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Habeas Domus

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  1. I can't see them selling these houses one at a time, more likely they will be sold in bulk to a large property management company. Probably at the instigation of the bank no matter what BS the wilsons spout to the gutter press. If they manage that, then when the market does crash it will be the management company shareholders / pension schemes that take the financial hit. I wonder if the recent court cases might make it easier for their lenders to foreclose/ terminate their mortgage account and force a sale.
  2. I can see it going in two possible directions: MP's vote to eliminate No Deal as an option and also reject Mays deal (but dont rule it out) and we get a referendum for: May's deal or Remain. Alternatively MPs eliminate Mays deal and we get a referendum for: No Deal or Remain. The problem is that No deal will probably get more votes from the public than Mays deal, so thats a high risk option.
  3. The problem with that option is that all remainers will then just abstain from voting, if 51% or more don't vote it will be claimed as a remain win. Thats why you need a remain option on the ballot paper.
  4. So what if the results are: May - 25% Leave - 35% Remain - 40% Who wins?
  5. Habeas Domus

    Epidemic Influenza And Vitamin D

    Is Sunscreen the New Margarine? Rowan Jacobsen Jan 10, 2019 Current guidelines for sun exposure are unhealthy and unscientific, controversial new research suggests—and quite possibly even racist. How did we get it so wrong?
  6. Habeas Domus

    Nearing the end of my sanity..

    For the last few years I have been saving more in cash each month than I pay in rent each month. The delicious thing about this is that when interest rates do go up, it will hit the housing market hard and at the same time more and more savers like me will start realising : "The interest I'm earning more than covers the rent so I'm not in any hurry to buy now" In some ways people with big houses and mortgages are less secure than a renter with a big savings pot.
  7. Habeas Domus

    Nearing the end of my sanity..

    The only thing wrong with this analogy is you are assuming everyone will eventually need to buy at some point. I don't think thats necessarily true - it is when houses are a sensible multiple of salaries, but if the prices continue increasing into the stratosphere there does come a point where your money is better off sitting in the bank (or in an investment portfolio) and you use the interest/dividend payments to rent forever.
  8. relevant medical conditions, namely: Acute Stress Reaction or an acute reaction to the stress caused by a trauma Suicidal thoughts or self harm Depression or anxiety Dementia Mania, bipolar disorder or a psychotic illness A personality disorder A neurological condition: for example, Multiple Sclerosis, Parkinson’s or Huntington’s diseases, or epilepsy Alcohol or drug abuse Any other mental or physical condition which might affect your safe possession of a firearm or shotgun https://www.shootinguk.co.uk/shot-gun-certificate/depression-and-gun-ownership-50713
  9. WTO Terms would still have to be negotiated, the current terms were agreed after the UK joined the EU and it took 8 Years The last and largest GATT round, was the Uruguay Round which lasted from 1986 to 1994 and led to the WTO’s creation. https://www.wto.org/english/thewto_e/whatis_e/tif_e/fact1_e.htm Now you might be thinking - "well the independent UK can just agree with whatever the WTO rules currently say and sign the paperwork" - but I don't think it's that simple. Even if the UK is prepared to risk just signing the same paperwork as some other non-EU country in the hope it will work out OK there is very little hope that the other sides will be prepared to go along with it, they will want to look over all the details to ensure they aren't getting stiffed by the deal and that takes time. A "no deal" Brexit is a chimera.
  10. Habeas Domus

    Restaurant chains suffering?

    The NHS are also doing this https://www.peoplemanagement.co.uk/news/articles/hospitals-spending-thousands-to-secure-settled-status It's not a lot of money, it just points out that the employers doing this are paying the lowest wages and want to keep it that way.
  11. Habeas Domus

    EA Just told me to wait to buy

    At least it shows that falling prices are on the radar of estate agents. For the last 15 years any suggestion of prices falling would have been met with a puzzled look of "does not compute"
  12. Also they don't depreciate much because a high proportion get written off in unrepairable accidents which limits the number for sale in the used market.
  13. Habeas Domus

    Edinbugh Latest

    a fixed link https://www.scotsman.com/news/politics/edinburgh-s-rampant-airbnb-growth-hollowing-out-city-1-4849285 There are 230,000 houses in Edinburgh, but only 18,400 in the city centre where most tourists want to be. http://insideairbnb.com/edinburgh/ are probably more accurate numbers than the Scotsman and they have 11,985 in Edinburgh. Top areas for AirBandB seem to be Leith (cheap to buy) New Town (expensive) and Newington (good access to festival venues)
  14. 57% voting for no deal!! Either you guys are trolling or you really don't understand what leaving without a deal would mean. Imports and exports would stop overnight, a small trickle might get through but to all intents and purposes all the ports might as well be closed. The effect on the food and manufacturing industry would be catastrophic. In reality what would happen is a flurry of deal making in the weeks afterwards during which yes, deals would be struck - but how bad do you think those deals would be? given the little that May has managed in 2 years, what chance of anything better happening in a matter of weeks - it aint going to be pretty - we would be sold down the river just to get industry moving again. The closest we have to a genuine 'No Deal' is to cancel May's deal and cancel Article 50 remaining in the EU, I don't like it any more than anyone else but at this junction remain is the only realistic option left on the table. Perhaps in the future someone can try Brexit again with a political party behind it and a fully worked out proposal, other than that I think Brexit is dead in the water. A No Deal Brexit can't and won't be delivered.
  15. Well I imagine someone running a restaurant and paying thousands of pounds a month in rates wont be too happy about a council run, loss-making restaurant opening up next door and taking their trade.
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