Marek
-
Posts
72 -
Joined
-
Last visited
Content Type
Profiles
Forums
Events
Posts posted by Marek
-
-
I suspect that your parents do not own a playstation, studied hard at school and took a proper real job when they left full time education, probably never took a year out travelling, probably never sat around a Bong out of their heads, and they most likely never voted for a Labour Party.
You get the politics you deserve, so maybe you should think carefully about who you vote for in future.
what does playstation have to do with this?
I get the politics I deserve? my parents travelled, not for a full year but they did visit a lot more places in the world than i have by the time they turned my age, i am sure they have smoked dope and they used to vote labour.
We marched against the war in iraq, we marched against the war in afghanistan, we marched again and again.....this goverment doesn't listen to us, tony had one big ego trip.....in my opinion he was worse than thatcher.
the point with politicians is that most of them lie and we always buy it, the biggest point is that we are not governed by goverments but big corporations
-
Sorry, aren't living standards supposed to get better with time?
they get worse with time. anybody wants to start a tent city in london?
-
- a justice system that had, lets see, among others, the Carl Bridgewater case, the Birmingham 6, and a police force popularly described as racist, sexist, pissed and bored
i have one word for you guantanamo
it might not be in this country but concerns the whole world. baby boomers didn't have to support wars in iraq and afghanistan. we pay for it every day through our taxes. well done tony and gordon!
-
<sarcasm>Perhaps we should find out where this place is, examine the local planning documents, and shop him in for any discrepancies we find. That will wipe the smile off his face for not paying a ridiculous sum of money for a place to live like the rest of us plebs!</sarcasm>
Or send the link to Gordon along with something like
"Pull your finger out! People want places to live and be happy! Stop waging wars with our money!!
-
You've just got to do it anyway, as we did, and hope they don't enforce.
Problem is finding the land. You were lucky I guess.
-
Raise your hand who thinks most staff at FSA should be fired, the Labour goverment sacked and most of the the Bank of England along with it?
-
http://news.bbc.co.uk/1/hi/scotland/south_...and/7275312.stm
There's a guy who's built his own house in Galloway out of straw and turf.
(l suspect the builder is in fact a hobbit).
He says
Ever get the feeling you're being ripped off?
IF I COULD BUY CHEAP LAND IN SOUTH EAST I WOULDN'T MIND SPENDING 100K ON BUILDING A NEW HOUSE!!!!!!!!!!!! WHAT IS WRONG WITH BBC, ARE THEY ALL BOOMERS WHO CANNOT SEE THEIR END OF THEIR NOSE FOR THEIR STUPIDITY, GREED AND LIES?
Few years back I've spent ages look for a plot of land which would be "hilly" or abandoned quarry to build a mole, basically an eco friendly house. Most of the local councils told me to get lost!!!
-
We're talking about buying houses, not being "given" one. And where did I say things haven't been hard in the past? My point simply is that there are lots of people now who would give a great deal for the chance to buy a run-down terrace house and do it up, meaning people in their 30s, let alone their 20s. Whatever your parents' situation might have been I can't see why you can't accept that with good grace.
I know my parents had it hard. I thought my generation was supposed to have it a bit easier. I am not saying dead easy or be given free support. I always said that if I want something I have to work for it. House is a house, it's supposed to be your home and not some ******ing wannabe twit ea income. Especially when those shit for brain maggots cannot even count to 2. FSA is to be blamed, Labour goverment is to be blamed, nobody listened to Mervin King when he warned us few years back about exactly what is happening now!
-
"It is laughable when the same braying gits who do somersaults with glee when they think of how much their house is worth, then suddenly realise their kids can't afford anything and must be helped onto the ladder. Who knows, may be the idiots will start connecting the two someday? That is certainly my hope. But the nature of life means that parents think they must take care of their children. They think that owning a house worth 500k will simply put them in a better position (than other people) to help their children. It is yet another example of the astonishing stupidity of people."
Yep, that's the one I get. Problem is that I'm likely to be in my 60s, and perhaps even my 70s, by the time I inherit, so what good does my parents' house being worth £750k (today!) do me? After it's been split four ways - three kids and Gordon.
My usual answer is I'd like a house while I'm young enough to get some value out of it, not the possibility of an inheritance before I'm too old and decrepit to care. My parents bought their first house when they were in their mid-20s, off one university lecturer salary, and traded up to their present house before they were 40. You'd have to be an investment banker now to do that.
I think we will start seeing a sharp decline in childbirth across Britain unless something happens to house prices sharpish.
-
I am 31, I envy my parents in some ways
1. They didn't have to speculate over house prices
2. They didn't have to go to forums and read up on posts/messages whether it's good time to buy or not
3. They bought their house to start a family not to make an investment
4. Lots of people of my age don't have a place they can call home unless they go back to their parents
-
At least their planning permissions are sensible not like in here. "OH NO! WE CANNOT HAVE BUILDINGS AT CROUCH END, LONDON WITH MORE THAN 5 FLOORS IT MIGHT SPOIL THE VIEW!" view of what? the pile of shit you can see now in london on every corner?
-
why is our goverment trying to create yet more misery for us? let the f@cking market crash!!!!!!! this labour goverment is nothing but a bunch of money grabbing scheme bastards who are only interested in pleasing big corporations.
