Catch22

I was taking the Michael

Don't buy em, it don't work over night but it works every time, unless "its different this time" By the way welcome on board

Must admit when I heard I had to ask permission before I could put pictures up, I was taken a back. But like life, compromise is the order of the day, anyway it all got sorted in the end. But I only put eleven pictures up in the end, with a promise to make good any damage. Besides I've always had a picture of the wife up on the wall, mind you it goes way back to our first date>. . . .. . . . . . . . . . . . . . . . . . . . . . . . . . ..

Yep when you think of who "Up your a*rse TB, Turnbull" replaced ...a real investigative journalist Jeremy Bowen. But we had an up and coming "illegal" war to promote so it figured.

Totally agree Gavin, I tune into BBC Breakfast every day and listen to Declans market mussings. But you have to remember it is of paramount importance in a "democratic" society that you "DUMB" the electorate down, the USA have it off to a tee. Because if a well informed populous did elect governments bent on serving the electorate instead of the leaders of the Military Industrial Complex the "Men in Grey" would have to stage a Coup d''etat. And we would not want that now, would we To part quote the linked article Military-Industrial Complex Speech, Dwight D. Eisenhower, 1961 In the councils of government, we must guard against the acquisition of unwarranted influence, whether sought or unsought, by the military industrial complex. The potential for the disastrous rise of misplaced power exists and will persist. We must never let the weight of this combination endanger our liberties or democratic processes. We should take nothing for granted. Only an alert and knowledgeable citizenry can compel the proper meshing of the huge industrial and military machinery of defense with our peaceful methods and goals, so that security and liberty may prosper together. Alas another warning from history went unheeded.

I'm with Prudance on this one regards his comments about attacking those that through personal circumstances deem it more benificial to buy now than wait. Sure it may cost them tens of thousands of pounds, but they have weighed up the options as they see it, it is their choice. We also are STR'ers and could buy anytime we want. Indeed there is a house we both like that is empty, and that we put an offer on to the builder in April, thankfully it was turned down. I bet he would bite our hands of right now, but I would not be prepared to pay that offer price now. I reckon this market has a long way to go. Ok that particulare house might sell so what there are thousands out there. Indeed we prefer the house we are renting to the aforemantioned house, and do not consider being in rented as putting our life on hold, but each to their own. Best of luck to "The MadJock" I say

All depends which part of the country you live in, as the further out from London you are the later the peaks top out.

While I respect your view that you interpet E Powell's posts as being racist, do you also consider E Powell represents the majority view on here ? I don't, and I unlike you I would promote this site to like minded people as myself or yourself in this instance. If you give those you see as being racist the street, then you do the fight to keep racism off the street, a dis-service.

NICE ONE

Yes WG just what I was thinking, BTL'ers getting out "could" figure highly in that number. And thanks for a very in depth report, putting data like that together takes effort, much for other peoples benefit. If we had more people like you posting about their local areas, we would all have a better idea as to what in reality is happing around the UK. Land reg data and the like lag the current "Here and Now" Plus there is a massive "Vested Interest" building and lending industry with the "Monetary Clout " trying to sucker FTB'ers into this over priced market. And I do think too many people just "take" from this site without putting anything back, the "guests" and such likes. Of course if every body did that there would be no point in coming to this site. But that I find sums a lot of people up these days, all take no give.

