fatspanner

It was an assortment of things from personalised prints to Co2 laser machined items. Profits after materials, Etsy costs and tax are around 60%

I started a little Etsy store on the side a few years ago and the stats show the sort of disposable money that people had. It's cratered this year as people tighten their spending

Not sure about their trading options. I've held an account for a couple of years just to hold and stake for some nice returns. Also had a couple of 0% loans against my holding which is a useful feature.

Nexo, is the most user friendly I found so far.

I picked up Heinz at Aldi by mistake the other week. Didn't realise until squirting it on to my plate. I'm still mad about it now. £4 for ketchup!

I'm keeping a close eye on our usage with weekly meter readings. Currently spending £50 a week on gas and £20 electricity. The cold snap saw gas at £70. That's with a huge reduction on how much gas we were consuming compared to last year. Heating now on for an hour in the morning and a couple of hours in the evening. It's a 3 bed detached that needs new windows and some wall insulation.

Really useful video and on the back of that info I've oversized my boiler. Had a new 35kw for a decent sized 3 bed detached. No cavity wall insulation and drafty old double glazing at the moment. We renovated a probate property just over a year ago now and tried to future proof for an extention which probably isn't needed now the eldest has moved out. Put in wet underfloor heating along with new gas central heating. Using tado to control it all with smart trvs. Works an absolute treat. Having the control to turn off rooms and schedule the trv to suit each room use is great.

Recent study suggests the population saved substantially more than first thought during covid. Combined with a reduction in commuting cost there's still a lot of money sloshing about. Sales looked to have slowed down in my area but they're still sellng. A lot of people were being outbid during the frenzy and still want to buy. Now is there chance I guess. This will be a slow grind down over the coming year. Even with 4/5% mortgages, monthly payments are still comparible to the rents people are paying.

Looking into a good battery/pv system at the moment. First part is the large battery storage and Inverter so I can pull enough off the grid on one of the EV tariffs to use throughout the day. Then add the panels next year. All DIY. Gives me something to mess about with as I like a good project.

This is a difficult one but I think I'd like to see them drop significantly. I say this after I bought last year and have seen considerable rise in its value. However I have 2 teenage daughters who I'd like to be able to afford a place of their own in the future. I honestly wouldn't mind housing dropping and my home being worth less than what I paid. I'm sure many will easily switch from bear to bull though when they finally own. Housing should be affordable and be in anyone's reach.

Bought last year after being fed up with renting a shitty new build for 5 years. Landlord wanted to increase the rent again and that was the motivation. Bought a probate which needed gutting on a 90% mortgage and now it's close to done. I'm hoping we'll be down to a 60% ltv when the 5 year mortgage deal ends.

If you want to amuse yourselves for a while go and read the reactions on twitter. She truly is out of touch.

Thanks Mark Looks like your investments are really paying off. I'm looking into another avenue now also and would like to get peoples thoughts. Possibly drawn down a loan on my bitcoin and have some miners hosted for me by compass mining. https://compassmining.io/ How much bitcoin could you mine per day/per miner each 90TH/s Stupid idea or not?

Does anyone have any experience of earning interest on your crypto. I'm considering investing some at https://nexo.io/ with a 6% return paid daily. @MonsieurCopperCrutchdid you mentioned you have a little staked somewhere?

The seller has accepted the surveyors down valuation with no quibbles! It was 5% over asking but I still think it's such a great price.