koala_bear

1. Is there any evidence they have reduced electrical fires in the US/Canada? 2. What is the comparative rate of fire that might be prevented by AFDDs in 230V installations rather than 120V ones? [Dr Koala Bear BEng MEng CEng]

Another expense for landlords ( keeps tightening the screws) and good way of generating more work for electricians! https://www.bbc.co.uk/news/business-47056406

I'm not sure HMRC want or need to go that big at once as there are only a certain number of people they can pursue at once given available staffing. I suspect they will start with a limited number of the easier high quality data sources as that will give them a good number to get started with.

There are also lots of other databases (which HMRC have access to) such as LandlordTAP where Landlords or Agents are meant to register tenant details so the tenants get the water bills addressed to them (~£400m was going unpaid annual so the E&W water industry were told to attempt to sort it out, registration is only compulsory for Landlord with Welsh properties, it is voluntary in England till enough evidence of non compliance is collected). It should now have about 3 years of data in it.?

It has to start some where! It hasn't dawned on enough of them yet and not much to force yet.

Attempt and succeed are 2 very different things! Completely agree on the local aspect. There has been a noticeable decrease in BTL with them selling to FTBs in the last 18 months near me but this won't be a London or Country wide thing.

Presumably a few landlord are also attempting to put up rents to cover their increased tax costs?

China is buying lots less industrial equipment (down 40% in some areas since mid 2016) and cars.

With Foxtons responsible for some of the most bonkers price increases in mini areas of SW17 over the last half decade not being the most bonkers is quite an achievement.

I'm willing to bet Mr Pendleton will survive as he founded his business in a slight down turn having worked as an EA in the previous downturn.

The mail is a bit late to the party on top end sliding - but better late than never!

I only caught up with the news after the market closed, I remember watching Bloomberg the evening of the previous biggest fall thinking I probably would never see a fall that big again. OK this one is bigger in points terms but the previous one was larger in % terms.

Yep - I'd be surprised if 2/3rds of the ex GM Europe factories don't close. This is the second round of Job losses in 6 months at Elsemere Port. The public are voting with their wallets and "buying" less and buying other brands. I always suspects PSA bought it to largely run down so they had less competition and a better chance of selling their products.

Per share or for the whole company?

A newsnight journalist did very good article at the end of last week on how to get round the standards on cladding: http://www.bbc.co.uk/news/uk-40465399

Probably not as Jo Swinson will probably be more popular than Farron

Yep time to dig out the old threads from 2008 onwards where we had the lag calculated. I seem to remember that LR lag was circa 5.5 to 6 months but transactions processed and indices may be calculated slightly quicker almost a decade on.

Anything that reduces tax revenues is unlikely as the opposite will be needed to help pay more to NI for the DUP for its support ...

Indeed - the issue is that there won't be much happening transaction wise while the period of price discovery is on going

Housing Minister lost his seat...

Interesting thought on where PCP has spread from Cars: Sky have recently launched a mobile network claiming to be different with one of the features being that you can upgrade early, the whole set up is based on a PCP phone loan rather than a traditional phone contract.

Someone in the industry told me last year that Merc had seen the biggest increase in new cars leaving the forecourt ("sold" is the wrong word!) in recent years due to innovative financing - admittedly playing catch up with some of the others having been late to the party.

Indeed silly not to use CC for the added security benefits in addition to cash flow. I've spent a six figure sum on CC over the years (including oyster) but have paid off in full every month and never paid a penny in interest. Many people in those areas also have jobs with large expenses that you get reimbursed for later which CC is very useful for. [A form of corporate credit by proxy] I bet Experian hasn't picked up on these nuances. Rail season ticket purchases are falling in London being replaced with more flexible Oyster/contact-less usage instead

I don't think the parties have understood how much tax revenue will be lost with Brexit and reduced business and jobs... If it is 80k per couple then we will make sure we earn less (in the UK).

The cost of Automation in some areas is very high and the added cost of Brexit this helps to justify this. (Ditto time scales with some banks mid way into 5+year effort to automate in some areas so ideal timing). Also a number (or all?) of banks are now having issues recruiting quality staff in India so the outsourcing route if now far less attractive hence heading for the longer more expensive automate route...