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House Price Crash Forum


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  1. Somehow being criticised for not understanding data by someone who verbatim doesn't consider the inevitable weaknesses of data off t'internet is frankly laughable. And trusting in a paper from an unknown academic that hasn't even made preprint status never mind peer review is hilarious.
  2. This is the million dollar question. Very hard thing to judge.
  3. This is just the risk of taking a short term mortgage discounted rate of some sort. What annoys me is there is an actual call for the govt to 'do something about it'
  4. " Citizens Advice is calling on the FCA to make interventions in the mortgage market as soon as possible, to prevent struggling mortgage customers from paying the loyalty penalty. Alistair Cromwell, Acting Chief Executive of Citizens Advice, said: “The pandemic has had a devastating impact on household finances." Express: 'I feel completely trapped in my mortgage' Homeowner, 55, on struggle as rate rise nears. https://www.express.co.uk/finance/personalfinance/1434808/mortgage-uk-rates-mortgages-standard-variable-rate
  5. I'm guessing all the 3 right hand shades of blue/purple probably think HTB is a fantastic idea and probably some of the Blairites too. This is comfortably more than 50% then.
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