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Smell the Fear

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  1. Very snobby for a bunch of tenants aren't you? It looks like the home of someone who enjoys life rather than griping, moaning and scouring the death notices for an opportunity to bag a bargain.
  2. I've met a few town planners and to be honest I'd rather Alex took the decisions!
  3. Without meaning to insult you property apprentice, and on the off chance that you are not actually a wind up merchant, I think you would be best sticking to savings accounts and maybe 25% of your funds in well diversified index tracking stocks, use up your ISA allowances. If you need to buy a house do so within your means and for the purpose of living in it. Do you mInd letting us know how you managed to accumulate cash to invest? Inheritance or lottery win by any chance?
  4. The banks don't own the houses Doccyboy, the owner owns them. The bank has a charge over the house in case of non payment, surprised you've been here that long without appreciating the legalities of a mortgage.
  5. Not saying it can't happen, just that it is a sign of value and the market potentially being oversold. Working on the basis that we are not seeing a step change in living standards in the west, personally I live in hope that this is not the case and our economy will get back on an even keel at some point. If not we're all screwed and it doesn't matter so much anyway.
  6. They are nice houses, seem well built. The problem is the tiny plots, three floor living most people don't like, and weird features like a lounge on the first floor. Also the development feels a little like Disneyland, a bit twee and too perfect, which is weird juxtaposed against the huge Ulster Bank building plonked in the middle of it all. Unfortunately in today's market that's enough to put people off, you can get a house with a normal 2 floor layout in an established street for that sort of money although you would need to spend a bit to bring it up to the same finish.
  7. I'm intrigued Bobby, sounds interesting. Hope you enjoy it, you're in a great area, convenient for everything. Hope you enjoy sorting it out to your taste. I agree on things getting worse but hopefully not much. If they drop much further the implication will be that all land in NI including prime areas of Belfast are effectively worthless given the cost of replacing a building in today's money
  8. Haha indeed, obviously I was referring to the last Rich List and not the current balance sheet.... I'm intrigued by the mention of Herbel recently, he must be carrying a huge amount of debt. Most of these guys should have stashed enough away in untouchable places to keep them very comfortable come what may.
  9. BelfastVI, is that plumber who outbid you now one of the richest people in NI?
  10. When I extended last year building control automatically passed the details on to LPSNI to reassess. I think this is a recent development though. There are a couple of houses on my street which are listed at lower values despite being extended, clearly haven't informed them of the extension. They would be in line for a backdated bill and probably interest which could come as a bit of a shock as it could be several thousand already and growing every year.
  11. Northern bank have 2.99% with 10% deposit on an offset style mortgage.
  12. Sounds like The Count is the only person to swallow the Tories "big society" nonsense!! Society doesn't provide, that's why the services provided today needed to evolve. Most people are ultimately selfish as the count ably demonstrates, hence the need to take tax from us all for the greater good.
  13. Hi Bobby, is your house new build or older?
  14. Creations furniture is good value too, they have a sale section with plenty of bargains
  15. Martin Philips good for carpets, they have some nice stuff used for the danesfort bt9 development at a good price. They are willing to negotiate as well. Sofas and beds I bought at the closing down sale of dekko on Boucher . Dreams were good for beds and willing to negotiate, think they might be called bensons now. DFS has a pretty nasty selection of sofas, best avoided. There is a big place opposite tesco.on Lisburn Rd with a good furniture selection. If you want modern and money is no object then Living Space on Oxford st, opposite waterfront hall is great. Where did you buy, BT9? maybe Danesfort now they've dropped their prices?
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