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Are Most People On Hpc Still Saving Hard For A Home?

Guest DisposableHeroes

By Guest DisposableHeroes
in House prices and the economy

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HOLA441
Guest DisposableHeroes

Guest DisposableHeroes

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Is that your frame of mind at the moment, save as much as possible to help buy a home?

Edited by DisposableHeroes
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Guest DisposableHeroes

Guest DisposableHeroes

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10% Deposit and rising :P

Keep thinging fvck it buy a sports car, the Mondeo is looking a bit tired. Must resist, Must resist

:-)

Nothing wrong with a Mondeo. Hey the way car technology is going you don't want to be buying a new car now.

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the stig

the stig

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Saving, but not especially hard. Life must go on and it isn't all about being able to buy a house.

If conditions are right at some point to be able to buy for less than the rental cost, then so be it, but i'm in no rush. The house we're renting is stunning and bigger than we need, and the rental cost is less than the mortgage we'd need to buy it. We have a contract for another 4 years so for the timebeing we're kicking back and enjoying life.

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Guest DisposableHeroes

Guest DisposableHeroes

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Trying to save, more like.

Achieving very little at the moment.

5k of dental work doesn't help either....

Sorry for the rant! :blink:

Rant more than justified. I'm surprised actually at it's shortness, 5k :-/

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bomberbrown

bomberbrown

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Is that your frame of mind at the moment, save as much as possible to help buy a home?

It was for the first 10 years, watching my regular monthly savings being erodoed by rampant HPI was infuriating. In that time, I've secured and Assured Tenancy with a HA on a beautiful garden flat in a leafy part of Zone 2 South East London, so my savings are currently being spent on new domestic appliances, hi tech electronics, every gadget and boy toy you can imagine and foreign holidays (not Euro) for me and all my family.

Lubbly jubbly! :D

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Guest DisposableHeroes

Guest DisposableHeroes

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Gave up and took 3 months off work after getting knocked back for a FTB loan.

After 5 years saving, enjoying pxxxing some of it up against the wall.

Will have another look next year.

I was going to add that into the thread starter.

Who's thinking of just enjoying their live's now (within reason).

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Guest DisposableHeroes

Guest DisposableHeroes

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saving some, spending some.

Life's too short to just save, save, save IMO (unless that's your hobby).

I've just splurged out on an mx-5 (bit of a girly car for a boy, i know, i know, but it was only 1k and rusty :D)

:-)

I can see past the hair dressing image with 50/50 weight distribution. Show that rust off while your drifting around the roundabouts.

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Guest Skinty

Guest Skinty

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I've come to the conclusion that when prices finally reach rock bottom that they won't be rising for a long time afterwards because of a long term depression and the baby boomers selling off all their houses to fund their retirement.

I'm beginning to worry more about how I am going to look after myself in my old age actually. I don't trust pensions in the slightest and really resent being opted into them on an automatic basis (we always opt out).

We still don't know what the future holds for us, or even if we're going to stay in this country. It's looking more likely that we will be able to settle down here now. Main concern is just to get a buffer behind us so that we have some freedom to act according to our situation at the time.

All in all, we've set back plans for becoming FTB's until we reach our 40's. We're in our mid 30's now.

I'm really coming round to the idea of opting out of the modern economic system as much as possible. Refuse debt. Refuse to save in fiat currency. Minimise tax.

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the stig

the stig

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Who's thinking of just enjoying their live's now (within reason).

Me!! :D

Just bought a new racing car.

Mrs Stig has just started her own business.

Off on holiday next month.

Life is good. B)

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Guest DisposableHeroes

Guest DisposableHeroes

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Me!! :D

Just bought a new racing car.

Mrs Stig has just started her own business.

Off on holiday next month.

Life is good. B)

Are you really the maker of shoes?

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