Fred

Ok, so I used to come on here daily but haven't been on for pretty much a year due to various reasons, but lets just say house prices were suddenly the least of my worries. It all seemed to be going well, but I've heard news reports of prices rising and indeed the graph on the home page is now going the other way. Was that it? Was this big crash people were predicting just a small blip and its not full steam ahead? I hope not, but looking around now it would seem thats the case.

They are saying it says in the contract they can show somebody around in the last month. Does this legally stand?

Can a letting agent show somebody around before your contract is up. They can inspect the property with warning, but are they allowed to show somebody around, even with letting you know? Fred

Interesting, although my method is flawed by not comparing the same houses I guess. I look and go "what can I get for 150K" - "oh look its the same old sht". Stretch to 180k and you srat getting ones that are ok. The thing is the 180K ones are still 180K 2 years on and not nearer the 150K you would now expect.

Is it me or have they been the same, (if not higher in some cases!) for the last 2 years?? Not flats or appartments, 'proper' houses - a three bedroom semi for example.

LOL - Sounds like you have done a similar thing to me and some of our deposit fund

Is it worth buying some shares in these banks? Even if its something small like £500 per bank, if they get to within 50% of what they were a year ago within the next few years, most of them you would have about £2500 back. Even if a couple go under your still up.

Like you say, maybe Nationwide are being cautious but Halfax with their new found links to the government are more aggressive with what they are lending?? Although maybe its the other way around as you would expect the person lending the most to experiance the least falls???

Is there an actual official definition of a crash? Surely this must now be one.

"A straightforward monthly year-on-year comparison suggests that prices may have fallen even faster, by 16.1%, although the lender argues that this approach can be distorted by short-term price fluctuations." What will it be since peak now? it cant be far off 20% ???

I like they way they just have to add in the bit about prices being 22% higher than FIVE years ago in that report.

When is the Halifax data out?

Are they now subject to competition laws?

About 12 months ago I used to win at least £50 a month on a regular basis. Since then I haven't had anything at all. Has anybody else found this?

To be fair if I was in the same position as them I'd do it as well. I would also be laughing my **** off about how I can pretty much do what I want knowing my company will not be allowed to fail by the government.