OzzMosiz Posted January 24, 2008 Share Posted January 24, 2008 I applied for a Halifax ISA in early January as A+L had slashed theirs from 5.95 to 5.65% Halifax were offering a 1 year fixed rate @ 6.2 - which I jumped on. Anyway, week later they had INCREASED it by .2% to 6.4% - I phoned up and asked if I could have this rate. To my surprise, I got a letter today agreeing to fix it at the higher rate. Fair play to them....I guess they must need my money! Quote Link to comment Share on other sites More sharing options...
Ologhai Jones Posted January 24, 2008 Share Posted January 24, 2008 Is this what you're referring to?: http://www.halifax.co.uk/isas/fixedrateisa.asp Quote Link to comment Share on other sites More sharing options...
Tonester Posted January 25, 2008 Share Posted January 25, 2008 For F***'s sake! 6.4% -> 6.2% -> 6.3% -> 6.0% all in space of a month. They offered no guarantee of fixing to me and I've set up details to transfer ISAs which could take a couple of weeks and now it's 6.0%! Quote Link to comment Share on other sites More sharing options...
Tonester Posted January 25, 2008 Share Posted January 25, 2008 Just got off the blower to them. They will guarantee whatever is higher - the rate when you applied or the rate once the ISA has been transferred. When I applied it was 6.2% so I'll get at least that then. That seems to contradict a little from what you say, but the lady had to go off and find out my answer for around 5 minutes so there's a lot of confusion in their offices. Quote Link to comment Share on other sites More sharing options...
Tonester Posted January 25, 2008 Share Posted January 25, 2008 Well if you had asked yesterday I'd have expected 6.3% but now it's down to 6% I guess I'm happy with 6.2%! Their timing to reduce to 6% today seems strange considering the BOE are starting to look a little more hawkish. At the end of the day it's only small differences I know... Quote Link to comment Share on other sites More sharing options...
Ologhai Jones Posted January 31, 2008 Share Posted January 31, 2008 5.8%! Quote Link to comment Share on other sites More sharing options...
justAnotherFTB Posted February 9, 2008 Share Posted February 9, 2008 That's exactly what I found. Still, at least you've a rate you are happy with, I take it? Me too - had a nightmare with them recently. All I wanted to do was transfer-in, deposit this years allowance then fix the rate. It was beyond the retards at HBOS, so this years money is going elsewhere. Still 6.2% for the transfer in was not too bad I suppose. Quote Link to comment Share on other sites More sharing options...
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