cbathpc
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Posts posted by cbathpc
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21 minutes ago, GeordieAndy said:
So Gove doesn't have symptoms himself but is going to be self isolating for 14 days. I'm not a fan of Gove but the Government is starting to look very shaky - possible unity one needed to share power / responsibility?
You'd have said no chance a few weeks ago, but now Starmer has cleared out lots of the looneys - there is a good chance
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43 minutes ago, Locke said:
I have always found this insistence of mothers to dump their kids off with strangers so that they can traipse off and earn effectively far below minimum wage when the childcare is taken into account, annoying and irresponsible.
Going to work is a bit of a break for the wife as much as anything. If she stopped working till school, she'd be starting from nothing. I think a lot of women work part time during the early years so they still have a place in the world once they child is grown up.
That said I know you're a troll, sooo.
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On 04/04/2020 at 18:24, Now or never said:
I was in a company meeting two months ago, we were told all recruiting now through HR - no more agencies. Apparently last FY agency cost amounted to over 200K, circa 3K for an advisor role on 16K.
Then the lowlife come back and tap them up for another position elsewhere - the cycle starts again.
Crazy industry. Ok we'll get you a software engineer who might be gash. He wants £40k per year, and we want £10k for sitting him infront of you. In 12 months i'll be belling him up selling him on a job thats £45k per year, and you can then give me another £10k
Nuts that people pay for it. Once the belt tightens these guys are the first in trouble
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On 03/04/2020 at 23:13, Confusion of VIs said:
If you devalue money by printing enough of it without any asset backing, unless you believe in the MMT, inflation has to follow.
Lots of people will have plenty to spend, millions or even tens of millions are sitting at home on full salary with no travel or entertainment costs. Some people may even find they have a deposit on a house when they are finally let out and I can see the government expanding help to buy, 30-40%loan, to make sure they use it.
Sat at home on full salary, wife on 80%. No nursery fees, no travel, no entertainment.
Weekly shop being done at M + S, still got more money than I've ever had in my life. I won't be the only one in this situation
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On 04/04/2020 at 20:03, GregBowman said:
Never hits asset owners hardest - always earnt income earners since Norman times won’t change
Capital gains tax 20% income tax highest rate 45%
They will tweak it but they won’t reverse the basic concept
Normally I would agree, but I don't think PAYE have much more to give. Especially people under 35~ who are paying student loans. Higher rate tax earners paying into their pensions are on for 43p for each £ they earn? How much more can you take
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23 minutes ago, mattyboy1973 said:
From your account and others that I have read, it really doesn't seem as if this loan scheme is going to benefit the small companies that need it, especially since I have heard reports of having to put personal assets on the line to secure them. Many business owners are going to be wondering if they can even repay these loans, given the incredibly uncertain state of the economy post Covid. There seems to me a decent chance of a recession unlike any of us have experienced in our lifetimes, so the ideal environment to be running a business with a load of fresh debt - especially if this is secured against your house. I do wonder if a lot of business owners will take the decision not to throw good money after bad, and close up now until things are more certain.
I fail to see why you wouldn't just close up shop. A member of my family runs a travel agent, his options are close up or furlough. Either way, its not like his staff are going to have any other options, landlord isn't getting rent from elsewhere. May as well just fold and start again once the dust settles; if it's worth it to do so.
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On 28/03/2020 at 10:41, spyguy said:
Theres always been very mixed messages about jobs n careers.
I was taught technical drawing in 1986, just as autocad was getting into its early stride.
IT is too wide an area to have any coherent meaning.
As far as outsourcing to India .... I'm still dealing with the messes this creates.
There are not a surplus of skilled, ready to run people anywhere. After India, companies moved into EE, despite must young EEers being in UK.
Outsourcing to India has probably created more onshore UK jobs than they shifted out to begin with anyway. The problem is who wants to work unpicking awful projects written by Indian's who don't care, managed by PMO who struggle to even turn a computer on. I wouldn't work at the likes of Capita for £150k per year.
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Top trolling this one!
Mortgage up to your eyeballs I say
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17 hours ago, Bruce Banner said:
If I was over 70 and ignored advice to stay at home, for my own safety, but "needed" to go to the pub and as a result contracted the virus, I would neither expect, nor accept, any form of NHS treatment and I would self isolate at home until the virus had run its course, but I reserve the right to put myself in danger as long as I don't endanger others.
Having said that, Stanley Johnson is as unpleasant as his son.
How do you think you can go about your business without endangering others exactly? You can have the disease with no symptoms. Wondering around with you '****** you' attitude can be seriously damaging to lots of the population
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7 minutes ago, Bruce Banner said:
What on earth does that mean?
It means they say things like
"I survived rationing"
"Nothing is stopping me getting out"
and other such nonsense. See Stanley Johnson on breakfast TV the other day
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5 hours ago, Peter Hun said:
To someone over 80, it doubles your chance of dying. Early 20's its six times higher risk of dying. Some older people may just be at peace with their inevitable mortality.
Maybe. Maybe they are idiots.
Every person over 70 I've spoken to about it has had a text book definition response of "Ok Boomer".
