captainb
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Everything posted by captainb
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Stating the bleeding obvious but depends what happens this winter. One side supermarket prices are actually deflating from April highs but as doing a July 23 v July 22 print or a aug 23 v aug 22 print there's still a large inflation impact. If they continue to come down over next few months rate cuts on horizon, no point waiting for a negative April 24 v April 23 print when you can see it coming, if supply chains buckle again with associated transport increases then higher for longer.
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Labours HARD left demand their pound of flesh
captainb replied to Maghull Mike's topic in House prices and the economy
Won what exactly? Isn't that the point of elections.. winning. -
For what size of person?...
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So you honestly think there are not enough buyers at levels between 10% and 40% lower to prevent that happening? At the moment there are still buyers (bizarrely imo) at 5-10 off the covid peak.
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So around 3.5% of GDP per year rising to 5% by 2027. Still not Switzerland. Also not sure how sustainable it is if revenue from corp tax which should be German or French is
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Oh there's tons of solutions. Frustrating for all the notion that current system is the best. Its self evidently isn't. Social issues of housing and other allocations are only going to get worse if this continues. AfD in Germany similar in Sweden. Over her Brexit nonsense has disguised the issue with a fake solution but we are a farage and maybe one parliament away from something darker.
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Indeed; almost as if the 400k claiming asylum arnt doing anything to solve the skilled worker shortage...... causing a massive social issue. Hence AfD surge in support. (Aside from anything else if they were eligible they would apply through that route) "A Canada-style points-based system will take into account age, skills, qualifications and any link to Germany. Criteria will be lowered for salary, educational level and German language ability."
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But everyone enjoyed the lockdowns right? Finding the questioning of high taxes now to pay interests on vast debts accrued somewhat bizarre from a media in particular who cheered ludicrous lockdowns for years.
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Should The State Pension Match Minimum Wage
captainb replied to FANG's topic in House prices and the economy
I get you love to compare apples and oranges ... But heres reality. The "state pension" in France and other countries has such high contributions from companies because it's the only pension people get. In the UK you get a state pension and companies by law have to contribute into an additional scheme an occupational pension. If you add the occupational pension to the UK state pension this comparing apples and apples UK is middle of the road. For state employees who er contribution can be 30% plus the 13.8% er ni it's exceptionally generous.. private sector less so. For a company US or otherwise paying the 13.8% employers NI plus the ER pension contribution is in line with the European pension contributions depending on the scheme. The triple lock is/was and will be a ratchet nonsense job. -
Labours HARD left demand their pound of flesh
captainb replied to Maghull Mike's topic in House prices and the economy
Brother works in MRI. Had a complaint where patient stated they were not asked appropriately if they could be pregnant by the technician. Apparently you shouldn't use contrast on pregnant ladies as not been approved. It was a male transitioning (early stages) to female. Response of trust was to apologise and change the guidance to ask all people who identify as women going forward. Asking people without a womb if they could be pregnant to appease feelings. Gone rather monty python. -
Labours HARD left demand their pound of flesh
captainb replied to Maghull Mike's topic in House prices and the economy
All these socialist nutters have never worked in a start up or a small business or normally even the private sector. The notion that anyone would start a company with the huge amount of stress and personal risk involved (I've yet to see one where the director hasn't had to give personal guarantees at some point) only for some beurocrat to take it all away is insane. But then they don't live in the real world..who needs job creation when the state can stamp its own forms. -
Indeed. If you are on a low income and on the housing register for years. Reading / seeing people being put up in 4* hotels and/or jumping the housing list when they bring over family from X is a massive wind up at best. It's the same reason labour won't ditch the 2 child benefit cap, regardless of ideology it's known that those who don't have 2 children and/or put off by the cost massively resent non-working families that do. Reality v ideology
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Should The State Pension Match Minimum Wage
captainb replied to FANG's topic in House prices and the economy
No it shouldn't be. Easy. -
Should The State Pension Match Minimum Wage
captainb replied to FANG's topic in House prices and the economy
You get NI years though if you are signed up as unemployed and claiming benefits.. -
Labours HARD left demand their pound of flesh
captainb replied to Maghull Mike's topic in House prices and the economy
Alan Johnson had the best reaction to these momentum clowns. Being a former head of the postal workers Union he's clearly "right wing" Can't stand current lot but you always need an electable opposition to keep whoever is in sane. Will vote left this time, but strangely hoping Ruth Davidson returns (or someone centralised to clean out the ERG in a cleanse of the corrupt). https://youtu.be/JikhuJjM1VM -
We all know that's fictional GDP just on profit allocation by multinationals... Irish employees don't actually generate all European value nor are remunerated for Pfizer, apple etc but the books say they do. Not sure what the "real" Irish GDP per capita is, but at a guess would be close to the French/German levels rather than swiss. Fav impact was the 25% Irish GDP growth in 2015... Which is war rebound impressive... In reality Apple just restructured their Irish Sub to hold more IP.
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I agree and I think prices will fall further over the next year or 2. Personally id guage around 10% or so further. And the reason not 30% etc is the demand. Rent prices which follow far quicker have gone crazy in London (and Dublin from what I hear). If someone is paying 2.5k a month on a flat in rent there's price support there at quite a high level.
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I'm saying price of housing is both a function of credit and demand for it. Both have little relevance without the other. Prices have not collapsed here or in Ireland (we are still above pre pandemic levels) despite rates going from 0.5 to 5.25 as demand is so high. If there wasn't the demand people would rent over buying in these circumstances however the demand has allowed landlords/HMO Barron's etc to simply up the prices for new let's and rebase the market. Still if you want to buy where there is no demand, some northern towns properties are still available for less than sum of the bricks involved.
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Indeed although if demand was irrelevant you would expect prices to be collapsing now, rather than agents being booked up round the clock
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Think more like 4 to 5m. Still 25% Doesn't matter though apparently demand for housing has no impact on its price