Not Long Now

You said Therefor I can only think that you find the word "hole" as being harsh - for which I apologise. It is a slur on holes everywhere I did turn around in a pub car park when I was lost looking for the place I was going to. Can't remember the name. It was before midday though, too early for a tot.

Yorkshire is a shadow on the x-ray of the UK's well being IMHO. EDIT: I've mentioned im from Birmingham in a previous, yet have had NO banter back. Come on people, play the game. HPC seems to have lost its sense of humour of late

Apparently Shipley is a shit hole. I point to the Bradford fan amongst us who knows best. One could say that the armpits are taking a haircut Saltaire is nice. Had a meeting there last year. The tossers made me drive from Birmingham for a 5 minute meeting when they told me they were cancelling the contract.

NO - COME ON. TIF* (*this is fun)

....and if my brother was a girl he would be my sister.

It's their pensions they want to worry about. No pay = they leave. Simple as that.

Question

Right - I'm with you. AIOFASBQTS (guess what that means and i'll buy you a house).

Can someone translate for those of us over the age of 14?

A grim list of Northern towns IMHO (minus the sothern ones - obviously ), that could well pass for the Blue Square Conference League table.

You wouldn't think they have ever needed a Museum in the Black Country to experience our poverty stricken past. I went to the Black Country Museum once, or at least I thought I did. Turns out it was Dudley.

With the exception of Windsor, that list truely represents the arm pits of the UK.

The market has fallen so much recently, that we were due a bounce. Pretty incredible that the markets respons to a lack of bad information by soaring. Dead cat bounce all the way. My guess that they DOW will get down to mid 5k before eventually stabilising into the medium term. Could be wrong though.

Ultimately, if you are a 30 /40 something cash buyer, then why not? If you can afford to take a hit in the short term, with no pressure to sell for 10/15 years, it would seem like a sensible decision. Their cash in the bank is genertating 0 return and at least they can rent it out and get something back. Couple this with the government trying to destroy the value of all of our savings with QE, and you can see why they would prefer to hold real assets that will maintain their real value (whatever that may be) over the long term. Not enough cash buyers out there at the moment though to put a dent in the crash and people will always buy down the curve (otherwise we would see zero reductions - just "no bid" as the market would have just stopped). Like you say, anyone with half a brain would want a serious discount.

Agreed. I wonder how many of those @ Zavi were worried about their job in November. Probably not that many. For a website supposedly full of doomsters, the results are surprisingly positive.

Interesting results so far. I plan to run the same survery every couple of months from here on in and see how the results alter.

bump

I'll be interested to find out.

Thank You. Americans seem alot more confortable with such humour than here, where you get branded a "nazi" for doing so. (David Baddiel also was capable of a little such self-deprecating humour based on a similar theme). Quite ammusing IMHO - except when you come across those who can't decipher humour from racist slur.

He came to the right place then

Completey agree. Some of the stuff he has come out with is nothing sort of criminal.

There's a few of the buggers everywhere.

The "affordable housing" question has been done to death in government for years, and has exaserbated the problem. The way to ensure affordable housing is very very easy: 1) Ensure HPI is included in the inflation measure 2) Proper financial regulation of banks 3) Regulation of the morgage market to ensure i) Those buying a house put down a deposit of 5 or 10%. No down payment, no mortgage. ii) No Interest only mortgages. Lending money with no clear plan for the re-payment of the debt (which they are) is unacceptable. 4)Let the market economy do the rest.

No surprise that you think alot of people on here are unpleasant if you can't spot such obvious irony when you see it.

I think it would depend on what the workers signed. I agree with the OP, and would suggest to any worker offered a pay cut to stipulate in a written agreement that any future redundancy payout be based on the full salary.