Sledgehead Posted September 9, 2017 Share Posted September 9, 2017 Equifax hack: 44 million Britons' personal details feared stolen in major US data breach Can't see how all UK adults would not be affected by something this big. Anyone of us victims got any insight on this? Link to comment Share on other sites More sharing options...
Bossybabe Posted September 9, 2017 Share Posted September 9, 2017 I'm not sure how useful our credit records would be? Link to comment Share on other sites More sharing options...
Sledgehead Posted September 9, 2017 Author Share Posted September 9, 2017 36 minutes ago, Bossybabe said: I'm not sure how useful our credit records would be? and oh the irony of being told that, having had our data stolen from a credit ref co, we should sign up for credit alerts with, you guessed it, a credit ref co. is this hack even real, or is it just a way to get us to shell out a tenner a month on one of their alerts products? and if it is real, surely signing up for alerts will surely entail giving those leaky credit ref cos even more of my personal info. like wtf? Link to comment Share on other sites More sharing options...
reddog Posted September 9, 2017 Share Posted September 9, 2017 You would think there would be some law, to give you a choice as to whether your data is stored. Most people in the UK do not know what Equifax is, yet they have no choice but to have their data stored with them. Link to comment Share on other sites More sharing options...
Mikhail Liebenstein Posted September 9, 2017 Share Posted September 9, 2017 1 hour ago, reddog said: You would think there would be some law, to give you a choice as to whether your data is stored. Most people in the UK do not know what Equifax is, yet they have no choice but to have their data stored with them. There will be, i.e GDPR, which the EU is enforcing next year. Mega fines for non compliance, upto 4% of global turnover. This will still apply to the UK irrespective of Brexit, as if we want to trade with Europe we'll need to follow the privacy laws. Link to comment Share on other sites More sharing options...
Habeas Domus Posted September 9, 2017 Share Posted September 9, 2017 OMG, Equifax security freeze PINs are worse than I thought. If you froze your credit today 2:15pm ET for example, you'd get PIN 0908171415. Perhaps the banks should freeze all fresh applications for credit until this is resolved, given the risk to the bank of approving any new credit from anyone. I'm starting to think this could be the black swan event which crashes everything. Link to comment Share on other sites More sharing options...
Sledgehead Posted September 9, 2017 Author Share Posted September 9, 2017 15 minutes ago, Mikhail Liebenstein said: There will be, i.e GDPR, which the EU is enforcing next year. Mega fines for non compliance, upto 4% of global turnover. This will still apply to the UK irrespective of Brexit, as if we want to trade with Europe we'll need to follow the privacy laws. But this will surely be just an extension of the usual "I grant XYZ the right to share my data with ... blah, blah .. in basically everywhere [and I will tick this check box cos what choice do I really have given I need telecoms etc and every provider out there demands I sign an equivalent clause]. Link to comment Share on other sites More sharing options...
Sledgehead Posted September 9, 2017 Author Share Posted September 9, 2017 14 minutes ago, Habeas Domus said: OMG, Equifax security freeze PINs are worse than I thought. If you froze your credit today 2:15pm ET for example, you'd get PIN 0908171415. Perhaps the banks should freeze all fresh applications for credit until this is resolved, given the risk to the bank of approving any new credit from anyone. I'm starting to think this could be the black swan event which crashes everything. Not sure the PIN is so bad. It does require a hacker know when one froze one's credit. Then again, it depends how many failed PIN attempts lock the whole unfreezing process. Is anyone here gonna lock their credit? How to freeze your credit after a data breach ... Or before Link to comment Share on other sites More sharing options...
RentingForever Posted September 10, 2017 Share Posted September 10, 2017 12 hours ago, Mikhail Liebenstein said: There will be, i.e GDPR, which the EU is enforcing next year. Mega fines for non compliance, upto 4% of global turnover. This will still apply to the UK irrespective of Brexit, as if we want to trade with Europe we'll need to follow the privacy laws. Try renting anywhere, getting a mortgage, even gettiing a mobile phone ffs, without a credit report - impossible. As reddog says, in today's society you have little choice except to allow them access to your data. Which should mean any fine resulting from this breach should be massive and punitive. Doubt it will be though. Link to comment Share on other sites More sharing options...
Mikhail Liebenstein Posted September 10, 2017 Share Posted September 10, 2017 37 minutes ago, RentingForever said: Try renting anywhere, getting a mortgage, even gettiing a mobile phone ffs, without a credit report - impossible. As reddog says, in today's society you have little choice except to allow them access to your data. Which should mean any fine resulting from this breach should be massive and punitive. Doubt it will be though. If this were 2018 it would be a massive fine. Link to comment Share on other sites More sharing options...
Sledgehead Posted September 10, 2017 Author Share Posted September 10, 2017 48 minutes ago, Mikhail Liebenstein said: If this were 2018 it would be a massive fine. and I repeat : 13 hours ago, Sledgehead said: But this will surely be just an extension of the usual "I grant XYZ the right to share my data with ... blah, blah .. in basically everywhere [and I will tick this check box cos what choice do I really have given I need telecoms etc and every provider out there demands I sign an equivalent clause]. Link to comment Share on other sites More sharing options...
Sledgehead Posted September 10, 2017 Author Share Posted September 10, 2017 This is turning into a skullf*** Those familiar w/ the story will know executives sold stock 3 days after the data breach, whilst then keeping the story from the authorities / press for weeks. Now it seems that Equifax are using the fear generated to drive sales of its "security" product, TrustID. Those wishing to see if their data has been compromised are directed to a checker-webpage hosted by TrustID and asked to enter id info. They are then given what seems like a random adjudication, heavily biased towards one having been affected, before being asked whether they wish to "continue" their "enrollment" in TrustID. Check it out: PSA: no matter what, Equifax may tell you you’ve been impacted by the hack Link to comment Share on other sites More sharing options...
Errol Posted September 10, 2017 Share Posted September 10, 2017 Looks like some people need to be heavily investigated and then shut down. Link to comment Share on other sites More sharing options...
Sledgehead Posted September 10, 2017 Author Share Posted September 10, 2017 3 hours ago, Errol said: Looks like some people need to be heavily investigated ... You mean like ... Link to comment Share on other sites More sharing options...
Diver Dan Posted September 11, 2017 Share Posted September 11, 2017 Sounds like a new 'mis-selling' scandal. Brand new Audi A2s all round! Link to comment Share on other sites More sharing options...
Sledgehead Posted September 11, 2017 Author Share Posted September 11, 2017 This material just writes itself: Link to comment Share on other sites More sharing options...
Sledgehead Posted September 11, 2017 Author Share Posted September 11, 2017 Seems like TheRegister are keenest to get to the bottom of how this has affected UK residents. I believe the answer will show up on this article, when (if) it does. Link to comment Share on other sites More sharing options...
Sledgehead Posted September 15, 2017 Author Share Posted September 15, 2017 Rory Cellan-Jones reveals our total impotence, and by "our" I mean me, you, Rory, the BBC, BT, the Information Commissioner, the whole bunch of us: Equifax and the UK - what’s going on? Link to comment Share on other sites More sharing options...
Sledgehead Posted September 16, 2017 Author Share Posted September 16, 2017 Latest. Good news is we've taken 3 whole zeros off the impact: Equifax hack puts data of 400,000 UK customers at risk Quote ... a file containing UK consumer information “may potentially have been accessed”. The data includes names, dates of birth, email addresses and telephone numbers, but does not contain postal addresses, passwords or financial information. [Equifax] said it would contact them in writing to offer advice and a free identity protection service to monitor their personal information and data. Link to comment Share on other sites More sharing options...
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