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Orb

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    What Items Have You Cut Back On Regarding Spending.

    in House prices and the economy

    Posted · Edited by Orb

    20 minutes ago, Lagarde's Drift said:

    I am curious how you know ppl are filthy rich. Clothing? Cars isn't the best correlator.

    They casually tell you. See bolded below.

    20 minutes ago, Lagarde's Drift said:

    Also, if you are rich you get your fresh fruit, meat, bread, eggs, fish from real shops. You then just need dry goods and Aldi Lidl is one of the best for standard stuff. I buy around 80% of my food from fresh places or specialty stores like Italian / Asian / Med delis. Only go to supermarkets when I need to stock up on tins and dry food.

    I am curious how you know ppl are filthy rich. Clothing? Cars isn't the best correlator.

     

    What Items Have You Cut Back On Regarding Spending.

    in House prices and the economy

    Posted

    12 minutes ago, crash-and-burn said:

    I've been frugal for a couple of decades, back when it was "uncool", but it's afforded me a very nice lifestyle with no debt and a lot of time to pursue my interests. I've never been materially orientated, so apart from having a house with land in a picturesque rural area, I continue to live frugally. There is almost nothing I can cut back on. I don't eat out because I grow all manner of food, and restaurants nearly always disappoint by comparison to the quality I have at home. As I live far from any shops, there's no temptation to buy for the sake of it. I also haven't watched TV for about 18 years, and I don't miss it, so have no subscriptions. I don't use a mobile phone, and have no need for holidays as I live somewhere people often come for holidays so if I take a day trip out, it feels like I am on holiday.

    You're living the life I'm literally aspiring to achieve! It's refreshing to read posts like this. 

    Bristol Observations

    in House prices and the economy

    Posted

    1 minute ago, tabliski said:

    It's a nice place to live with a decent mix of job opportunities. All the usual middle class professionals from accountancy, finance, law, medicine as well as engineering, defence, media and the creative industries. Certainly makes more sense than say Brighton that has (historically) had little to justify high house prices other than its got a not particularly great train line to London. I guess work from home is changing things somewhat though.

    Ah ok. What's the culture like? Nightlife etc? I assume it's got a thriving culture? 

    Something going wrong... alarming signs of economic stress today

    in House prices and the economy

    Posted · Edited by Orb

    9 hours ago, canbuywontbuy said:

    Is that a fairly normal price for 1 person in Northants these days? Was it a more posh restaurant than average?

    I ask because I used to live in Northampton.  I remember taking out the 4 of us (wife, 2 kids) to eat out at a restaurant for around £25 to £30 around 2012 to 2015 or so.  Talking about pub meals here, including soft drinks.  I spoke with a friend who lives on the outskirts of Cambridge.  He told me if he took his family of 4 out (wife, one teenage child, one 10 year old) these days, it would cost around £100 at a regular, non-posh chain restaurant.  It blew my mind. It surely can't be that expensive.  I imagine around £50 to feed a family of 4 at say...Nandos, right?

    It was called Prezzo. Never heard of them before, but they're a chain selling Italian (couldn't complain either - it was pretty good). A few young couples on obvious first dates were sat on adjacent tables. I remember thinking their bill would probably be around £100. Mine was £39 and I was being conservative (I normally think nothing of a starter and a few drinks - this time I skipped the started and had one drink). 

    EDIT: Went to 'Spoons on Sunday afternoon, and got a steak & kidney pudding with mash, peas, and gravy, and a soft drink, for £8.50 🤣

    Something going wrong... alarming signs of economic stress today

    in House prices and the economy

    Posted

    Just now, Zzzzzzzzzzzzzzzzzzzzzzzzzz said:

    It could indeed be regional @Stewy - are consumers less burdened by mortgage debt, etc. in the North East? Giving them more spending power. I suspect so. That said, wages are relatively low. This is quite interesting - showing spending cutbacks in terms or priority
    https://www.consultancy.uk/news/36242/uk-consumers-continue-to-cut-spending-for-2024
     

    I spent Saturday night in a medium sized Northants town called Kettering. Wages aren't great. 

    Every pub was heaving. I had trouble finding a table in any pub I went in. Before going out I went to a restaurant which was charging £6.50 for a 330ml can of IPA. Every seat taken by 6:30pm. My bill for a main with 1 side, 1 drink, and 1 dessert was £39. The nightclub I went to... packed out. I was really surprised as I thought Kettering would be dead. But it's not. Northampton is exactly the same on Saturday nights. The pub near me (I live in a well-to-do village) is a gentrified country pub - I can't park my car on Fri and Sat nights, nor Sun afternoon for how many people visit it. I even join them for 2 or 3 pints (at £5.60 per pint).

    However, I do think there are a growing demographic of people who are panic stricken and in serious financial distress. I think we're polarising. The well off are getting wealthier, and the poorest are getting poorer.  

    .....................has anyone nipped over to Mumsnet, to see what they think?

    in House prices and the economy

    Posted

    Mumsnet seems like a place to stealth brag to other women than hating men. 

    Threads such as "what should I buy my cleaners for Christmas?" or "AIBU to tell the kids they're only having 4 holidays this year as our mortgage has risen from £6k per month to £7K?????" or "Why isn't my house getting any viewings/interest???" followed by a RM link to a £1-million show house.......... they seem insecure attempts to showcase and validate 'success' by one-upping everyone else. I've never seen one of those links go to a RM link of a bedsit above a kebab shop in Grimsby. 

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