grey shark

Yeah then theres the loft , i could board the floor of it and maybe get 20-25 sleeping next to each other also i reckon i could get one person to live in the cupboard under the stairs as well Seriously it's a great idea , kinda like a timeshare property , i bet Theo thinks he's cracked it ffs .

Sadly only 6.10% on the first £2,500 then 0.10% wow , typical bank have a big headline rate but it's not so good when you look beneath it , the same can be said of there high interest monthly saver account 12% sounds great but nothing special once youv'e worked it out . Although it depends on the amount you have to save as well .

What a great idea , i'm going to get a syndicate of 20 people together most of whom i don't know and collectively we will go out and buy a standard 3 bed bay fronted semi .

I look forward to when we see this type of report on the front page of the Xpress and Mail and even more when it's the main story on the BBC news

I live in Harrow , prices are the same here as they were in 2003 i have lists of properties from that year so i know for sure as Enfield is up the road i would guess your m8's flat is pretty much worth what he paid for it {at the moment anyway }, there are stacks of flats available round here , if your m8's flat were mine i'd stick it on for £149,950 this would give you a chance , other wise he'll just keep dropping it 2 or 3k till it gets to £149 but the crash may well be underway by then and he will just end up chasing a falling market .

Where would i like to live hmmmmmmmmmmmmmmm I'll get back to you when i've thought of somewhere , now where shall i say mmmmmmmmmm

Yes i know as many woman walk out on there other half as men i was just following on from your earlier example , another thing is many married couples have met by there early 20's when they havn't imo fully matured as adults they then get married , have kids , take on as much debt as possible then when they get to there early 30's this is when most fully mature it's then they start to look around at what thev'e got , they do comparables with friends and others of there own age group and start asking themselves is this life what i really want ? It's then many will try to see IF the grass is greener on the other side . Although many are now no longer getting married and having kids , it seems to me that at least half those having kids now are either immigrants or the English white trash who produce there kids so the free house and benefits can keep rolling in , and in the VAST majority of cases with the benefit parents it's a case of scum breeds scum , so much to look forward to in the coming years

Your second paragraph reads something like a Enid Blyton book on the famous 5 , but thats how it was until the 1980's when morals and attitudes started to change for the worse , culture now is a mix of many things including peer pressure , keeping up with the Jones , getting sucked in by advertising and brand names , funding a high maintenance lifestyle through credit and mortgages therefore becoming a modern day corporate debt slave , if anyone wants or trys to let there kids lead the "Famous 5 " lifestyle that you describe they are then viewed as oddballs . As for blokes walking out on there mrs , many do it , there fed up with there dull going knowhere lifestyles and need a change or something new , or want to live it up one more time before they feel it's to late , many just swap there old piece of fluff for a new bit .

Yes to many it will just be a inconvieniance , but to the 1,000's and 1,000's of amateur BTLers who bought in the last few years many of whom are making nothing on there " investments " a couple of small interest rises will hurt them and hopefully they may think stuff this BTL game and put there " investments " back on the market in the hope of getting out , there " investments " will then be competing with the many awful new builds that arn't selling , as well as all the repo's all looking for potential buyers .

If youv'e waited 38 years , wait a couple more , as houses certainly ain't going up anymore , the bubble is at breaking point and it's gonna go............................................BANG , CRASH , WALLOP ...............real soon .

ANDY 75180 , you is de man , you've got an answer for everything what you gonna be like when you've done 1,000 posts ???????? and i just luvvvvvvvvvvvv the golf ball it's so cool baby I'm STR and i'm wanting a HPC big time , the economy might survive better than you think , many recent immigrants will go home , mosts jobs will still be there it is unlikely houses will crash more then 30% imo it might be a quick crash or it might take a few years but most people will survive , most will keep there jobs and houses , and the world will not end .

I like this piece within the particulars of the advertised property ........... AGENTS NOTE There is a pedestrian right of way at the rear of the property for the next door neighbour to maintain their property. To the front of the property located nearby is a former PIGGERY, which the current owners use as storage. Looks like one of the former pigs stayed behind

120K would get you 5-6 k a year after tax if you put it into the right accounts , some ideas would be open a cash ISA each thats 3k each per tax year , you say your not working and your husband has a good job so he's probably on 40% , so the savings should all be in your name therefore on the lower tax band also as your not working you can claim your personal allowance back from the tax man as your paying tax on the income you receive from your saving accounts this would be approx £1,200 a year , spread the money into 3 or 4 internet and building society accounts for extra safety and monitor the rates .

WHITEBOYTRASH , do you work for the Clapham tourist board ? as your doing a very good PR job for the area , a few more postings about your beloved area and i think you will explode , i've driven through it many times and just know it as overated piss hole , the high street is full of dirty second rate shops , the common at night is full of pervs and even MP's running around with there trousers down , it's also walking distance from Brixton and Stockwell meaning you are at higher risk of being burgled , mugged or murdered and the property of the area is way way overpriced , but yes there is small minority that think it cool and trendy to live there . This list that you speak of are you sure that it wasn't 15 pages long with properties for sale and there were only 10 people interested in buying ?

1966 ............

Amazingly the yanks have always been more honest over property news than the UK who have the " Sweep it under the carpet attitude to housing " i reckon the yanks quickly admit that the housing game is over so they can try to get back to normal whilst the UK just can't admit it and just carry on digger a bigger hole for themselves .

Won't be nice if your still waiting in 10 years time , i'm a cash buyer , but i to can wait

Too right , and coupled with a 1% rise in interests in the space of a few months and this would then break many BTLers and the boom would go down like the Titanic .

When the last bear gives up and turns into a bull ..............................then it crash's . Inch by inch the HPC is getting nearer to the cliff edge but it's oh so painful waiting for it .

Why offer 310-315k , tell them your chain free and 300k is all you can afford , i am STR and waiting and renting in Stanmore and have no regrets ,last weeks Harrow Observer 's headline was " HOUSE PRICES UP 13% IN A YEAR " this is total cr@p i have lists with pictures of house's in Harrow Weald from 2003 i checked the agents website he has identical houses in the same roads and 3 years later they are all within 5k of the 2003 prices , not that i want to live in Harrow anyway as most of the area has detioriated in the last few years Pinner one of the last of the better areas left . If it's cheaper for you to rent than buy , then just rent , they say rent is dead money , errrrrrr so is interest on a loan also dead money

The Halifax love playing with there 1% , one month they say houses are up 1% next month they say houses are down 1% then back up 1% , there always in a spin with there spin .

Soon Bloomberg won't be just talking about the US market going into freefall ..........oh no ........it will be the UK housing market going down , hopefully by xmas what a xmas present that would be , bring it on

Whats wrong with it ???? It looks like a good investment opportunity to me ..................

The big man tells it as it is .

Many of those on bloomberg are just professional guessers , i was watching bloomberg last month the moment they put them up to 4.75% , there were 2 suited pundit ponces in the studio they both said no rise this month { meaning August } and gave the reasons why they thought there would be no rise , when the news came through those 2 were speechless and somewhat embarassed , you could barely see there faces for the amount of egg on them