miguel

You've made the assertion. It's up to you to prove that assertion right. Let's see what you've got. Don't be shy. Prove it.

But if they fall ill or die it doesn't really matter if they move to the right. All I was doing was pointing out the facts of the demographics. I didn't state that I wanted older people to die because it suited my politics. Nor did I imply it.

It's not a sick statement. It's a fact. People die or get ill as they age.

In any new referendum remain have demographics on their side - older voters dying or going into care, new young voters coming on to the electoral register. Getting the young vote out may not be as difficult either. Just as a note prior to the referendum I was conducting my own polling (few local boozers!). I was struggling to find any remainers. Being in my mid 50's meant that it was older voters who I was coming across. Seriously, it was something like 3 or 4 to 1 in favour of leave. 'I don't want them telling us what to do' was one comment I remember. It was said in a rather angry manner too. The other was 'we can do it all ourselves, we don't need them' - said in a more polite manner.

Maybe ask for a teeny bit more?

Go over to U-tube and watch Kryten for everything EV.

Tories in chaos, meltdown. They'll still have a 5 point poll lead ?

Yes Johnson gone and it's the EU that's collapsing. Bull fckin sht Brexiters.

Changing. For the better? In what way? What do you see as the prize, the mechanism and how will it be achieved?

It's been a joke for a very long time. People talk of the EU collapsing. Britain looks far more in danger of collapsing than the EU.

Yes, Black and White: We could be like Norway! - N. Farage. No one is talking about leaving the single market. - D. Hannan.

Yes CCC. It was made perfectly clear by Farage: Norway. We could be like Norway. Farage, the guy that many leavers liked and really respected.

Anyway, how long for a leadership challenge? Yet another distraction to the matters in hand.

How do you know they were listening to Cameron? More likely they were listening to Farage, after all he's perhaps the biggest single reason the referendum happened in the first place, the man they respected. The man they respected was banging on about 'being like Norway' - to use his quote.

Sorry but it could. When you have leading Brexit campaigners like Farage and Hanon muddying the waters, referring to staying in the single market, I'm afraid the idea that things couldn't be clearer is nonsense. You may be right in stating that the vast majority of those who voted leave knew perfectly what they were voting to leave the single market but there's absolutely no way that you can be certain that 100% of them did.

EU is about to collapse. Turkey will be allowed to join the EU just after it's collapsed. Britain is strong and stable.

2007 was at or very near the peak. Knock off 15 % and your in the ball park. Then again we don't know if the property itself has been improved upon since they purchased. A shabby garden might make a difference but I doubt it will be very much. Of course some owners may now be feeling very confident following the rrecently reported price rises, they may even hold out for the full amount. So much depend on their personal circumstances. I'd be tempted to go in a little lower than the figure that you have given, stating the percentage decrease since 2007. I don't think that's unfair because there's a pretty strong case for NOT paying 2007 prices - unless of course you think it's going to climb again. Many on this forum think it's a minor blip before the real storm arrives ie. further continued falls in house prices. In many ways it's all a bit of a gamble and there are no certainties, just opinions.

I think the vast majority on this forum think the market is going to fall further, some say much further. I suspect that it has another 10% or so to go. I base that on rising unemployment and poor economic results. I could be very wrong of course. It's all a matter of opinion. Having said that even if you were to put in an offer now, I'd offer quite a bit less than the amount that you have indicated.

I don't think the OP was after that kind of advice. 60% deposit? What the . . . have they to lose? I'm baffled. Like I've said on previous occasions, they lurch from one extreme to the other.

I'm of the thought that it's a sales gimmick. You offer the bottom of that 'band', it's accepted and you think you've got a bargain. You haven't got a bargain at all, if anything perhaps you've overpaid. I'm not sure you'll be able to get 20% off 2004 prices though. That just might be pushing things a little too far. . . then again if you wait for the depths of this winter. Who knows.

That Road must exist in another dimension. The rest of the country was seeing huge increases in property values and yet on that Road they virtually stood still, in fact taking general inflation/wage rises into account the price effectively went backwards!

Look at the Land Registry figures. It tells a slightly different story to the one being told by the mortgage companies. The only safe thing one can say is that the prices aren't falling quite as sharply as they were a few months back. That really is all that can be said. Unemployment is still rising. Even in the US unemployment is still going up markedly and usually the US is a weathervane for the rest of the world. I really can't see prices holding up under those economic conditions. Perhaps we are seeing some effects of the money that has been pumped in but that money may only have a short term effect. I'm holding off through the Autumn and Winter. I suspect there's another 8 % or so to go. It's a guess. I could be very wrong but ultimately we all have to make our own decisions.

If I was in a similar situation I'd have a quick word with someone at the local planning department. Go armed with a picture of the property and another one showing the extension. They may just be extremely happy that someone wants to demolish that part of the building, then again they may not. At least they should give you an indication even if it isn't a definitive answer. It's also free.

95K + 30K = £125K. Is the flat worth that amount in the current market? or is your initial offer of £85K a realistic price considering the work that needs to be done and current property values? Easily said but try not to get too attached and emotional about it. Look at it purely from an economic point of view. Just my opinion.

Oh 10% at the very,very least. It may seem a little audacious but what's the worse that can happen if you offer (say) 30 % less? They might tell you where to go. Big deal. Don't forget that when the times were good people wrere slapping on 20% (or more) increases per annum - so why wasn't that audacious? Certainly don't base anything on advertised prices, even here ooop North prices don't seem any different than they were 2 years ago. Land registry figures may tell a different story though. Many people are still fixed in the psyche of high house prices but if you base things on 'usual' (NOT AVERAGE!) earnings it should tell us where house price level should be. At least it should give a fair indication. You also seem to base your calculations at an interest rate of around 5%. Of course there is no 'rule' that it will stay that low. 20 or 25 years is a long time and that interest rate can climb. When it does the repayments can be crippling for a lot of buyers.