yesterday...today...tommorrow....I'm confused already

Here are some of my favorites, they chart six years of false hopes that helped to insnare millions in financial misery, and broken homes. The Times FRI 20 MAY 1988 House prices up 50%; Norwich; Focus One inevitable side-effect of Norwich's having joined the south-east economic boom is a sharp rise in house prices. According to Arnold Son & Hockley, a firm of chartered surveyors, there have been increases of up to 50 per cent in the last year alo... The Sunday Times SUN 18 NOV 1990 House prices set to take off in spring THE worst slump in Britain's housing market for more than a decade will end next spring, an authoritative report will forecast this week. Prices will rise by an average of 20% within two years, Lower interest rates and higher wages will combine to s... The Times WED 13 MAR 1991 House prices predicted to rise 66% over five years HOUSE prices in the UK are predicted to rise by an average of 66 per cent over the next five years as the housing market recovers from the slump through falling inflation and interest rates. The Housing Mortgage Corporation, in its latest house price... The Times TUE 03 MAR 1992 No let-up in house price fall House prices fell again last month in spite of efforts by the government and lenders to breathe life into the market, according to a Nationwide building society survey. Figures showed prices down 1.2 per cent on the previous month, the third consecut.. The Times TUE 02 JUN 1992 Falling house prices trap 2m borrowers AT LEAST 278,000 first-time buyers have mortgages larger than the current values of their properties, according to official figures from the Council of Mortgage Lenders. A report to be published next week by UBS Phillips & Drew, the securities house,... The Times THU 16 DEC 1993 House price boom predicted for 1994 HOUSE prices will rise by 19 per cent across the country next year, and by 25 per cent in the prime areas of London, according to the research department of Savills estate agent. Savills accurately predicted a fall of 8 per cent for prime central Lo.. The Times TUE 04 OCT 1994 House prices fall 2.9% House prices fell last month by 2.9 per cent, their biggest drop since October 1990, the Nationwide Building Society said yesterday. The average price of a house in September was Pounds 53,918, which was Pounds 1,617 lower than in August. But prices... The Sunday Times SUN 02 JUL 1995 New price slump dashes hopes of housing revival A STEEP fall in house prices was recorded last month, bringing them to a lower level than a year ago and dashing hopes of a property market recovery. Gloom over the economy and job insecurity contributed to an average 1% fall in June, according to th... The Times WED 03 JAN 1996 House prices remain lower than a year ago HOUSE prices are still much lower than they were a year ago in spite of five consecutive monthly increases, according to Britain's largest mortgage lender. The Halifax, which has more than two million borrowers, will announce today that, on an annual...

Yes and that is why those of us who did experiance that correction have to HAMMER IT HOME to the Thirty something FTB'ers of today. With low inflation, negative equity debts could mean that they are responsible for paying the mortgaged on their own prison with out bars.

Jeez kinesin that was quick, so there it is and yes I agree it is not where it would do best work. I think it should be made a sticky on this the main form as well. Thanks

Some one posted a list of newspaper quotes that attempted to "bull" the market up, even though it was on the point of undergoing a correction . I was just thinking we are again seeing such reporting, and those who have the most to loose from property corrections. Under captilised frustrated FTB'ers may be conned into believing if they don't jump in now they will indeed miss the boat. So if someone could dig that list of quotes up, I think it would be a good idea if WEBMASTER made it a non postable to STICKY. So the next time we get a newbie potential FTB'er, saying "just a minute I read in the paper today that property prices have bottomed, and will increase a zillon percent over the next five years. They can be directed to said sticky waddyathink

Bill Gates is a complete numpty in fact "His ignorance is encyclopedic" - Abba Eban (1915-2002

Its an ex tied estate house, so I would imagine the kitchen is basic, the agent should have labelled that room Dining Kitchen. My mechanic was hoping to build an extension on the side. Needs money spending on it, but because it is in "The National Park" it is marked up price wise. Well over valued in my opinion, plus in The National Park" getting planning can be a bit of a pain.

