Cornish Pasty Posted October 12, 2004 Share Posted October 12, 2004 1. Basic Salary £23,000 2. Non-regular/other annual income (Bonuses, Commission,etc) £0 3. Income from Dividends £0 4. Annual Rental Income (if landlord) £0 5. Income from other investments £0 6. Capital currently in property £0 7. Capital currently in shares £0 8. Capital currently in commodities £0 9. Capital currently in other investments £0 10. Cash in bank, savings, ISA, etc £17000 11. Annual gross interest earned on savings Shit doesn't look like I'm very well set up.. Quote Link to comment Share on other sites More sharing options...
Cornish Pasty Posted October 12, 2004 Share Posted October 12, 2004 1. Basic Salary £23,000 2. Non-regular/other annual income (Bonuses, Commission,etc) £0 3. Income from Dividends £0 4. Annual Rental Income (if landlord) £0 5. Income from other investments £0 6. Capital currently in property £0 7. Capital currently in shares £0 8. Capital currently in commodities £0 9. Capital currently in other investments £0 10. Cash in bank, savings, ISA, etc £17000 11. Annual gross interest earned on savings Shit doesn't look like I'm very well set up.. Quote Link to comment Share on other sites More sharing options...
Cityfool Posted October 12, 2004 Share Posted October 12, 2004 Basic Salary £63K (me) and £57K (other half) Debt - around 17K of student debt between us Savings £10K between us (all in cash) Quote Link to comment Share on other sites More sharing options...
umm Posted October 12, 2004 Share Posted October 12, 2004 well here goes! 1. Basic Salary: £20000 2. Non-regular/other annual income: £24000 (Mortgagebroker mostly comm!) 3. Income from Dividends: £0 4. Annual Rental Income (if landlord): £0 5. Income from other investments: £0 6. Capital currently in property:£88000 7. Capital currently in shares: £0 8. Capital currently in commodities: £0 9. Capital currently in other investments: £0 10. Cash in bank, savings, ISA, etc:£4500 11. Annual gross interest earned on savings:£225 Quote Link to comment Share on other sites More sharing options...
Casual Observer Posted October 12, 2004 Share Posted October 12, 2004 Salary from post retirement consultancy £45k Income from final salary pension scheme £40k Income from investments £12k Income from 3 kids who can't afford to leave the nest £4k! Quote Link to comment Share on other sites More sharing options...
scaramanga Posted October 12, 2004 Share Posted October 12, 2004 1..£32000 2..£12000 3..0 4..0 5..0 6..0 7..£2000 8..0 9..0 10..£40000 11..£2000 Quote Link to comment Share on other sites More sharing options...
patientFTB Posted October 12, 2004 Share Posted October 12, 2004 Hi Bit unusual for a first-time buyer I'll admit 1. Basic Salary - £20,000 2. Non-regular/other annual income - 0 3. Income from Dividends - £115,000 4. Annual Rental Income (if landlord) - 0 5. Income from other investments - 0 6. Capital currently in property - 0 7. Capital currently in shares - 0 8. Capital currently in commodities - 0 9. Capital currently in other investments - 0 10. Cash in bank, savings, ISA, etc - £315,000 11. Annual gross interest earned on savings (if significant, e.g. STR's) - dunno! Quote Link to comment Share on other sites More sharing options...
van hoogstraten Posted October 12, 2004 Share Posted October 12, 2004 1. Basic Salary: AUD 120,000 (was around £75K in the UK) 2. Non-regular/other annual income: Bonus AUD 12000 3. Income from Dividends: S0 4. Annual Rental Income (if landlord): $0 5. Income from other investments: $0 6. Capital currently in property:AUD450,000 7. Capital currently in shares: S0 8. Capital currently in commodities: £0 9. Capital currently in other investments: £45,000 10. Cash in bank, savings, ISA, etc:AUD 10,000 11. Annual gross interest earned on savings:not much Quote Link to comment Share on other sites More sharing options...
Gwailo Posted October 12, 2004 Share Posted October 12, 2004 Here goes, but bear in mind I live & work in Hong Kong. 1. GBP 50,000 = Basic Salary 2. GBP 3,000 = Non-regular/other annual income (Bonuses, Commission,etc) 3. Zero = Income from Dividends 4. Zero = Annual Rental Income (if landlord) 5. GBP 2,500 = Income from other investments 6. GBP 195,000 = Capital currently in property 7. Capital currently in shares 8. Capital currently in commodities 9. GBP 30,000 = Capital currently in other investments 10. GBP 41,000 = Cash in bank, savings, ISA, etc 11. GBP 2,000 = Annual gross interest earned on savings Quote Link to comment Share on other sites More sharing options...