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7 minutes ago, thecrashingisles said:
I don't think our strategy is much different to France's or Germany's. This misunderstanding is the result of Dominic Cummings briefing things he doesn't understand to people like Robert Peston.
France is shut down. Yesterday we had a St Patrick day parade through Manchester. You can still go to a rave.
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3 minutes ago, slawek said:
This is a voice of a scientist responsible for the government strategy. For some reason he doesn't mention a strategy to suppress it until a vaccine/med is available. My opinion is that he has VI to support his strategy. The herd immunity can be also obtained with vaccination so technically he is correct that either eradication or herd immunity.
WHO, the rest of the world, many other epidemiologist are against the strategy to achieve the herd immunity through a outbreak. They advocate to fight it to buy more time. Do you trust a few UK scientist or most of the experts who are against?
This is my issue. I would have more confidence in our approach if any other country in the world was taking it. But they aren't. So either we have the best scientists in the world, or someone is taking an almighty gamble.
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1 hour ago, Simhadri said:
For them, not paying pensions, elderly care are more important as they've found new voters up north.
Also elections are 4 years 9 months away.
Emperor Boris can have his fun until then.
As always, how many people do you think are coordinated to achieve this conspiracy? I'm no fan of Boris, but I don't think he's hitler
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If you think government are turning on the taps to keep house prices high now, just wait for a few more months. Boomers can't see their houses go down in price, they worked hard for that. I imagine we'll see a series of obscene measures to prop them up
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3 hours ago, dougless said:
Please don't assume all 'boomers' are well off. It was not so long ago that pensioner poverty was being talked about and it hasn't gone away. Some boomers are well off but many are not and some contributors here are boomers. Apart from the odd troll, we are all totally behind the premise that housing should be affordable without state support (housing benefit). Many boomers are renters for various reasons and they suffer the same indignities that the younger renters do so please show some nuance in your comments about us elderly members.
Average pensioner has more money to spend than the average worker. Its an absolute disgrace. Pensioners will probably get away with it, which is the worst of it all
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I think the UK's approach is just going to be delay as much as possible, but accept its going to spread. Italy will have to quarantine for months, with no guarantee it does anything.
You lock the country down for 2 months, destroy your economy; then some migrant / holiday maker arrives from literally anywhere in the world and you're back to square 1.
I reckon we're accepting its going to cause a lot of damage, and a lot of people will die, but that will happen regardless; so just let it
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If you're contracting it's very hard to take holiday when its essentially costing you your day rate. If you're on £500 per day, that weeks holiday is mentally costing you the price of the holiday + £2500.
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You have to wonder how many people Direct Line are employing, and what those people are doing that they can lay off 800. You can only imagine the amount of waste.
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Well I hope this https://www.zoopla.co.uk/discover/property-news/pledges-on-stamp-duty/ doesn't mean stamp duty will be removed totally for second + homes from £500k, otherwise those young people may as well leave the ******ing country
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On 23/02/2020 at 09:05, Pop321 said:
I instinctively disagree with you about average earnings from what I see but my instincts might be way off on that point. And the stats support your point.
People go on about North/South and why everyone needs to be in London to earn money. Near me good builders are earning £250 a day, guys keeping old ladies gardens tidy are getting £25 an hour and even low end employees are managing to step up from their first job after a year or so and earn £35k in sales job. My friend was given a quote for £2k to have two small rooms painted last week....probably 4 days work. Wouldn’t mind but these guys are booked up for months. Ps appreciate charge rates and net pay for self employed are very different
However, I am in a desirable North York’s spot and commuting distance to York/Leeds...so appreciate I definitely do not see the wider picture of earnings.
So my point would apply to those who do are earning £50k or who can afford to aren’t passing it on to the next generation for reasons stated.
Ps good point too about the debt....I think many I see as ‘wealthy middle class’ may well be up to their ears. My own very frugal 35 years of earning and not spending challenges western UK family finances and how much we really need to live on but that’s a whole other topic?
You're probably under estimating how many people have absolutley everything on tic, mortgaged up to their eyeballs. I'm sure a lot of people like to underreport the help they get from their parents.
It doesn't look cool to your peers when you're cruising in your new A5, if its only possible because your parents sorted you £100k for a deposit for your house.
£50k salaries are hard earned, especially north of watford.
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How do CW lose money? They have the estate agents, they practically force people to use CW solicitors that charge a fortune and have case loads of 80+ transactions.
Are they that over expanded?
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On 19/02/2020 at 21:23, DonJop12 said:
The Government have managed to get an 80-seat majority without the need to address inter-generational inequality. Unfortunately, I am at an age where I can't wait twenty years for the boomers to die. It will be Gen Z that will benefit the most from the Boomer exodus.
We have a two party system. We have one party offering 'more of the same' which isn't great but manageable, and one party offering bizarre policies and fascination with trans people and Israel. Is it any wonder the tories win>?
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Contributing to a pension pot feels a lot safer than housing.. but then again we've all been waiting for house prices to crash for a while now
Corona Virus Business Wage Relief
in House prices and the economy
Posted
I'm surprised it's not higher. If they expected many companies to do the 'honourable' thing, they've got another thing coming.
They set the money way too high. Staff shouldn't want it, but right now some are seeing it as a lottery win