Si1

Maybe by 2025

Somehow being criticised for not understanding data by someone who verbatim doesn't consider the inevitable weaknesses of data off t'internet is frankly laughable. And trusting in a paper from an unknown academic that hasn't even made preprint status never mind peer review is hilarious.

Completely irrelevant answer dude.

Fails to consider fat tails. Take a trip to India.

This is the million dollar question. Very hard thing to judge.

Yeah they'll remain low

This is just the risk of taking a short term mortgage discounted rate of some sort. What annoys me is there is an actual call for the govt to 'do something about it'

" Citizens Advice is calling on the FCA to make interventions in the mortgage market as soon as possible, to prevent struggling mortgage customers from paying the loyalty penalty. Alistair Cromwell, Acting Chief Executive of Citizens Advice, said: “The pandemic has had a devastating impact on household finances." Express: 'I feel completely trapped in my mortgage' Homeowner, 55, on struggle as rate rise nears. https://www.express.co.uk/finance/personalfinance/1434808/mortgage-uk-rates-mortgages-standard-variable-rate

I'm guessing all the 3 right hand shades of blue/purple probably think HTB is a fantastic idea and probably some of the Blairites too. This is comfortably more than 50% then.

I love it 'male age 55+, basic education, home owner'

they are in the long term but not in the short term

No it won't

so no inflation then...

Supply side reforms. On the surface this is a good thing.

That's because it is