micawber

BBC refuse to report RPI even though many pensions and benefits are based on it - on the basis that the government want to ditch it.

DYOR. Telephone networks (see the small print on every ad about the government sanctioned allowable increases, e.g. CPI+3.9%). Big Oil (see NEST selling off interests in non-Renewables thus allowing investors to purchase energy stocks at stupidly low prices. And we can see that big oil has no future given the queues at petrol stations). Fags (extremely low cost of production and huge demand worldwide - China/India) Gold/Silver Miners (as Fiat becomes increasingly worthless). ... and you're done!

Probably true. You just need to find someone less clownlike than Corbyn to front it.

I gave up waiting for my £80K payoff. I guess that I was just too good to fire! Life is too short.

More formally than my analysis: https://www.home.co.uk/asking_price_index/HAPIndex_SEP21.pdf "The current state of the property market is a direct result of overall low supply of both rental and sales instructions. Moreover, London now shows a return to strength with rising demand and reduced availability of both rental and sales stock. Scarcity is driving up rents across the UK and supply is continuing to fall rapidly. The total stock of property for sale indicates a record low in the history of this index and the trend suggests that it may not fall much further. Meanwhile, the supply rate of new sales listings remains consistently low across all English regions, Scotland and Wales, more than compensating for any reduction in demand owing to the end of the stamp duty holiday."

For my sins, I did (around pages 840 onwards - you can enter it in the URL!). It actually wasn't that bad. I need to have a look at some other areas.

My own view is that if stuff is selling within a few days (or worse, you see those EA adverts saying "sold prior to marketing") then the market is still too hot to become interested in. Leave it to the desperate.

Likely due to lack of supply - not enough houses coming to market - so anyone who is desperate to buy will offer stupid money. Whether or not surveyors will agree that value is another matter. You're doing the right thing by not being desperate. Wait for furlough to end and more distressed sellers coming to market.

We treat our dogs more humanely than people.

Let's revisit all this in 5 years time rather than waste our lives navel gazing. Of course, if you have nothing better to do then carry on .....

You click on each councillor and then click on their Registered Interests link https://democracy.cornwall.gov.uk/mgMemberIndex.aspx?bcr=1

I think that I have posted about Cranbrook before - the new town just outside Exeter. Another quick look here shows the real story on new estate resales. Anybody got their own local illustrations? https://houseprices.io/?q=crankbrook+ex5+7

According to this series: https://www.bankofengland.co.uk/boeapps/database/FromShowColumns.asp?Travel=NIxAZx&searchText=fixed+rate+mortgage some rates are down in the last month or two, but July 2020 appeared to be the low water mark.

I accept that a majority of Brexiters wanted to end FoM but a sizeable minority (prob 20-25% of Brexiters) just accepted it as a consequence of exit. They still had a positive view of immigration and the benefits it brings. I saw a survey from 2018 saying that 60% of UK had a favourable view of immigration. It was far higher than France and some other EU countries. From the same survey I could see that most UK people had a favourable view of the EU but unfavourable view of the Commission and Parliament. I'd see myself in that camp. I love Europe, Europeans and their different cultures. Some folks still wish to paint a very simplistic bogeyman-under-the-bed picture of Brexiters. They need to think harder if they wish to change the course of the discussion. As far as Yelim's 'disaster' description goes - I just don't see it. I see some friction and some price hikes and some EU companies who don't wish to trade with us for now. That's not a disaster.

Wholeheartedly agree. There are so many ways to legally avoid tax or get it back. I enjoyed retiring early as a result of tax efficient savings and then paying little to no tax in retirement. Simple things like buying second hand to avoid VAT and cooking meals using raw/basic ingredients.

Not sure what it's called, but applies to anyone including your children. So if you have large disposable income or cash then it's a useful option. Obviously anyone on a low/no income AND no savings cannot enoy this benefit, but this was all about whether you should pay off a mortgage given the funds.

You can still dump £2880 in a SIPP and get £720 added by the gov each year, even if you have no income.

You'd need to come back with the full balance sheet before I got over-excited. You have to factor in the tax paid by the people employed on the film and the benefits saved by employing them.

They may or may not do this for all the knowledge I have. However, if they did then I suspect that they would only go after large holdings in excess of £XXXK in order to limit the number of people impacted. They'll not be interested in average Joes with a few K held.

You missed this bit of detail..... Bank of England data shows record low rates for those with 40% deposits

I wouldn't pay much attention to that. The house I sold (completed) in Jan this year is still on RM as SSTC, and the one I just purchased and completed on (Jun) is also still on RM as SSTC.

For us, it was a nudge (re: how much influence did SD holiday have). We saw it as an improved opportunity to offload our family home and downsize. I could definitely see it being easier to get a bid if the buyer didn't have to pay SD. And buying our downsized house without having to pay 1 or 2K SD was like a little PB win - nice but largely insignificant. We had around 20 viewers - 10 at original price and 10 at reduced price - and only one serious offer - the one we accepted, so I wouldn't have said it was a manic market. House had a small north facing garden and that was probably why most initial interest wained.

Done!

I did remove that name from my post as it was hearsay and I had no proof. Innocent until proven .....

Am I right in thinking that some BBC Hack described someone espousing those views as "vile"? Is there a clip of that anywhere?