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GBdamo

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Everything posted by GBdamo

  1. The opening negotiations could be difficult, danger of things spilling over methinks
  2. I'm gonna regret this but, yes I think so. But it is all audited
  3. A Century of Change: Page 8 So not many takers then.
  4. Actually, I’ve not finished with you yet. Generationally, you have not earned what you have. You have sold every asset this country had, you have borrowed every penny this country can, you have resorted to mass immigration and you have driven wages so low that a large portion of society will not work for them. Not only have you stolen money from the next generation you have stolen their hope.Then you have the cheek to label them as lazy and feckless. :angry: What you have, you have but don’t have the cheek to tell me you earned it. You may have worked all your life, so will many of my generation and I can guarantee we will not have the luxuries you have enjoyed. Your generation hold all the cards; you can make all the difference. All you need to do is lower you downsizing expectations. If you knocked £50K of your £300K+ houses by the time that reached the bottom rung houses would be affordable, without destroying the economy, so you have to forego one of the Nile cruises or not go to the Caribbean for winter, diddums.
  5. No, nobody has, well not since the turn of the last century. Why should young couples today? and why should they pay £150K+ for the pleasure? then............ The problem you have with dismissing my thoughts as stereotypical is that all stereotypes are in fact base on just that, fact. Otherwise they would never have come to be in the first place. Hark at her, the poor little victim. You not a race, religion, gender, disability group or sexuality. You're a money grabbing, air thieving coffin dodger. By the time your living expenses have been deducted, you're quite right I do earn ****** all. Thanks. oh, and enjoy.
  6. The only thing more moronic than buying gold, especially if you believe the worlds going mad max, is buying shite like Bullionvault.
  7. At roughly the national average this At double the national average this And for the local deludeds this 'detached house' Great thread BTW, good to see how well/badly off I am
  8. If you were to draw a line east-west across M/C from the M602 to the M67 you would have, roughly, devided the city and suburbs along the desirability fault line. South are Cheadle, Sale, Altringham, Didsbury, etc... North are Oldham, Rochdale, Moston, Cheetham Hill, Gorton, Crumpsall, Newton Heath, etc Now there are very small pockets of desirability north of the line, sadly they are few and far between. Failsworth is no one of them.
  9. What's in any way unfair? One generation promises themselves that the next generation will pay for their reirement. Said generation says ****** you and pay for yourselves.
  10. Failsworth, believe me it does say it all.
  11. Government spending has got to be brought back in line with GDP or we condemn every future generation to an ever decreasing downward spiral of living standard as the nations finances are overwhelmed by the near exponential amount of interest owed. Wage inflation has been curtailed by the underhand manipulation of RPI/CPI. People have been blindsided by the head rush of cheap “stuff” from Chindia, sitting idly by while their net worth has been eroded from under their feet while, bizarrely, falling for the illusionary increase in perceived property wealth. Yet the real cost of living, the essentials, has been rising at5-10% per annum for the last five years, throw in housing costs and that number could increase further. Pensions, whether private or public, are placing an unbearable load on western society. With the percentage of the population in retirement growing year on year we are left with some very difficult choices. Not only are we talking about pensions but, as these pensioners get older the cost to the NHS increases significantly. These are the first of the post war generation and society may well hold it’s anger long enough for them to enjoy the rest of their retirement. Looking at jobs I have done in the past some are paying no more today than 10 years ago, whilst incumbent salaries may have raised slightly, new starter salaries seem to have remained static, especially in the low skilled manufacturing jobs. The cost of operating in this country has been driven to the absolute minimum, to the point where the natives are no longer prepared to work for the little reward offered, resulting in the mass immigration seen. Conversely executive pay and benefit have gone to the moon; the price of buying a man’s conscience has not been eroded, strange that. The ability to believe his own lies is now the CEO’s most prized ability. These men have put British society on an helter-skelter and are racing it to the bottom in a macabre death spiral, seeing who can pick enough off the rotting bones to keep the shareholders and/pension funds happy for another year. These people are surely not stupid, they are not blind, they know – must know that their policies have no long term future other than bringing the UK standard of living on to a par with the emerging economies. Long before that happens there will be no market for their goods. These people are the last of the generation whose name shall not be said for fear of offending their sensitive sides, the side that kisses the grandchild whose future they have financially raped to fill their own coffers. Do we have any hope that the politicians of today and tomorrow will look to redress this imbalance? Are the current rumblings about allowing pensions to be linked to CPI the first step towards taking some back? The only way to sort this mess out is to levy a wind fall tax on the generation that is holding this country’s wealth in their gnarled fingers. They need to see what the real standard of living in this country is, they need to see some of the inner city areas first hand, the one bed slave boxes they have created should be their retirement home not some four bedroom cottage in the Cotswolds.
