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koala_bear

Uk Mortgage Market Share

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UK mortage market share by gross lending 2012 (top 10)

  • Lloyds Banking Group: 18.3%
  • Nationwide: 14.8%
  • Barclays: 12.7%
  • HSBC: 11.5%
  • Santander: 10.2%
  • RBS: 9.7%
  • Coventry Building Society: 3.6%
  • Virgin Money: 3.4%
  • Yorkshire Building Society: 3.2%
  • Clydesdale: 2.2%

CML data and article :

http://www.cml.org.u...ndviews/144/559

Of the big 6:

Nationwide and HSBC both +24% on 2011

Others all down including Santander at -38% on 2011

Edited by koala_bear

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UK mortage market share by gross lending 2012 (top 10)

  • Lloyds Banking Group: 18.3%
  • Nationwide: 14.8%
  • Barclays: 12.7%
  • HSBC: 11.5%
  • Santander: 10.2%
  • RBS: 9.7%
  • Coventry Building Society: 3.6%
  • Virgin Money: 3.4%
  • Yorkshire Building Society: 3.2%
  • Clydesdale: 2.2%

CML data and article :

http://www.cml.org.u...ndviews/144/559

Of the big 6:

Nationwide and HSBC both +24% on 2011

Others all down including Santander at -38% on 2011

Thanks for that. Gross lending was static at @£130Bn despite the big swings contained therein.

Nationwide are clearly going hell-for-leather, 2013 will show more of the same I suppose, and likely a rise in overall gross lending to boot.

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CML data tables attached with some analysis.

Chart 1 is Gross lending

Chart 2 is balances outstanding

Top six are 75-80% of gross lending market, and four of them shrunk last year. HTB is kicking things along at present, will Nationwide get to #1 lending spot in 2013 with their seemingly very aggressive approach?

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Top six are 75-80% of gross lending market, and four of them shrunk last year. HTB is kicking things along at present, will Nationwide get to #1 lending spot in 2013 with their seemingly very aggressive approach?

Assuming trend remain the same then yes but Lloyds doesn't need to continue shrinking for competition reasons and NW growth rate appears to have eased lately.

NW going for an intersting way of moving people away from the unprofitable SVR deals in the past - inflate HPs so the borrowers move and have to get a new mortgage deal. (What could possibly go wrong with that plan :lol:)

A bit more spread sheet analysis attached...

CML 2012 -3.PNG

post-25740-0-07375700-1377793952_thumb.png

Edited by koala_bear

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