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Everything posted by rantnrave
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Can anyone else open the pdf or is it just me having probs? Can some one tell me what the new average price is that they are giving.
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Land Reg out at 11 BTW too.
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Glad to see SA working in our favour for once! Good to see two blue arrows on the front page both turn red in one fell swoop as well.
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Here We Go, Offer Accepted
rantnrave replied to Mayalabeille's topic in All about buying, selling and mortgages
There has been a trickle of posts like this in recent weeks and it's great to know that the collective wisdom on this site has guided people away from making a poor financial decision and towards a wise one. It's such a shame that we are still speaking from the point of view of the minority though. -
Salaries 1% Lower Than December 2009
rantnrave replied to exiges's topic in House prices and the economy
Wasn't inflation negative at some point in 09? That makes this worrying news a fraction less concerning. -
Occasional Small Business Survey At H P C
rantnrave replied to Sheer Heart Attack's topic in House prices and the economy
I work in the charity sector. Income (donations) stopped growing in 2008 and have remained flat since. The present outlook isn't good though - we benefit from the admin fees from gap year students volunteering at our overseas projects and none have signed up this year becuase they're beating the uni fee increase instead. The amount of Gift Aid we can reclaim on donations has also now caught up with recent changes, falling from 28% to 25%. A rise in IRs would also provide a welcome boost to the funds that trusts who support our work have available. -
Commuting - How Far Is Too Far?
rantnrave replied to SarahBell's topic in House prices and the economy
Advance warning that I'm heading in an off-topic tangent type direction here... Any one still reading? Met a German lady while on holiday in Fiji who took this to the next level. She was a professional translator who commanded big fees. The money she earned funded a lifestyle of constant travelling, to the extent that she was 'of no fixed abode' (so with no rent but also no car, no electricity bills etc). All she needed was a hotel with an internet connection for her laptop and she would put the hours in as required, before zipping off somewhere else. For what it's worth, she recommended the Cook Islands... I was kind of envious of her lifestyle, but then it wasn't exactly conducive to settling down and raising a family. Could get kind of lonely too I imagine. -
I stumbled upon these updated charts while looking at their site for the latest report, which doesn't seem to be there yet. The MoM figure was flat, following several small declines in previous months. The YoY decline accelerated down from -3.0% to to -3.3%.
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These were out yesterday. Latest Nationwide (7am) and Land Reg (11am) data out tomorrow. House Prices YoY % change Mortgage Approvals YoY % change Repossesions YoY % change Time Taken To Sell (weeks) Viewings per Sale
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Merv: We Are In Too Much Debt To Raise I R
rantnrave replied to Realistbear's topic in House prices and the economy
That's going to boost exports though - how will that lead to an IR hike? -
Snip From Property Development Forum
rantnrave replied to 200p's topic in House prices and the economy
Aye, I remember an episode of HUTH where a couple had spent a year's worth of weekends making a 400 mile round trip to realise a profit of less than 10K. They could have saved the petrol money and taken on Saturday jobs instead. -
Commuting - How Far Is Too Far?
rantnrave replied to SarahBell's topic in House prices and the economy
Contradicting my earlier point, this trend means we need houses big enough to fit an office into -
Merv: We Are In Too Much Debt To Raise I R
rantnrave replied to Realistbear's topic in House prices and the economy
Looks like they are coming to the end of their own deadcat bounce over there, although on a smaller scale than ours. Why would that be the case? Anyone got a UK version of this chart to compare? (great post by the way) -
Merv: We Are In Too Much Debt To Raise I R
rantnrave replied to Realistbear's topic in House prices and the economy
I was hoping it might be a centrefold... -
Commuting - How Far Is Too Far?
rantnrave replied to SarahBell's topic in House prices and the economy
Advances in technology should free up more people to work from home. This is already happening to an extent. There is an advantage to the company in that they get staff who aren't drained already at the start of the day. At the same time, they lose the face to face contact with the workforce (and the possibility that their team members are actually watching Homes Under The Hammer rather than working). Followed through to one logical conclusion, the internet could see less need for office space and high street shops. Both could be converted to housing, as could all the boarded up pubs. -
So The Holidays Are Over...
rantnrave replied to The Masked Tulip's topic in House prices and the economy
You should have gone with a discussion about gold instead -
So The Holidays Are Over...
rantnrave replied to The Masked Tulip's topic in House prices and the economy
Well there's at least one over on the EA Today site who thinks all is rosy: http://www.estateagenttoday.co.uk/news_features/House-prices-too-high-%E2%80%93%C2%A0but-wont-fall-say-consumers -
Question Re: House Price Falls, Inflation And Wages
rantnrave replied to Priced_Out_GenXer's topic in Economics
I'm going to ponder that one for a while. Not sure if I totally agree, but since I can't say why, I'll chew it over... Interesting point though, which I appreciate. -
Merv: We Are In Too Much Debt To Raise I R
rantnrave replied to Realistbear's topic in House prices and the economy
What annoys me is all the cocky types who think house prices are holding up well given this is a free market and all :angry:. I want a full on crash to prove the point that HPI is not a path to riches. It's the only way this country is going to learn. If HPs stay flat in nominal terms until 2020 and we all get 25% pay rises, the sheeple will still consider property a great investment. I've already decided not to buy until IRs go up anyway, so there! -
Uk House Prices -3.3% Yoy, Flat Mom: Hometrack
rantnrave replied to _w_'s topic in House prices and the economy
Of course, MoM this is a fall in real terms. At the moment house prices need to increase 0.3-0.4% a month just to tread water against inflation. In real terms, this YoY fall is approaching double digits. Bring it on! EDIT TO ADD: 1,000th post -
Uk House Prices -3.3% Yoy, Flat Mom: Hometrack
rantnrave replied to _w_'s topic in House prices and the economy
The Hometrack website has only been updated with the headline number. The other data there is all still from the last release. Any one know when it's updated - can't imagine they're paying someone to do that on a Bank Holiday though. Even without Osama's demise though, this report gets little coverage and I suspect a flat MoM figure is of minimal interest to all but us commenting on the (lack of a) Spring Bounce. -
When Will Uk Property Bottom Out?
rantnrave replied to Guest_ringledman_*'s topic in House prices and the economy
So 50% off peak in real terms? Sounds about right I reckon. -
What Will Bring Life Back To The Housing Market?
rantnrave replied to mattyfc's topic in House prices and the economy
Do you rip the plaster off quickly or try to minimise the pain millimetre by millimetre... -
When Will Uk Property Bottom Out?
rantnrave replied to Guest_ringledman_*'s topic in House prices and the economy
The length of the current bull trap / deadcat bounce, when put in perspective alongside how long prices went up for, suggests we have a way to go here IMO. -
When Will Uk Property Bottom Out?
rantnrave replied to Guest_ringledman_*'s topic in House prices and the economy
Personally, I've always preferred real bottoms.