Adam Bear Posted October 12, 2004 Share Posted October 12, 2004 I'm married with a baby daughter so 1. Basic Salary £34,000 (me) + £0 (Mrs Adam Bear) 2. £1664 (approx) in Child Tax Credit / Child Benefit 3. No Dividends 4. No Rental income 5. No other investments 6. Capital currently in property: £89,000 at current valuation 7. No shares 8. No commodities 9. £500 in Premium Bonds 10. £3000 is Ing/A+L, £6000 Cash ISA (me) + £9000 Cash ISA (Mrs) Quote Link to comment Share on other sites More sharing options...
GWLD Posted October 12, 2004 Share Posted October 12, 2004 1. Basic Salary (£65k, other half £15k) 2. Non-regular/other annual income - over 10% equity carry holder in a VC fund, which could potentially chuck out many £100s of k over the next 10 years. Could equally be nil, but signs are good - timing is everything in every market (invested during the trough 2002 & 2003 when nobody else was). 10. Cash in bank, savings, ISA, etc £10k (paid for my MBA!) Quote Link to comment Share on other sites More sharing options...
rainbow Posted October 12, 2004 Share Posted October 12, 2004 1. Basic Salary - None at the moment 2. Other Income - None 3. Income from Divs - None 4. Rental Income - None 5. Investment Income - None 6. Capital currently in property - None 7. Capital in shares - None 8. Capital in commodities - None 9. Other investments - None 10. Cash in Bank - £520K 11. Annual Gross interest - roughly 30K Oldie who is now a STR! PS. This is scary stuff for the kids just starting out, if people are struggling to buy on these sort of incomes. Quote Link to comment Share on other sites More sharing options...
FrozenOut Posted October 12, 2004 Share Posted October 12, 2004 1. £32,500 2. £10,000 Bonus+Callout 3. None 4. None 5. None 6. None 7. £6800 ish in FTSE100 £3500 in Telecoms investments 8. None 9. None 10. £4,000 in the bank £40,000 in ING Direct 11. Approx £1000 interest. Quote Link to comment Share on other sites More sharing options...
Don Fuego Posted October 12, 2004 Share Posted October 12, 2004 Basic Salary: 42k 2. Non-regular/other annual income (Bonuses, Commission,etc) 5-6k (not guaranteed) 3. Income from Dividends 0 4. Annual Rental Income (if landlord) 0 5. Income from other investments 0 6. Capital currently in property 0 7. Capital currently in shares 0k 8. Capital currently in commodities 0 9. Capital currently in other investments 0, but a very nice collection of watches and a nice Merc which could be called upon in an emergency ! 10. Cash in bank, savings, ISA, etc 90k 11. Annual gross interest earned on savings about 4-5k Quote Link to comment Share on other sites More sharing options...
Troll Posted October 12, 2004 Share Posted October 12, 2004 Basic Salary : 300 goats Non-regular/other annual income : Snatch the odd baby whenever the chance arises Income from Dividends: 0 Annual Rental Income (if landlord): 700 goats Income from other investments: The pleasure of Ms Warty's company every other Friday night Capital currently in property: 4.7 Megagoats Capital currently in shares: £0 Capital currently in commodities: £0 Capital currently in other investments: 100 goats per year to the 'bridge over troubled water' charity. Before you ask, no this isn't anything to do with the taxtroll. I know most people think we BTLers are leeches who suck the life out of the young and poor and provide crap housing at inflated prices, but we are not. We are kind, loving creatures who want to ensure that those less fortunate have somewhere to live. Cash in bank, savings, ISA : Couple of elves stored in the freezer for a special occasion Annual Gross Interest : Loads, extremely interested in anything gross Quote Link to comment Share on other sites More sharing options...
undeservingrich Posted October 12, 2004 Share Posted October 12, 2004 1. Basic Salary £38,000 2. Non-regular/other annual income (Bonuses, Commission,etc) 3. Income from Dividends 4. Annual Rental Income (if landlord) £16,000 5. Income from other investments 6. Capital currently in property £595,000 7. Capital currently in shares 8. Capital currently in commodities 9. Capital currently in other investments 10. Cash in bank, savings, ISA, £150,000 11. Annual gross interest earned on savings (if significant, e.g. STR's) £7,500 Quote Link to comment Share on other sites More sharing options...
jaffa Posted October 12, 2004 Share Posted October 12, 2004 Wouldn't this be better done as a series of anonymous polls? Quote Link to comment Share on other sites More sharing options...
