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About futurepaul

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    HPC Poster
  1. In Switzerland there are limits to what a property owner can make from a property. I sublet to someone else there and the rent in registered with the authorities my contract had rent rise limits of 1.3% above inflation The deposits can be 3 months plus 1 months rent (over 9000 chf on my first place) There are many private landlords but there are also professional companies renting, this is the way I did it. If you buy there no one pays off their mortgage because this attracts additional tax
  2. Some thoughts: It may be a tax on foreigners. If memory serves about 20% of the Swiss population is foreign and therefore I guess would not be eligable for said money. It takes 10 years to become Swiss and you need to pass a citizen test. Even if your kids are born in Switzerland they are not automatically Swiss. In Switzerland politics is taken seriously and very slowly referenda for everything etc. etc. As a Middle Eastern Shahk or Russian Oligark, I would be wondering who is paying for this and what the weather and flight time to the Camain islands is Apologies for the spelling
  3. Where am I now: In 1998 my best mate bought a house, I went to a Russell Group Uni (late) By 2002 I had secured a successful career path and I have survived all the mergers and redundancies of the Engineering industry Always not quite enough money to buy even with 20% and 30% regular pay rises, meanwhile my best mate was paying off his mortgage quickly. 2004 moved in with ex-bankers ex-wife with a very small mortgage. She was getting a lot (2k/month I think) of money from the Government prior to me moving in for being low paid and three kids. Where asset values and 30k p.a plus in child
  4. In Zurich these comunal dumps are burred in the pavement and look really good just a silver shoot. A vehicle comes once a week and empties them. Expensive but effective
  5. Just seen this add today and I doubted the three week claim. So i installed property Bee (excellent) http://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=POSTCODE^202153&insId=1&radius=3.0&index=280 * * * * * * * * * * SOLD BY REEDS RAINS, LEAMINGTON SPA IN JUST 3 WEEKS! - MORE PROPERTIES URGENTLY REQUIRED. FOR A FREE VALUATION, CALL 01926 311 431! * * * * * * * * * * * * A LARGE DUPLEX APARTMENT IN STUNNING CHARACTER BUILDING BOASTING AN ENVIABLE SETTING RIGHT ON THE GRAND UNION CANA.. Property Bee says first listed 28th Jul 2010 What are they trying to a
  6. About time too. In Switzerland where i live deposits are kept in special account which a signature from the tenant and the landlord can release the money or you can just buy insurance and have no deposit at all. Plus a whole independent ombudsman to deal with fairness on relatively minor issues The six month short hold tenancy agreement contract is a farce in England
  7. Good pay, safe, clean and low tax. Housing is is just as stupidly over inflated and rent demand is high in Zurich But the long term rental system is very good Works for me :-)
  8. Only is you dont have flowers and a buffet :-) Funeral VAT liability: Selling coffins, urns, shrouds or embalming fluid Standard-rated (unless provided by an undertaker as part of a funeral package – see paragraph 3.1) Flowers, wreaths, announcement cards and other commemorative items Standard-rated Newspaper announcements Standard-rated Hire of hearse with driver from one undertaker to another Exempt Hire of limousine with driver from one undertaker to another for the transport of mourners as part of the funeral Exempt Hire of vehicle with driver to an undertaker by someone who is
  9. Read all the student posts it seems sad they cant see beyond there current debt crisis to focus on the next one. Hey housing might be affordable (if they can get a job) by the time they want to buy a home. I have been talking to my teenage step siblings, apparently the schools are not encouraging kids to go to Uni any more. My friends teenage child wants to be a Hairdresser, this will probably end up being economically more viable then being a scientist
  10. My 17 yo Step brother works part time for the local council leisure centre putting out crsh mats etc. (not even life guard) completly unskilled. £7 / hour I couldn't believe it I thought it would be minimum wage.
  11. Plus maintenance from husband to wife is not a taxable income so is not included in the calc. I know first hand One of my exes had 3 kids a part ime job, 80% equity house and 30k pa plus in maintenance. Her income was more that mine with all the bolt ons. When I went to live with her it cost her nearly a grand a month in lost benefit due to my wage being a accountable income. Absolute F-ing madness that one women could claim so much she didn't need. She was a bit embarissed but somehow managed to live with the guilt
  12. Kurt do you know which plants are on outage and which have overrun their Service outage period?
  13. Looks like your right looks like the traders run the plants not the engineers, is this explained in the Spark and Dark spreads?
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