Right, I've had a few beer's so here goes..
I'm 30. My username kind of gives away my line of work and I would concider myself to be on an "avarage" salary.
I support myself, my partner and 2 year old girl. My partner is a registered childminder and she earns probably just about enough to pay the council tax and utility bills. (It's probably not worth her working but she enjoys it and we get tax credits for her effort.)
We have been together for about 4 years now, living together for about 3 years. We are currenly renting a 2 bedroom semi with garage from an agent and are on periodic tennancy (?), as we are refusing to sign another 6 month contract because we intend to move to my partners parents house when they emmigrate to france in april.. (not going to pay last month's rent, the place is in better condition than when we moved in !).
I found HPC a few months back and have been lurking and learning, adding a few comments here and there.
I have never really looked at owning a home much before now, but now I am looking, it seems we are in the middle of the "biggest bubble in history" !!!!
I would just like to thank all at HPC for the amount of knowledge I have learned is incredible..
I knew nothing of inflation, intererst rates, markets, booms and busts, the government, vested interests, spin by the media, etc etc..
I really am thick joe public, but I truely believe HPC has saved me a few tens on thousands of pounds just from a quick search on google afew months back..
I doubt if most like me would even bother researching before commiting themselves to a 25 year debt.
I'm now gonna wait this one out. Nice cheap rent from the in-laws and no pressure to buy.
Special thank's to DrBubb. Your posts are inspiring.
Oh and as for the riot, no thanks, but I would be up for a protest...