Currently renting a 3 bed town house @£575 per month, next doors sold for 210K June 04. A two bed across the road sold for 240K July 04. And another 3 bed across the road sold before we arrived on an asking of 230K or so I have been told. Of course there is another two bed across the road that is not attracting offers on an asking of 240K. So just work out the rental returns at those figures. We sold our house for 250K March 05 [no mortgage] invested @ 5.10% right now in a very tax effiiciant way [saying no more than that] but I'll leave you to do the workings out. Similar properties to ours cannot sell off asking prices of 240K right now, and these were properties that were offered at 265 and 285K only 6 months ago. We are out of a market that "out bubbles" all "bubbles" that have proceeded it. At time off a huge transferral of wealth and its creation from West to East. At a time when oil is heading ever upwards. In a nation "pigged" out on debt, where a huge portion of the population would default on their debt payments within three months of being out of work. And all the ramifications the aformentioned has for jobs and the unsustainable asset valuations supported by such jobs. So you see "worth" is not only "that" which can be deposited in a bank, it can also be a state of mind. Yes we expect to re-enter the market at some time, and possibly gain even more by being in a position to "do a deal" as we will not be burdened by a property to sell. Ever tried selling a property in a market destroyed by negative sentiment. ? They are mirror images to a great extent of the positive sentiment market we have just witnessed. Like I have said before, it is all down to personal circumstances and it will not suit all, either financialy or emotionally. As there is an element of risk attached to stepping of the "market escalator " and not everybody is prepared to, or in some cases got the guts to. But there you go, you pays your money and you take your chances. Hope that helps.

Yep what served Fathers4Justice best all the media attention, like the Buck house incident climbing on bridges....or the lobbying.......they could have lobbied till the cows came home ....but it was the public perception that here was a section of society being let down by central government and the courts that did the trick ........and that means getting on the telly and getting noticed. Politicians by and large are just a set of w&nkers, so you gotta show em you have more spunk they they have

List of fallices This is the interrogative form of Begging the Question. One example is the classic loaded question: "Have you stopped beating your wife?" err who mentioned making an ABSOLUTE KILLING

link to OPROMARK To quote todays Yorkshire Post [Property Section] The UK's first property exchange, which allows investors to buy and sell shares in residential property in the same way that they trade listed company shares, has announced the sale of its first house, which is in Leeds. The one bedroom terraced house in Horsforth has been acquired by 64 investors for £104,000 and is expected to generate a £450 per month yield yer right Opromark, which runs the company exchange has over 1,000 members able to invest in residential property with as little as £1. Properties are introduced into the exchange " Yes I know its brilliant "at which point prospective investors can view the property details and research the area Stephen Kenny chief executive of Opromark said "The characteristics of the first ever exchange traded property sale are entirely indicative of the advantages of Opromark. Sixty five individual investors , investing an average of £1,600 each, prove just how accessible Opromark makes the buy-to-let market, and how easy it is to diversyfiy a property portfolio using the service" Jeez Kenny I gotta hand it to you, not a gun in sight but you pulled it off, nice one. ..........................bla bla..... Opromark provides all management services to the properties and shareholders recieve a pro-portionate yield from the rental Kenny Kenny Kenny it's sheer genious, you hit em again and again and they love you for it Members can sell their property shares at any time through the exchange, at a gain if the market has risen Hee Hee, with a thousand members no shortage of liquidity than or at a loss if the market has fallen yer like as if thats ever gonna happen ............ theres more but I cannot be ar&ed to key it in with my one finger........surffice to say there is never ever a shortage of mugs for those who seek to search them out, way to go Kenny your scheme is brilliant

Yep theres always a boring bit ...........but I must say Marina I like your AHA name idea ....it has not got to be linked to HPC as there will be those who will seek to portray it as something that it is not. My Father [also strong on socialist values] did not fight in the trenches for his Great Great Grandson to be made homeless by design of government. Come to think of it my Father did not fight in the trenches, but he did work in an oil refinary and a aircraft factory.....so I suppose it packs the same punch..........Onwards to the barricades the disenfranchised hope of all our tomorrows onwards to glory Mind you you will probarbly end up getting a good kicking from the police....remember the police are employed to protect the State against the people, not the other way round. And regards "alliances" forget the Tories or the New Tories, they are the "Two Party System" by which the City rules us........Go Lib Dem.........Charlie Kennedy being the face of the Lib Dems.....oh dear.......well I never pretended for one minute it was going to be easy.

I've always been of this view, but in reality one has not to confuse the "Cities" best interests with that of the "common good" And lets be realistic here, the country is run to suit the City, and not the other way round.........democracy at work.....my a*rse

Yep you were right Martin......I find your avatar interesting, care to explain why you chose that one ? Thanks.

may be if you had got the "professionals" in it would have been worth more than 100K