Giraffe Cat Posted October 12, 2004 Share Posted October 12, 2004 We are all anonymous in a way, hiding behind our avatars and false names. 1. Basic Salary £16,000 2. Non-regular/other annual income (Bonuses, Commission,etc) £0 3. Income from Dividends £0 4. Annual Rental Income (if landlord) 5. Income from other investments £0 6. Capital currently in property £0 7. Capital currently in shares £0 8. Capital currently in commodities £0 9. Capital currently in other investments £0 10. Cash in bank, £22,000 11. Annual gross interest earned on savings (if significant, e.g. STR's) £400 (I know, I know, I really need to shift it to ing/cahoot...) Quote Link to comment Share on other sites More sharing options...
Smeagle Posted October 12, 2004 Share Posted October 12, 2004 Salary: 21K ISAs: ~9K Bank: ~1.5K (about to be moved into an ISA) Student Debt: ~20.5K Pension: About £600, about to stop paying as it's a waste of time whilst I still have the student debt Oh, and I'm 23. Age matters quite a bit in this I guess. Quote Link to comment Share on other sites More sharing options...
doomlord Posted October 12, 2004 Share Posted October 12, 2004 1. Basic Salary: £24,000. (Doomlady also earns around £9,000) 2. None 3. None 4. N/A 5. Negligable dividend income 6. None 7. £4500 in funds held in ISAs 8. None 9. None 10. £60,000 in the bank (comes from savings + selling my old flat when relocating) 11. Gross interest is 5% of i.e. £3000. Quote Link to comment Share on other sites More sharing options...
Crazy88s Posted October 12, 2004 Share Posted October 12, 2004 As this is anomymous, here goes 1. Basic Salary: £35,000 + (Why pay tax at 40%?) 2. Non-regular/other annual income: £0 3. Income from Dividends: £30,000 - £50,000 (company profits, diverted salary) 4. Annual Rental Income (if landlord): £0 5. Income from other investments: £0 6. Capital currently in property: £250,000 - £350,000 after mortgage, depending on valuation 7. Capital currently in quoted shares: £25,000 8. Capital currently in commodities: £0 9. Capital currently in other investments: £300,000 - 500,000 depending on how my share of the business is valued 10. Cash in bank, savings, ISA, etc: £20,000 11. Annual gross interest earned on savings: £1000 12. Private Pensions: 50,000 13: SASS Pension: 120,000 Notes: 9 went from 10K capital to whatever in 6 years. Dont have much in my pocket at the end of each month. We enjoy familiy holidays. Quote Link to comment Share on other sites More sharing options...
Bullish Bear Posted October 12, 2004 Share Posted October 12, 2004 The salary survey has been an eye-opener. So many people earning so much money and yet struggling to buy. I actually think that many people could afford to buy a place but do not want to end up with a small property in a bad area after stretching themselves to the max. I am also surprised to see that there are many professionals here that think that the market is ready for a correction. It proves that we are the wise ones - Anne Spackman take note! Quote Link to comment Share on other sites More sharing options...
dinamo Posted October 13, 2004 Share Posted October 13, 2004 1. Basic Salary - £35k + £45k from Lady Dinamo 2. Other Income - None 3. Income from Divs - None 4. Rental Income - None 5. Investment Income - None 6. Capital currently in property - None 7. Capital in shares - £1k 8. Capital in commodities - None 9. Other investments - None 10. Cash in Bank - £50k 11. Annual Gross interest - £2k Quote Link to comment Share on other sites More sharing options...
Fuzzy Bear Posted October 13, 2004 Share Posted October 13, 2004 would have been interesting to know everyones age with this little survey too. wage 25k age 25 2.5 years working 7k pep £500 isa just starting out really! bit depressing reading how much money people are earning! Quote Link to comment Share on other sites More sharing options...
patientFTB Posted October 13, 2004 Share Posted October 13, 2004 The salary survey has been an eye-opener. So many people earning so much money and yet struggling to buy. I actually think that many people could afford to buy a place but do not want to end up with a small property in a bad area after stretching themselves to the max. I am also surprised to see that there are many professionals here that think that the market is ready for a correction. It proves that we are the wise ones - Anne Spackman take note! <{POST_SNAPBACK}> BB I think the proportion of such buyers is increasing rapidly. I have been able to buy somewhere which perfectly fits what I am looking for except that it is obviously badly overpriced for some time now - even (as I may modestly add) without the burden of a mortgage and worrying about interest rates. More and more people are clearly unwilling to take a gamble on a the a crash. Renting isn't much fun but to buy now could turn out to be the worst investment one could ever make Quote Link to comment Share on other sites More sharing options...
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