http://timesbusiness.typepad.com/money_web...stal-towns.html
Whitehaven, in Cumbria, is the most affordable seaside town in England and Wales, according to the Halifax index, which compares average house prices to local average incomes. The average house price, at £151,563 and it has an affordability ratio of 3.7, according to the Halifax affordabililty calculation, using a calculation based on a single first-time buyer earning an average income and the average house price.
Fleetwood in Lancashire is an old Victorian resort town, just north of Blackpool. The average price of a house is £162,239, 4.3 times the average income of buyers in the town.
There are currently 439 properties below £100,000 listed for sale in Hartlepool, County Durham, according to Home.co.uk, the property website. The average price of a house in the town is £146,582. It has an affordability ration of 4.5.
Joe Bloggs in Whithaven earns £40,963 p.a.
Joe Bloggs in Fleetwood earns £37,720 p.a.
Joe Bloggs in Hartlepool earns £32,574 p.a.