trappedsharedowner
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Posts posted by trappedsharedowner
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I can't understand why they would have put oil-fired heating in if they are on mains gas. Have you checked that there is mains gas to the property?
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Here in the West Country they lost interest about a year ago!
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I had to pay £1.469 in our village today. Don't drive much, thank goodness. Next nearest petrol is over 10 miles away. £1.40? Please tell me where!
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Hence my log in name!
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This is the funniest, and most brilliant thing I've seen in a long time. She should get an Oscar!
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How about trying Gumtree?
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My house is end of terrace, enormous garden (room for extension), garage, car port, greenhouse, veg plots. 2 independent RICS valuations at £146,000. An Estate Agent who came round said he would put it on for £155,000.
Neighbour has just put theirs on the market. Identical house, tiny garden, garage, mid-terrace. £167,000.
I know it's only an 'asking' price - but the difference shows that the market is all over the place, doesn't it??!
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I had to pay out for a HIPS 4 weeks ago. According to the Solicitors bill: £200 for the EPC, and £50 for the searches etc. Won't bring the bill down much will it? And you will still have a little man poking around your energy saving lightbulbs (or in my case, no esl's!!).
My EPC was appalling because we have no gas where I live, and my system is a space heating cast iron stove with back boiler to run the hot water and radiators. They suggested I change to an oil condensing boiler (min £1200), find room in the kitchen for same, and change the whole system. Currently it costs me £720 pa max for all hot water and heating. But it's not 'environmentally friendly' you see!!!
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They're trying to do this to us as well. I am renting a house, and my brother lives with me. He will not be on the Tenancy Agreement. However, they insist that all adults over 18 be checked, hence a doubling of their fee.
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Just been checking 'affordable housing' under the Catalyst Home Buy service for Surrey:
2 bed flat - required income £40,693
2 bed flat - required income £34,125
1 bed flat - required income £40,466
They've gotta be having a laugh, surely????
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This is the first time I've ever rented privately - must admit it never occurred to me to lie! Hmmmmm..........moving over to the 'dark side' is beginning to sound like a good idea!!!!
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I have been trawling through various websites looking for a 2 bedroom property to rent. But I have come to the conclusion one has to be PERFECT in every way (no smokers, no pets, no DSS, no children!!!!). What chance do I have? I am an 'outside' smoker with a small dog!!!!
No chance it seems !
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I am selling my shared ownership. Nowhere in my lease does it say that if prices go down I still have to stump up the original 50% I bought it for - both shared owner and HA take a hit if prices go down!
On the other hand, since I've been here 15 years and prices have gone up, we both share the selling price at 50%. Having said that, I have maintained the house, put in double glazing, renewed all soffits, bargeboard and drainpipes - and now they tell me that they WILL take 50% of the improvements I have made! Glad I didn't put on a conservatory!
The only time they DON'T take a cut of your improvements is when you are 'staircasing' (buying more shares in the property).
As I cannot afford to buy another property (I am retired), even shared ownership, I have no choice but to take my money and pay out an exhorbitant rent in Surrey (currently in Devon). In 4 years my money will be gone and I will be yet another 'scrounger' having to rely on Housing Benefit!
My advice to anyone thinking of buying Shared Ownership is DON'T !!!!
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Thanks for the info. How does this compare with EA valuations in your road?
Small village - haven't been any since 2006 in this road! The £170,000 was the price given to my neighbour by an Estate Agent (whose house is comparable to mine).
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what did you pay for the survey? Was it the type of valuaiton used by the bank or the full works?
It was a valuation survey only. Cost of survey was £117.50.
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Just had a RICS survey done on my house with intention to sell (but not buying another). 3 years ago it was £170,000 - now £147,000.
This is in North Devon.
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Sorry - don't like it at all. Very mickey mouse, not nice at all. Bye.
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My son has saved about £7,000 he wants to 'invest' rather than it sitting in a useless bank account. He already has his quota of ISAs. Sensible suggestions wanted, please!!
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I'll reply to my own post, then..........and wish myself festive greetings!!
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Just wishing all members a Happy Christmas and a Prosperous and Healthy New Year. Here's to 2009 !!!
Cheers!
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I CHOOSE to smoke. I also CHOOSE not to drink or frequent public houses, and I CHOOSE not to eat meat. However, I do not demand that drink or meat be 'hidden' from my sight - I CHOOSE to ignore the displays.
My son, aged 24, has been using our corner shop (with tobacco displays) for many years - he does not smoke, nor has been enticed to do so by same displays.
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And what the hell is a 'tandem garage' ?
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Characterful
Unrestricted on-road parking
Semi-attached
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Is Anyone On A Local Authority Housing Register?
in All about renting
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I have been on Waverley DC, Surrey, waiting list for Sheltered Accommodation since 2010. I am 67 years old. I have just had a letter to say that they have changed the criteria and, because I own half of a Shared Ownership/HA house, I can no longer be considered for council accommodation when I sell up and need somewhere with a Warden.