the court system will delay evictions for months More brainless ******** from the new socialist worker rag, The Independent. Not going to get an eviction notice through the courts for 6 months. Ukgov can just recommend court prioritise other cases, leaving civil stuff in the 'Later' bucket. Quote Link to comment Share on other sites More sharing options...
spyguy Posted August 16, 2020 Share Posted August 16, 2020 2 hours ago, MARTINX9 said: So what if all these tenants just stopped paying and stayed put?. It would take years for the courts to clear the cases. This. Civil cases are very low priority. LLs can whistle. File under business risk. Quote Link to comment Share on other sites More sharing options...
longgone Posted August 16, 2020 Share Posted August 16, 2020 16 minutes ago, Speed1987 said: Wasn't aware there was changes to CGT, just a review? I doubt much will change. Extensions are highly likely, the last thing we need, is a million people homeless, while we are possibly going through a second wave of Covid19. I seriously expect the government to devise a new plan to prevent evictions, they cannot do a help the tenants scheme, whilst not helping mortgage holders. They are more likely to offer another 6 month mortgage holiday or some sort of mortgage tax relief scheme. Either way, I highly doubt they'll just let this play out, if they fiddle the courts, this will cause a huge backlog and LLs, will just become of scrupulous. That also wont save the housing market, they've got 10-20% to play with, any lower and it will tank. Just make evictions illegal financial status is irrelevant tenants have more pressing things to spend on Quote Link to comment Share on other sites More sharing options...
spyguy Posted August 16, 2020 Share Posted August 16, 2020 1 hour ago, Postman said: If I were the prime minister I would ban evictions from privately rented landlords and extend a moratorium of rent payments. Those landlords who cannot keep up with their mortgage payments would then have their property seized and taken back under control of local authority. Rents would then be adjusted down to local authority/housing association levels. Banks can - and do enter an agreement with the repo, for rents to be collected and tge property sold at a later date. My cos dips in ine of these, flats repod 3 years ago. Still not solv. Bank gets the rent. Any shortfall on the loan will be taken from LLs assets. Quote Link to comment Share on other sites More sharing options...
Simhadri Posted August 16, 2020 Share Posted August 16, 2020 3 hours ago, Switch625 said: Simhadri will lose their shit and then lose their empire Haha my tenants are not on benefits and they've been working while people like you on furlough dreaming about fantasies. Instead of worrying about me, make sure you don't end up on dole. Move your backside and go to work. BTW, once economy bounces back, I'm sure you'll lose your trousers also when you struggle to gather a deposit to buy a shoe box or you'll continue to pay rent for another 20 years moaning on this forum. ? Quote Link to comment Share on other sites More sharing options...
Speed1987 Posted August 16, 2020 Share Posted August 16, 2020 2 minutes ago, Simhadri said: Haha my tenants are not on benefits and they've been working while people like you on furlough dreaming about fantasies. Instead of worrying about me, make sure you don't end up on dole. Move your backside and go to work. BTW, once economy bounces back, I'm sure you'll lose your trousers also when you struggle to gather a deposit to buy a shoe box or you'll continue to pay rent for another 20 years moaning on this forum. ? ??? Quote Link to comment Share on other sites More sharing options...
Switch625 Posted August 16, 2020 Share Posted August 16, 2020 (edited) 15 hours ago, Simhadri said: Haha my tenants are not on benefits and they've been working while people like you on furlough dreaming about fantasies. Instead of worrying about me, make sure you don't end up on dole. Move your backside and go to work. BTW, once economy bounces back, I'm sure you'll lose your trousers also when you struggle to gather a deposit to buy a shoe box or you'll continue to pay rent for another 20 years moaning on this forum. ? @Simhadri Just a few problems with your post; If things turn really nasty the tenants on benefits might be some of the few that keep paying I am not on furlough I really don't worry about you In my line of work if I am on the dole the rest of the country will already have been made redundant before me and that includes your tenants I am extremely fortunate to be very well remunerated for my work The economy isn't going to bounce I already have a deposit big enough to buy the houses I want, I am choosing to wait and watch for the time being I haven't spent 20 years moaning on this forum I have spent eight years getting myself into a position to take advantage of a HPC I will have no pity for those who have leeched off others for so long going to the wall I will continue to pay tax which will support your welfare benefits when you need them after this is over ... you're welcome Edited August 17, 2020 by Switch625 Quote Link to comment Share on other sites More sharing options...
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