koala_bear Posted August 29, 2013 Share Posted August 29, 2013 (edited) UK mortage market share by gross lending 2012 (top 10) Lloyds Banking Group: 18.3% Nationwide: 14.8% Barclays: 12.7% HSBC: 11.5% Santander: 10.2% RBS: 9.7% Coventry Building Society: 3.6% Virgin Money: 3.4% Yorkshire Building Society: 3.2% Clydesdale: 2.2% CML data and article : http://www.cml.org.u...ndviews/144/559 Of the big 6: Nationwide and HSBC both +24% on 2011 Others all down including Santander at -38% on 2011 Edited August 29, 2013 by koala_bear Quote Link to comment Share on other sites More sharing options...
The Knimbies who say No Posted August 29, 2013 Share Posted August 29, 2013 UK mortage market share by gross lending 2012 (top 10) Lloyds Banking Group: 18.3% Nationwide: 14.8% Barclays: 12.7% HSBC: 11.5% Santander: 10.2% RBS: 9.7% Coventry Building Society: 3.6% Virgin Money: 3.4% Yorkshire Building Society: 3.2% Clydesdale: 2.2% CML data and article : http://www.cml.org.u...ndviews/144/559 Of the big 6: Nationwide and HSBC both +24% on 2011 Others all down including Santander at -38% on 2011 Thanks for that. Gross lending was static at @£130Bn despite the big swings contained therein. Nationwide are clearly going hell-for-leather, 2013 will show more of the same I suppose, and likely a rise in overall gross lending to boot. Quote Link to comment Share on other sites More sharing options...
koala_bear Posted August 29, 2013 Author Share Posted August 29, 2013 (edited) CML data tables attached with some analysis. Chart 1 is Gross lending Chart 2 is balances outstanding Edited August 29, 2013 by koala_bear Quote Link to comment Share on other sites More sharing options...
The Knimbies who say No Posted August 29, 2013 Share Posted August 29, 2013 CML data tables attached with some analysis. Chart 1 is Gross lending Chart 2 is balances outstanding Top six are 75-80% of gross lending market, and four of them shrunk last year. HTB is kicking things along at present, will Nationwide get to #1 lending spot in 2013 with their seemingly very aggressive approach? Quote Link to comment Share on other sites More sharing options...
koala_bear Posted August 29, 2013 Author Share Posted August 29, 2013 (edited) Top six are 75-80% of gross lending market, and four of them shrunk last year. HTB is kicking things along at present, will Nationwide get to #1 lending spot in 2013 with their seemingly very aggressive approach? Assuming trend remain the same then yes but Lloyds doesn't need to continue shrinking for competition reasons and NW growth rate appears to have eased lately. NW going for an intersting way of moving people away from the unprofitable SVR deals in the past - inflate HPs so the borrowers move and have to get a new mortgage deal. (What could possibly go wrong with that plan ) A bit more spread sheet analysis attached... Edited August 29, 2013 by koala_bear Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.