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Direct Line

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Just wondering what peoples opinions of Direct line are. Are they owned by RBS?

My OH and me have a fair lump with them, joint Direct access acount & an ISA each. Are they on the danger list, any inside info?

Also how does the £35k "insurance" work in practice. would we both be covered individualy, ie, for £70k total, is it on the total amount invested or just one account per person?

How do joint accounts work with this "insurance"?


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