papag
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Posts posted by papag
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13 hours ago, LittleK0i said:
It is possible, especially if rates will go deeply into negative territory.
However, nothing is "free". It will mean complete loss of freedom and total dependency on the state.
Ahh the plan coming to fruition
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6 minutes ago, adarmo said:
I think I'm getting 1.25% on a santander 123 account
I enquired about this and got this reply The rate on the 123 current account will drop from 0.6% to 0.3% for new and existing customers from 12 April
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13 hours ago, wighty said:
When companies say they are going to lay off so many head office staff, WTF have the staff been doing all this time?.
I asked my next door neighbour has been furloughed since the start by the council a similar question as he told me nobody was doing his job, I asked him if he will be going back in September to a mountain of work he just smiled .
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Been told that on a 2nd home purchase of say example 175k if you complete on the 1st sept or before stamp duty would be £5250 on the 1st oct it goes up to £6250. Is this reverting to the old system or a new policy change
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Just lifted this from the telegraph comments think it sums it up in a nutshell. The effect of the whole shoddy ponzi scheme is to enrich developers, builders and associated hangers-on such as solicitors, estate agents and financial advisers. Many of our M.P.s are of this ilk..
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8 hours ago, steve99 said:
Even though the £ was over Euro 1.40 for a long time some years ago and well over US$2.00 for a long time also. In fact that period in the early 2000's the £ was probably the best it had been for decades, a) under a Labour govt and b) in the EU
Yep but thats history now mistakes were made re joining the EU as it has turned out to be a political block not the common market which we all envisaged back then .Its moved on deplorably in my opinion and we are where we are today now and looking at all the other EU countries present and future prospects as opposed to ours . I am really happy where we are today and feel we have really dodged a bullet just in time. Its not just me but millions of other citizens not just leavers but ordinary decent folk who voted remain who maybe were just following the left leaning medias narrative and are now seeing the long term benefits for the UK, which I am sure our future generations will eventually benefit from.
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Think financers along with ordinary people are now realising just how much the EU was holding us back.
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Was told yesterday by a senior council person that they are still furloughing people now as its being extended by a further 6 months , the payback for all this is mind boggling
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42 minutes ago, TheCountOfNowhere said:
If you had your time again, would you have bothered ?
At least you didn't buy in Bulgaria
Honest answer - Yes from me and No from the wife, had some really good life times there not to mention escaping the weather in the UK, was lucky also to get in with a good crowd of people but the pull of our grandchildren was too much. When we first started going the cost of living was nothing compered to the UK we were really living the good life dining out going outmost days etc. My feeling now is unless people are stuck there or have blended into the Spanish life of jobs / schools etc most would want to come back to the UK now if they could. even the Holiday homes without the Bars / people/ restaurants etc have lost their appeal .Spain is really in for a very tough time in the near future even after covid.
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When we sold our in Spain property we just about broke even, this mainly due to the pounds fall against the euro over the 12 years. When we sold they were introducing somthing called a think it was called a Plus Villa tax from reelection it was so the local municipality could get a cut of the proceeds and they justified it by saying the work they have done to the land and surrounds was making your property more valuable even tho it had gone down in price :). Many of my friends returning to the Uk (we had a group of say 20 or so brits only 4 left there now) say they are getting hammered with all sorts of hidden costs now .Not to mention the dreaded retention money which you have to fight tooth and nail to get back.
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2 hours ago, markyh said:
could be a Mini national HPC in Bungalow prices come 2022. Worth keeping an eye on if a 2-3 bed bungalow wold suit peeps.
Yep hoping for that as we are not in any particular rush. We are wishing to get out of the big City really is a pain now re getting around roadworks everywhere also poor social behavior / burglary's are on the increase.
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1 hour ago, markyh said:
Deffo OAP COVID Victims. 95% of Bungalows are occupied by OAPs who are to old and frail for stairs.
yep never really dawned on me that , my good lady who looks daily at them also commented on the amount of Bungalows not being sold now and also new stock coming on the market
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Seen quite a few bungalows in York being now empty, say 12 months ago they were none.
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1 hour ago, hotblack42 said:
From their twisted logic there are posters on here with a vested interest in EU membership. Oh well whatever, what they think about this topic doesn't matter any more.
The EU struggling and may fail. The UK can now watch from the sidelines & help if it feels so inclined. Or just ignore their plight.
Concerning Boris, he's just another figurehead. I'm looking forward to the glowing praise for his replacement and sudden dramatic improvement in our situation - you know, because he's personally responsible for people being fat stupid, selfish & bigoted, so they will all magically change when he steps down..
No more words needed perfectly written
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Lots of reductions on the Yorkshire east coast areas, this surprises me as i would assume they would have at least held up with people wishing to buy in Spain etc dries up
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3 hours ago, markyh said:
That should last you until you are banned off the road. Filthy polluter.
Its not going to leave the drive its just on show for the neighbours to view
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Just purchased an 20 plate BM x1 with only 2,5k on the clock 7 mths old from a leading garage 22'5k, when the deal was done the sales manaager said never in his life has he witnessed prices so low , he told me the cars original owner was a leasing company and had gone to the wall
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I consider many posts on HPC.co.uk to be more authoritative on some areas more than the mainstream, even compared with such Godly publications as the FT. Given it's 'free to join and express an opinion' model, we do have many whose views might not be entirely correct (or logical, sane etc), but I've leaned a hell of a lot here that the plebs (including FT readers) might not get a chance to hear about.
Yep agree seen many a topic discussed on here then picked up by the press, convinced they use use sites like these for news info etc then claim its their journalistic work
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Maybe they 'do tourism' because they want to see more of the world than the village their father's father's father was born in?
I don't have a 2nd home but people who do have it for a number of reasons. I am tempted at some point - I'd love a place in Cornwall or Dorset. Close to the coast and able to sail, walk, enjoy local cuisine and entertain family and friends.
Yep me too also one which my family and grandsons could also use.
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Should be an annual 4% levy on the value - like they would apply in the US or France.
You can afford multiple homes - well you can afford the tax - many Brits have no home at all including veterans who risked their lives for this country.
Cant argue with that great post, unfortunately with most of our MPs and Lords owning 2nd homes and more if the truths known, so it wont happen unfortunately even though its a very fair suggestion.
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Another example of a the Tory obsession with creating 'markets'.
Somebody somewhere must be doing very nicely out of the moving of accounts to this horrible firm, don't think in all my life i have ever been/dealt with any company as bad as SP
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Sold all property investments over a year ago
..!
I'm not really savy enough or on the ball so to speak so rely on these people re for info.They charge quite a high premium around 4 % on entry then a small yearly charge but well worth it to those who like me are not on the ball , they have managed to show over 7% growth after charges this year it was more last year, She informed me most of the funds commercial property investment have been moved into pharmaceuticals and green type investments.
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Had a meeting with a prominent financial advisor asked her if they were busy, her answer was massively yes as are all fund managers getting out of commercial property and balancing funds that had significant holdings ,she feared armageddon was imminent.
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Labour might be in by then, so it won't happen.
Or even maybe a new party
What's going to happen now then to jobs, wfh, commuting, spare cash, debt, furlough money, and house prices?
in House prices and the economy
Posted
Managed to get in the hairdressers today my haircut had gone up £1 thats a 20 % increase , the manager had put a sign up which said due to losses from being unable to trade we are sorry to have to increase our prices. Bet this is replicated all over the country in so many small business. But the next inflation figs will report somthing ridiculously low and irrelevant to the actual figure