-
Let the prices come down 30%; then 40%; and then 50%; and then 60%. And only then, only then, start to consider making offers. Teach them all a really sobering leson; teach them all the taste of their own medicine; prices can go up 300%, yes..... but they CAN ALSO GO DOWN 60% TOO!!!! Teach them!! Play it really, really cool. Good luck.
Me and my wife, we are both in our thirties already, are waiting paitently for the market to crash, we are fed up with renting etc. but we are not afraid to wait.
I think when the prices crash by up to 60% there won't be any mad rush to snap up properties, the banks will be very careful about their mortgages, finally they will learn to count every penny and stop making profits in billions!
-
can anyone do that?
...and still watch tv?
i don't pay because i don't have a tv, the woman on the phone was shocked when i cancelled my license
-
Fantastic news !!!!!
This concurs with a report in France recently that half the country's EA's would close in the downturn. (from 34000 to 17000), which was the number before the housing bubble started.
Why should the UK be any different ?
I think your comment is highly inappropriate. I was made redundant 5 years ago, I found a job within 1 month no problem. Still it's a dreadful feeling knowing that you don't have a job and need to find one pronto. You cannot solely blame EAs for house prices, I blame my parents generation and our corrupt lying goverment more than EAs.
-
On BBC ticker, no link yet.
down 4%? i feel so sorry for them, does it mean the top brass and their fat rich shareholders can only afford 1 chelsea tractor and 1 w@nk pad in london?
-
Same boat myself Marek - me & wife on 65k gross (10k higher than twice the average salary (2x25k) - take home of around £3,100 a month. For that I would want to comfortably afford a modest 2-3 bedroom home.
Finsbury Park (hardly Hampstead dahling..):
http://www.rightmove.co.uk/viewdetails-195...=1&tr_t=buy
Taking a 10% deposit, would mean around £1,600 a month repayment. So 50% of combined take home pay on the mortgage... To me, 30-40% fall (so 1k a month seems reasonable)
But at the moment? No thanks
- too risky at the start of a potential recession, I'll wait on the crash.EDIT: typos
My reply might seem odd....You don't know how happy your reply made me. Our take home is around 3k. This is ridiculous, should we start a tent city in hydepark? it's a nice location, easy access to everything and i am sure the local schools there are better than in finsbury park, anybody can afford a tent but we'd better hurry up before foxtons start selling them.
-
**Sobs in sympathy**
There are families in this country on half that.....and manage.
Your problem is you want a
Lower your sights, get real...... ....or dream on
it's finsbury park for ****** sake, not f*ing chelsea!
-
Realistic in what sense? The reason people were offered and took high multiple mortgages was because the payments were low due to the low interest rates. At 5% a 25-year 5x salary mortgage takes 45% of your take-home (using 30K per year as a salary). At a 7.5% rate, a 4x mortgage takes 46%. At 9%, a 3.5x mortgage takes about the same. So which is the number you need to be realistic? The multiplier, the interest rate, or the percentage of your income?
I guess in this case percentage of your income. IMHO any payments over 30% of your monthly income is only asking for a trouble. Rates go up and down
-
Surely then by being able to get 5x your income suits you then doesn't it or there would have to be a crash of biblical proportions and low unemployment for you ever to get your wish.
5x our income? that's exacly why prices are so unrealistic now. realistic level is 3 or 3.5 times no more than that
-
When do banks finally wake-up and strat lending only 3 to 3.5 times our annual income? That should really push the prices down shouldn't it?
My wife and I earn together 60k per year, we live in London. If we want to buy a decent 2 bed house in Finsbury park we can only dream on. Hopefully in 2 years time things will change in our favour.
-
i hear there is great street entertainment outside the mosque there.
sadly the nice clerick who used to complain that living in britain was like living in a toilet while claiming every possible benefit from social dept. is now gone hence the street entertainment stopped
-
I disagree on 'crouch end will flop', runforthehills I'm afraid. I think at its core it's inhabited by wealthy middle-class sorts who've been there for years, and is central enough to draw in people from the surrounding areas.
Maybe some of the little coffee shops or restaurants will close, I notice one of the Italians off the broadway has shutdown. Guess people are starting to eat at home more. But it's surrounded by Hornsey, Stroud Green, Harringey, Holloway, and all the young professionals who bought shit-holes in these areas need to shop at Prosperos Books to buy 'Debt Advice For Muppets', so the commercial premises will survive. And Eat More Daisys, because they do pancakes with syrup.
Ps., I was in that French patisserie place a few weeks back, and there was a Scottish TV presenter in (she's minor, and I cannot remember her name - kidz stuff from years back), but she was grumbling that her mortgage was going from £800 to £1200 and she'd have to move the payment date to juggle her income. I couldn't hear any more as I was distracted by the two mothers at the next table simultaneously breast feeding. The sights you see when you take a sickie on a Tuesday in Crouch End.
easy now! i have to agree with you about 'Debt Advice For Muppets'. we get leaflets from time to time from foxtons about possible rental income of £1000 for 1 bed places in finsbury park
-
I reckon if you strip away the froth from Crouch End, it will become quite a hole in a recession.
The secondary state schools are appalling.
Anyone else live here. Waiting patiently for a miracle?
i live nearby, finsbury park, we are contemplating at the moment if we should move elsewhere in few months time after our first baby is born
These Are Very Sad Times We Live In
in House prices and the economy
Posted
Are you suprise?