locky82

That's exactly why we did it. I know full well there should be a price correction. However when you actually have to cough up more money at the end of the month to rent, forgot it, I'll take my chances buying. As long as you have a deposit that is! Can't you make the landlord a cheeky offer, no estate agent fees and no relocation for you... could be a win win.

965 - Seems to be my account stability that lets it down. I switch when I need and doubt Id ever stick with the same accounts for 6+ years. However the flexplus may be the first, really good value and service.

I was lucky enough to have the tenants tour on a couple viewings when we was buying. One stayed on the market for a long time, she was very honest about the house/neighbours/area and her landlord lol

Madness. I bet the vendor couldn't believe their luck.

If you are trying to hide it can't you just stick it in a few online bookie accounts? Interest is the same as banks, probably safer and I doubt anyone would look once its been deposited... Thinking about it anti money laundering software would probably get you

If you are trying to hide it can't you just stick it in a few online bookie accounts? Interest is the same as banks, probably safer and I doubt anyone would look once its been deposited...

If you're trying to find the least stressful route it's probably better to focus on finding a new home instead of delaying the inevitable for a few months.

SMI is a loan that incurs interest. It wasn't the type of bail out I thought Blink was alluding to.

I suspect most would use the equity they have built up by paying down the loan. Although I'm sure some people are happy to constantly be at 95% ltv. What would bail outs for homeowners look like? Would it cost more than housing benefit?

Not really, its generally the cheapest way to borrow so makes perfect sense. You don't have long to make memories, one of the better things to borrow for IMO.

Falling inflation? Jog on, who's stats are you buying into?

Jokes, right?

Jeez. 13 years... You've shown zero response to change. Continue to sit tight and wait for the world to change for you. There are different view points that fit within the scope of this site without having to throw around accusations of VIs etc. I start reading this site in 2008 fully believing there would be a crash however I that view has altered and I'm convinced the governments objective is to turn our currency to shit without a revolution. Theyre doing a decent job, and imo will use this crisis to continue this.

I've never understood that argument. I rented for a long time and I found I still had to pay a large percentage of my wage at the end of the month. Thus the necessity of needing that roof over my head was dictating my life choices... Not whether that money was repaying a loan or not. As far as I can tell, renting only makes sense of you're moving a lot for work or qualify for housing benefit. Most don't. Each to their own. The OP asked for opinions. I think if it's a family home and affordable he'd be mad to risk it. However this is the site to come to if you want talking out of buying, so he'll probably sit tight.

Worst website to ask for a balanced view. Id buy. You can either buy and have a place bought and paid for before your retirement. Or you can gamble I wouldn't gamble on my future.

Its coming. I went to view a house a few days ago, needs work, but it was your classic worst house down a great road and priced as such. Would have sold in hours previously but its still on Rightmove. I'm not ready to buy atm but the estate agent said its a buyers market and we shouldnt be confident of selling ours if we was to make an offer! My misses didn't like it anyway! ?

I don't think I'm wasting my life at work. I don't see many of the plastic notes. Once the DDs comes out for gas, electric, water, phone, internet, mortgage etc. oh. Look at that, turns out I don't work for plastic at all but goods and services that help me enjoy a more comfortable existence than 99% of people that came before me and i'm embarrassed to say most of the rest of the world currently. You're blessed to be part of it! Seriously

Interesting. I might identify as an 80 year old and see if I can wangle my work and state pension, and ****** off to Malaga.

Brexit Sterling gets attacked or The oceans rise and in 20 years were all logging on to boat price crash. I still don't think there will be a HPC in sterling. Load up on sterling debt or hold savings in USD

New Zealand bans sales of homes to foreigners http://www.bbc.co.uk/news/world-asia-45199034

There is no way a .25% raise can suddenly tip you over the edge. But if it means her friends and family get to listen to her whiny voice less and the old bint is turning lights off when shes not in a room, I guess some good has come from the rise.

If anything this is just evidence of more dumb dumbs looking to buy. Hmmm, are they really on a “bad run” or could it just be the financially illiterate are on the increase from 1 in 20 to 1 in 5 ? even when they’re told their paying too much their answer... ponce from family!

Thank you.

https://www.google.co.uk/amp/s/amp.theguardian.com/business/2018/jul/13/bank-of-england-deputy-urges-caution-interest-rate-rise-jon-cunliffe cant see Carney needing too much convincing

I seriously tempted to jump on the 10 year fixed. Mines a whole 1.04% more expensive tho, which is £110 a month. Do I believe Carney or not? ?