dpg50000

CPI and RPI figures would say otherwise to deflation. We're now out of recession? So you have access to figures the BOE don't? Or are you just talking s**te, as per usual?

This can't be right. @Stewy assured us (in no particular order): 1) BOE rate cuts were baked in for Dec 23 and Feb 24 - they weren't 2) Deflation was coming - it's not, and post-April when the large energy rises drop out, inflation will probably start ascending again. 3) The economy is strong and it will be a great year - we're in recession and job losses are mounting 4) The BOE were behind the curve and the markets had adjusted to the new reality - seems the Markets got giddy and overshot 5) Mortgage rates will return to a 1 handle - hmmm.....

It's also b***ocks. £29K in Lancashire, rising to 30K after 12 months, then £46K after seven years, plus they pay for your degree. https://joinus.lancashire.police.uk/explore-our-roles/police-constable-degree-apprenticeship/#:~:text=For those who don't,a life like PC Jack%3F

Feck me. I looked at the Police as a career around 1995, and I'm sure the starting salary was £15K.

Tulketh Crescent? I hope you've got a stab-proof vest. You absolute weapon.

Not Tesla related as such, but Ford have wracked up such big losses on EV, they're no longer planning to release their Gen2 EV's - https://www.theregister.com/2024/02/07/ford_ev_strategy/

From the viewpoint of the banks, IMO it makes no sense to incentivise quicker payback when they can get people continually extending their mortgages / withdrawing equity, and thus paying more interest over the long run.

Aye, yet another fantasy post by the forum's Walter Mitty.

Aka the next helicopter drop. They'll never stop debasing the currency, will they?

HSBC again. I guess something had to take the place of the cartel money - https://www.learnsignal.com/blog/hsbc-money-laundering/

Indeed, but what @Wurzel Of Highbridge wrote was: I earn just over £50k and would loose £2900 of child benefit if I didn't put the extra into my pension. Unless there's a couple of typos in those figures, it doesn't add up, as child benefit withdrawal is tapered from £50-60K, plus yearly child benefit is ~£1200 per child and capped at two children.

How does that work out? Standard child benefit is £1200 per child per year, and its removal is tapered - you only lose it all at £60K.

They definitely do it for weight - 1st hit on Google - https://www.ons.gov.uk/economy/inflationandpriceindices/articles/theimpactofshrinkflationoncpihuk/january2012tojune2017 Whether they correctly take account of, e.g. the use of cheaper ingredients / reformulation, is debatable.

How is it every time an "expert" pops up, it's always to bring the message that I'm going have to pay more tax / work longer / have less pension? All it does is make me want to spend less, save more and retire earlier.

Not unwilling, but not allowed. You can't legally salary sacrifice beyond the point where you get paid less than minimum wage.

This can't be right. Class clown @Stewy assured us rates were crumbling and would continue to do so. Guess he's just a clown.

Another totemic contribution from the resident clown.

You set a time limit, e.g. 2 years to build or planning permission is revoked. It's not hard to understand, except for someone like you. Also, most builders don't directly employ a lot of tradesmen. They use contractors or subbies, and drop them as soon as there is a downturn.

Hard-baked in? Is that the next level up from baked-in / nailed on? Clown.

Most of which are only for low LTV or have chunky arrangement fees (around £1500), or sometimes both.

Your usual sizeable contribution. Clown.

I make no judgement in this case, but I do feel that the government needs to grow a pair and stop worrying about whether they're love or hated on social media. If something important is needed infrastructure-wise, then unless the nimby's concerns are very real and valid, they should grant the permission. Far too much pandering nowadays.

Is this nailed on / baked in, like you assured us it was for the December meeting? Clown.

You'll probably find it wasn't contractual. Hewlett Packard had similar enhanced redundancy terms in the UK, but it was entirely at their discretion and not contractual. I believe IBM UK used the threat of reducing the enhanced redundancy terms as a way to get rid of those reluctant to take VR, a few years back.

Yes, but only by recycling steel. They can't make it from scratch.