Fred

Don't know why, but I have a sneeky feeling there is going to be some big news to try and take the spot light off house prices these coming months. We can't be far off another staged 'terror attack'. Nothing like a bit of constructed fear to justify random government ideas (like ID cards- we havent heard from them in a while) or to bury bad news in other areas. Come to think of it, they have blamed pretty much everything on terrorists, why not blame our poor economy, pending house price bubble bursting, collapse of the banking system or coming recession on them as well!!!!

Firstly I will point out I know very little about shares etc!!! I was wondering if anybody has shares or knows much about the Utah Uranium mining company? From what I've read and from what a chap at work has told me (he has lots of shares - £5000 in this company) they look set to be a very big thing indeed. Shares are currently around $0.50 but could end up well over $10.00, maybe even $20.00 (apparently).

Seem to work a treat - thanks.

Has anybody found a way to hear old shows in media player? You can listen live in media player. It has always wound me up that the BBC use Real Player. WHY!!!!!??? Its a practically one step away from spyware.

Apparently its: £100 Tenancy agreement £40 PER PERSON ref check £30 PER PERSON credit check £10 admin

Hmmm It seems like they are taking the pss then! It's Countrywide Lettings.

Ive just been looking at renting a small 2 bedroom house (worth about £115k). I have never rented before so dont know much about these things but apparently there is a £250 setup fee which included credit checks etc. Is that normal?

To be fair I'd have thought it would be well over 1 million by now. On the subject of 1m posts I once saw a forum that had a single post with 1m replys

I was always thought LTV meant.... 90% LTV on a £100k house means you can borrow £90k 95% LTV on a £100k house means you can borrow £95k Seemingly not EDIT- Just found this on Halifax's website: "Loan to Value (LTV) is the proportion of the value or price of the property (whichever is the lower) that you borrow on a mortgage. For example, a £90,000 mortgage on a house valued at £100,000 would mean a LTV of 90%." So how does going from 95% to 90% mean you can borrow 50% less????

Your not wrong, just read it in another post. I'm left gobsmacked to be honest. Not sure if I want to burst out laughing or start crying at the fact 1000's upon 1000's of people will read this and think the housing market is POWERING ON, setting new records, up up and away - it will never stop rising.

Seriously....... What report has just said prices have raised 3+ % in one month? Every single one I've read is MoM negative let alone some enormous increase which presumably has never ever been seen even when HPI was in its peak. 3+ %

Eh, have I missed something? WTF are they basing that on?

I reckon this months random figures will be RPI + 0.2% and CPI unchanged, maybe even - 0.1% 100% not guaranteed.

80% I reckon we can do 90

I watched them and although he seemed quite negative he wasnt exactly going mental about it and saying it's massive news. Unless I missed something in the vids which is possible.

Maybe we don't understand it (I know I don't!) and it's nothing bad at all? It could be completely meaningless.

"The Bank of England is being ridiculous. House prices are now falling, retails sales are down and they think a 0.25% cut is going to help. We need to cut interest rates big time like they have in the USA to get house prices back on track. NotRocketScience, Dorset" You don't understand how much stuff like this winds me up!

If it is actually to do with that Greenrush stuff then what they are pointing out it is.. Non borrowed reserves have just plummeted to -9bn. Possibly the lowest since the banking system began. Can somebody explain to an idiot what that actually means? Presumably it's a bad thing.

This thread had become seriously random and in s way creepy To save me spending the next two hours looking for his/her previous posts, how much credability has this person got? Is random stuff like this the norm?

Lady on the PolyGrip advert... They must be the best set of ears I have ever seen! http://www.tellyads.com/show_movie.php?fil...rtiser=Poligrip

Slightly off topic but with all this credit card tightening mention in this post I will just add that two weeks ago Barclaycard increased my credit limit by £2000. Over the last 4 years I have had it, I have only ever not paid it off in full one month. Useless info I guess but it does show not all banks are going in the same direction.

On the BBC news this morning im 99% sure the lady said debt is (or is expecting) to be decreasing. Did anybody else catch it? What on earth are they on about!!! ?

Silly question, but aren't the Nationwide figures already adjusted for inflation?

-0.1 It's good that's it is still negative but I was kind of hoping for a bit more! It's very close to no change and still close to +0.1.

For some reason I think +0.1 They can't have month on month on month falls showing, it just wouldn't be rite.