Nabby81

House 10 time's your salary and rent takes up 50% of take home but yeah just saving is all you need to buy ....

Same

Houses prices high is one thing , but rents are as bad if not worse. Places near me are 3-4k a year more to rent than 2020/21 those who cant' pay are ending up homeless or if they can absorb it the wider economy us going to have less spent in it. Councils already broke are being hammered to find Temp accommodation leading in part to large council tax rises coming which again takes out more spending in the economy. So I think the homeless crisis is going to become a big story next year that's my prediction

Dominies regularly post menu's with vouchers on and if you go on the APP there is always deals As for them struggling https://www.cityam.com/dominos-pizza-delivers-hot-half-year-results-as-it-opens-29-new-stores/ They are not the best but the 9.99 to collect a large is not to bad. My issue with them is they scrimp on the cheese so you don't have the melted cheese pull you get on other's and the toppings fall off

Went with my Daughter a few weeks ago as got kids meal free with o2 Priority , so free for her Me ? £27 pounds for a large pizza

If you rent the prices now must be close to making work pointless for some. My daily check of prices is seeing less and less available and what is so expensive now.

Same here

The rent gets paid , but rest of economy struggles My rent when up 1200 a year , thats 1200 i won't be spending elsewhere x that by 1000's of other's and that a big loss to wider economy. As a lot of it will be LL rates going up it's not like they will be banking the extra income either.

Also the price ,I'm on the council list ( literally have said I'll never get anything ) but being on it allows me to see the homes for bid. 1 bed flats are under half at least the cost of PRS. For me both labour and Tory's since late 90s have seen a massive growth in BTL which has gone the PRS ,the problem now is immigration has run into 100s of thousands and year increasing demand and now rates have gone up renter's are now having to absorb huge rental increases.They is a major problem coming soon with people left homeless at worst due to costs or paying but all other spending cut which is going to see the economy tank. I'm me field of search places have jumped 800 to 1200 a month in 2 years.

That was my take as well.

They have already mentioned state based mortgage guarantee's. That's how they will get the private sector to build , the same gift they got from HTB.

Like alot of stuff around me area. Talking almost 1k a month for studios now, its insane.

What I said in another Thread today

This also happened in Luton a few days after the airport FYI its a 1ltr Petrol based on the reg and BHP 118 its the mild hybrid version

Seeing all the recent articles on landlords mortgage costs going up due to the IR increases ( and no doubt IO mortgages ) it seems to me that soon a crisis is going to hit where landlords who can't raise rents are going to be in trouble which in turn leave's the tenants in trouble. My own rent jumped 18.9% this year but I had to absorb is as no alternatives. As mortgages deals run out next year and no sight of IR dropping I think a housing crisis in rents is brewing where people will be homeless or those who absorb the prices will have less to spend on rest of economy. So I think chasing this golden goose of high levels of own ownership is flawed particularly in the context of building 1.5 mil ( affordable ) homes.We should be building house's for rent instead of pouring money into HB every year.If you built homes for rent at affordable pricing then you would take people out of the private rental sector and those homes would not be rentable and be back on market to owners. To note as well Belway have said due to costs they will build less homes now , if the private sector is slowing down its building now how will Labour entice then to build over than with some subsidies ?

https://www.housingtoday.co.uk/news/labour-pledges-to-become-party-of-home-ownership/5119609.article Private sector builds the homes knowing Labour would provide a state based gurantee for buyers ..its just HTB again really.

Like this https://www.rightmove.co.uk/properties/140484806#/?channel=RES_NEW

I have a labour council (Luton) the questions on development are not are they going to approve it , its why every development is approved. Current out door car park highly used servincing the shopping Mall , plans down to put flats on it New Foootball Ground 1200 flats Self Storage owner sold for flats One Dr surgery in this area , Dr retired ( he was mine ) they can't find a Dr to take over so no Dr in surronding area now. That's just the town centre . Along the M1 is around 300 flats just gone up. The local collage sold land so its main Building is now attached to a housing development and its secondary tech building will be pulled down for housing.Nearby Houghton Regis has developments all going up along the new A5 to M1 bypass .One has 500k homes planned. The industrial area my work is based in another town (Hemel ) , has housing going up in 3 locations.My other work location ( Bracknell) we had to move offices as the office area was sold off to build flats.The eyeline in the town is full of Cranes working on developments A drive up to MK or Bedford will find numerous developments going on https://www.miltonkeynes.co.uk/news/people/developer-chosen-to-build-brand-new-village-with-930-homes-in-milton-keynes-4282273 https://www.miltonkeynes.co.uk/news/environment/new-estate-with-1200-homes-likely-to-be-built-on-milton-keynes-countryside-despite-councils-firm-objection-4365455 Essentially I don't see much blocking going on or lack of building.

Same as most car parks , you have to squeeze out with half the door closed Conflicting reports now as one on ITV again quotes fire staff saying a temp ram is being set up to get the undamaged car's out. The building regs on this type of structure didn't require a sprinkler system ...some top thinking there.

Work's both ways plenty of EV driver's doing the same thing now the Fire service have said it was an ICE. We will get further information on that and how it spread in due course , currently though the bigger issue is why there was no sprinkler system in place and why the first person to notice the fire went to 2 fire extinguishers and found them empty causing her to go to another floor to locate one. This delay meant by time she went back the situation was out of control.

Earlier report said they would put a ramp in place to remove untouched cars , but latest I saw was the structure is not safe so the whole thing inc cars is to be written off. The new DART train entrance is right next to the car park and that is still closed. Airport is now open with roads reopened but its going to be a big job to fix this.

A firefigher has said although it was started by a diesel there where alot of EV cars potentially involved quite early on.Which in turn with close proximity caused the rapid fire spread.

Yes " emergancy " rates ..that lasted over a decade which gave people the impression they would never rise hence the mess we are seeing now.

The fire service has said the fire started with a Diesal car that only recently entered the car park.Thats not to say things where made worse by an EV going up. The structure has collapsed in the middle.

Almost where I am.Bottom line is towards the end of the 90's early 2000's the averge person in average job could afford a house and resonable multiplies.That has long passed and every proposed fix to this doesn't want to address this mearly use low rates /gov schemes to cover it up. I don't have a suggestion to how to get the mutiples down to resonable levels .That jump in the 2000's was so much there is no way you can increases wages to get that back.To reduce the price of houses would not be a vote winner ( its my money init I earned it ) and bank holding mortages for houses that have lost half of value would lead us back into bail out territory. What I know is any gov scheme that involves housing in form of a gurantee is pointless and won't help at all only incress demand ala HTB. Perhaps a mass house building scheme for home to rent to FTB's at council type rental rates.Allowing people the abilty to have "own " place but save to buy at some point.Making renting cheaper at the least would help people.