  12. Good thread, it has changed my opinion......... slightly. For what it’s worth here is my two-penneth, Executive pay: (either public or private sector) has been accelerating away from the guys on the floor at an alarming rate. The only reason for this, in my opinion, is they are basically hiring henchmen. The boards of companies have figured out it is cheaper to buy the consciences of a few than fairly pay everyone. Public sector pay and benefits: Have outpaced the private sector purely down to unionisation (and Brown not pushing his voting base too hard), the same trick as above was tried but the public sector fights at every opportunity to maintain it’s working conditions and remuneration, is this a bad thing? We saw the same tabloid outrage with British Airways cabin crew(again strongly unionised) ‘A trolley dolly gets paid how much?’ What we have missed is the underhanded erosion of our, private sector, pay and conditions to the point that we blame those that fought to keep theirs. All this deficit and debt is nonsense, if we made those at the top pay their taxes we would not be in this situation. Despite all this I still believe the public sector is bloated beyond what we need and is stuffed full of positions that deliver no net benefit to society. Whoever said half every public sector salary over £25K is on the right track. Basically, the private sector has been hit by the capitalism will eat itself mentality and has suffered accordingly; you cannot threaten the public sector with off-shoring in the same way. I’m starting to wonder whether we, in the private sector, are just a little envious. We have no mass means of protecting ourselves anymore and want everyone to get the same ass raping we’ve had.
  13. As a practice I’m neutral, as the market can change rapidly in the length of time it takes to sell a property in this country, if in the three months since offer the market has fallen by 10% then I’d drop by that amount at the last minute. I’d protect my own interests. In reality you’d have a pretty good idea where the market was going and, as the righteous on here have said, you could tailor your initial offer accordingly but with vendor delusion and completely unreal asking prices your offer would not be entertained. So:- Offer at around asking price – opening bid Hope your survey or the banks come to your aid and adjust accordingly Finally, see where you are with regards to your own financial situation, your feel for value for money and any further movement in the market then make you final offer. So if you want it you have to fight for it, if that means using every legal tool at your disposal then do so.
  14. Was dragged up in Moston, used to walk past here every school day on the way up to North Manny. Sarah, Where I live now that kind of money gets you this*, and I can personally guarantee no smackheads or burnt out cars in the fields. Or am I being unfair, has the area really improved that much since 1989? *Granted only 3 beds and not as bling but on the same scale
  15. Only that it makes the presumptin that all will continue as it has previously. Edit:- Actually after reading it again, I would argue that there was not 'tightening of supply' in 2007 only speculation forcing the price up. It is as a result of these price rises and the knock on effects to the world economy that industry and government are taking the subject of energy security more seriously. I took that picture at Glasto last year, a lovlier creature I have yet to see
  16. Absolutely correct Typical one trick pony posting from Dr doom himself
  17. Regarding rural villages, there are so many facets to this one and so many misnomers that it’s very difficult to know where to start, but here goes: - Farming – doesn’t exist in the same sense that it did when farms required small villages of people to work them. Most farming is now heavily mechanised, dairy/winter feed or set aside all of which (the last especially) are much less labour intensive. Local communities – most locals, mainly second and third generation, are simply hanging on to an idyllic dream that was probably never a reality. Living in grotty little hovels, often with no amenities, no transport links – working all the summer hours and freezing your nads off in the winter. Yes there were local pubs, bakers, butchers etc.. but that was out of necessity not want. Unfortunately people only remember the pictures of yokels sat on thrashers swigging rough cider. Not one of the newer generations would live and work in the conditions and for the pay required to make that type of agriculture viable today. Hence we import or factory farm our food. Pretty villages – in most cases these villages are so pretty because a lot of money has been spent on them – that money didn’t come from picking apples. The modern services like gas, electric sewerage and mains water were demanded and paid for by the influx of city money to rural areas. Local children priced out – as has been covered before this has always been the case. It is only an artefact of the last 20-30 years that rural owner occupancy has become widespread. Before this the vast majority of rural housing was Estate owned. With the changes in tax and inheritance laws early in the last century the viability of the massive country estates, and the people required to run them, ceased. There were massive sell offs as estates were split and downsized due to deaths, inheritance and the subsequent death duties. The last half century has seen the first opportunities for the working classes to own property not only in the countryside but cities also. Therefore the argument that you’ve only got your parents to blame is beau locks. As an aside the majority of kids have no desire to stay in these backwaters anyhow. Unfortunately money is required to maintain these idylls and that money is no longer provided locally. So you can either discourage, through taxation, the ownership of second homes – and watch these areas revert to the hovels they once were. Or accept, like your grandparents, that you are a serf and work to support the new Lords of the, granted smaller, manor. The problem is we’ve all had a peek behind the fig leaf and want what we see, but there’s not enough to go round. BTW I live in Dorset and rent.
  18. Mods move to 'Most overprices shithole'. I lived in Ashton for 5 years, about 9 years ago. Even done to this 'tasteful' high standard it's worth no more than £110-120K IMMHO. There are very few nice areas and this is not in one of them, the only reason I'll give it this high a value is because it not in the one of the many bad areas.
  19. EWCM egg-white cervical mucus SPD symphisis pubis dysfunction Never knew there are so many terms for tw*t ache. Girls are dirty, I'm nevr going to touch one ever again. (Choice would be nice mind you)
  20. So it'll come in @ 30-35% , let them think they got off light.
  21. Very HPC comments being read out. But still more air time being given to the coffing dogin Oxygen thieves.
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