Making tea.
Absolute 80s on.
There's a new FCA advert - Can you afford your mortgage????? There's new lending rules coming in end of this month. Don't forget about council tax etc etc etc.
Makes a change after listening to countless 'Your money is safe with the FCA looking on'.
http://www.fca.org.uk/consumers/financial-services-products/mortgages/mortgage-market-review
'In the past, some people were allowed to take out a mortgage they could not afford. This led to some of them falling behind with their payments or losing their home.'
You don't say . . .
Here's the rules:
http://www.fca.org.uk/consumers/financial-services-products/mortgages/mortgage-market-review/affording-a-mortgage
Christ. Nevermind whether you can afford the mortgage or not, just filling in the form will kill the market.
I call Pop! end of this week, 26th April, when these rules come in.