notsure

If landlords think it is no longer a good investment to rent, then there will be a lot of properties put on the market or kept empty. Good for new buyers, bad for existing owners as prices fall. Bad for people who cannot afford to buy or do not want to buy, as explained above. If more landlords are attracted to renting, then more new homes will be built as builders can sell them more easily. More homes available to rent means landlords compete for tenants and rents fall. And, as I said, more homes get built.

The more things are made unattractive for landlords, the less rental properties there will be. The less rental properties there are, the more competition between renters there will be, resulting in higher rents and more homelessness. And vice versa.

I'm considering as a retirement strategy gradually selling my BTL properties and buying an index tracker for the FTSE100 with the money. The net yield may be similar (net dividends v. net rents), and there will be none of the hassle of BTL. One drawback will be paying CGT on the sales. Would anyone like to offer constructive advice or opinions about whether or not this would be a good or bad thing to do from an investment point of view? Thanks

After looking up the phrase on the internet, the implied forward rate is a lot simpler than I expected: it is just the current quarterly dividend multiplied by four and divided by the share price. I had thought that there was some arcane PhD-level way of estimating what the market implied about the future.

I'm interested in comparing house prices with the UK stock market. Has anyone got a graph which compares UK house prices with the FTSE100 or FTSE All-Share index over the years please? More specifically, what about London house prices compared with the FTSE index? Similar for total share return (including dividends) v. total BTL return (which may serve as a proxy figure for the owner occupier) including net rents? Thanks

Hi JustYield and others. I've joined this forum to ask you, how do you calculate that "the forward expected yield on the S&P 500 is 6.1^ please? Thanks Notsure

Appears to have been reduced in price to £350000 now.