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Jason

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  1. https://en.wikipedia.org/wiki/Television_licensing_in_the_United_Kingdom#Reclassification_as_a_tax There you go: Source: https://publications.parliament.uk/pa/ld200506/ldselect/ldbbc/128/128i.pdf
  2. Yes it is. Gordon Brown changed it to a tax so it wasn't included in the inflation statistics when the rate going up a fair bit.
  3. In my opinion this is one of the best threads ever on this Forum, and one of the most important regarding HPI. Sausages (aka gruffydd) was spot on with his analysis throughout and although on many other things I have disagreed strongly with him he really does deserve a lot of credit for helping us (myself in particular) understand the inflationary pressures. There was very good input from many other posters, and it soon became clear that the consensus within the thread was much more accurate than anything we were hearing from the BOE or various other commentators. So, well done Sausages and thank you And just to add, that list above was written well before the war in Ukraine, Gas/Oil price surge etc etc..
  4. I'll keenly follow this thread, as I find the Solar panels a complete minefield. I'm prepared to pay a decent sum for similar to you, but need to be clear on the pay back. I have a similar roof, perfectly south with no trees in the way etc, and a large double garage with south facing pitched roof. I did wonder if it was possible to hook up enough panels to be energy independent with battery storage, and only top up the batteries at night on a cheaper tariff (we have gas central heating and no hot water tank, in a large new build house). I know the answer to this is it's not worth it, but I need to consider it when I move to an EV.
  5. True. I think the problem is it's going to be worse than most here predicted.
  6. I managed to convince the owners of the company I work at to offer 3% pay rise for the warehouse workers as we are struggling to recruit. That came six months after the last rise which was 3%. April is the next review, and 'usually' they try to beat the CPI inflation by around 1%. In fact they always write a letter stating CPI inflation so the increase looks good.. see what happens this year then! I think the higher paid managers won't get such a good percentage rise though.
  7. https://www.ofgem.gov.uk/publications/price-cap-increase-ps693-april
  8. Nope. Going from £1399 to £2107. 50.6%
  9. Those coming off a fix from the start of 2021 are going to see a huge jump. It's a 27% jump for me to the Oct21 price cap.. Still waiting for the per Kwh rates to plug into the spreadsheet!
  10. See attached for the history of the BOE rate: https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp The black Wednesday in 1992 rates only went that high for a few hours, so never really hit lending rates. Obviously what was reported in the media at the time was alarming to many. I did put the rates into a spreadsheet here:
  11. In 2009 I got £15k off a new build (6.3%). I tried to get more, but they wouldn't budge. Note this was 25.4% below the highest price paid for the same house in the estate in late 2007. In 2007 I couldn't get anything off the price for the show home, but did get Stamp Duty paid and £500 contribution because I was a pain the ****. They also part exchanged my old house for £10k less than I had it advertised (with no real interest), so only lost around £5k ish when you take into account estate agent fees I didn't have to pay. Regarding new builds, I would strongly suggest you find the planning permission for the estate where you can see all the data on the plots (not the developers glorified brochure). This would rule out the issues with parking spaces, boundaries, flooding risks etc; it would also give you opportunity to look for the plot you want. Secondly, I wouldn't exchange until the house in water tight and thoroughly inspect it as it's being built. Take lots of photos you can study for errors at your leisure. In the current market, and seeing what's happening with older houses, I'm guessing you won't get any discount at all.
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