laurejon
-
Posts
12,404 -
Joined
-
Last visited
Content Type
Profiles
Forums
Events
Posts posted by laurejon
-
-
The popular and easy ownership of land (as we know ownership) is a geometric and economic impossibility. What we can have instead is landlordism and real estate booms followed by economic collapse.
Vote Labour, vote landlordism
Vote Conservative, vote landlordism
Landlordism isn't working and it never did
I think you have been misinformed. Thatcher the previous Tory incumbant was a leading advocate of home ownership for all. Prior to Thatcher under the evil of Labour Governments the working classes rented from vast estates of the Aristocracy that fed and kept the Labour Cabinet sympathetic to their aims.
So we had a property crash under Thatcher, however she dug us out of that hole into profit without wasting billions of taxpayers money propping up the cronies in the hope of a job post premiership.
Is anyone under any illusion and would care to disagree that Gordon Brown is going to make himself rich when he loses the election by working for the banks he has just spent billions of working class taxpayers money bailing out ?
-
Vote Tory and make sure that your children get the opportunity to own their own property, and live without the chains of poverty attached to their ankles by the socialists.
-
Thankfully the old devil inflation is something that we no longer have to worry about in the UK as Gordon Brown has removed its evil face from our shores for over a decade.
-
Labour is actually persuading me to vote for them. I've argued for this policy for a long time. Anyone who is willing to work, but isn't able to find a job in the private sector.. the society should find/create a job for them. And one that pays a living wage.
Like there are many people in their 50's and early 60's who want to work and have honestly tried hard to find a job, but no one will hire them because of their age. There are also hundreds of thousands of people who through no fault of their own were not born with much brains... so in a job market where the private sector can be picky, which is a permanent state in today's world, these rather dull people always get passed over.
The state can find something for them to do that contributes to society. It might not make sense in a capitalist sense aka making a profit on it.. but things like having clean streets, or more public garbage cans in neighbourhoods, or flower beds in public spaces.. those things have value. Even though you cannot make a profit off of them.
Another large and growing group are people who made mistakes earlier in their life, were immature in their youth and now have a bad employment record or even a minor criminal record. Again private sector companies wisely pass them over. But these are real human beings who want to get out there and work and contribute to society, and maybe just maybe make a living wage.
I applaud your attempt at being a socialist, but I am afraid you have it all wrong.
Why on earth waste money educating people for the world of work, when that money can be better spent building prisons to put them in and solve the problem over the long term ?
-
Is anyone interested when he goes to the polls.
He has lost, he might just as well wait till the last day and see what else he can fck up before he goes.
-
thats simply not true. Plenty of worthwhile research would not have been touched by any corporation simply because mainly their interest is to maximise short term gains.
Good examples are already described repeatedly on this thread.
You say worthwhile.
We in this modern century see worthwhile as something that can be analysed on a spreadsheet and return value for money.
Patients lives everyday in the NHS are subjected to this cost consideration, I fail to see why long haired hippies in Jesus sandals shirking from the real world of work can take refuge in our Universities and earn a bloody good living out of it with no financial accountability to the taxpayer.
I think most taxpayers would be of the view, if it doesnt provide real value for money, then the taxpayer should not be stumping up funds for research that is the responsibility of those to pay for it, who are going to profit from it.
Let the Indian Government finance all future research, its cheaper over there and they will be the manufactures of it and the beneficiaries anyway.
-
Forget the Baserate thats for Gordon Browns pals and future employers, the Bankers, to make huge profits.
How much will the mortgage rate be on average for the end of 2010 ?
This is a standard variable rate mortgage without teasers, and introduction disounts.
Australia it is predicted to be around 8.2%
-
We know how private companies perform in the NHS:
OOH - much more expensive, complaints soared (since the new contract was implemented)
ISTC (for surgery) - much more expensive, easy patients cherry-picked, yet complication rates high (and the cost of complications picked up by the NHS)
APMS (for general practice) - costs not clear yet. APMS companies are trying to work with fewer doctors, using cheaper staff (nurses, paramedics, 'graduates') to do the grunt work
PFI - described by bankers working on the deals as a licence to print money
It's not looking good for patients or taxpayers. Your money will go to those who lobby HMG most effectively at the expense of patient care.
It's possible to have a decent competitive NHS market (in general practice for example) but you require business owners to be subject to the same regulations as doctors and nurses are (ie getting struck off or prosecuted for gross clinical negligence). Otherwise, their incentive will be to deliver the service with the cheapest staff possible.
With the current situation that the NHS is open to all EU Citizens, and it appears many others from oustide the EU, when free health care is not available in their own country. Then it is merely a matter of time before Private HealthCare is the only healthcare in the UK. And in my view it cannot come too soon.
As taxpayers, we simply cannot afford to be paying for the healthcare of those that have contributed nothing to the system.
-
or not. What company would ever have funded Quantum Mechanics research in 1910? Or funded the experiments to prove General Relativity? Both of which are essential for many modern things (GPS, computer chips) to be able to built.
And how about lasers which most people thought were a waste of time when they were originally researched.
Given you cannot predict which blue skies research will be useful, and almost all of it is not profitable on short timescales and the fact I don't see how you can patent things like QM for exclusive use I don't see why and company would want to fund it because they only care about short term profit in general. But the whole economy does benefit if someone does, and new technologies cannot we developed without this basic research being done. People like you seem to think we should just stop doing science and stick with current technologies forever!
Why should the taxpayer fund the research, then pay again when a corporation uses the technology for free ?
If its worth researching then corporations will invest in it, if a corporation is not interested, then why should the taxpayer ?
-
I agree the conservatives are quite rubbish. They should have tranced labour already, and have every swinging voter on their side.
And that would give Brown time to prepare a counter attack, probably by more QE aimed at Labour controlled areas and areas that could be swung.
The Tories are holding back with their amunition, and its highly likely that the Tories will hit Brown with the sucker punch come election time.
-
Given the recent news that Gordon Brown and his Labour party will be favourable to the Middle Classes, whereas the Tories will be putting the burden of higher taxes on the Middle Classes, I think its clear that a vote for the Tories will ensure that home ownership can still be enjoyed by the working classes.
The message is clear for the working classes vote Tory and ensure your children can go on to buy their own home.
-
"The Department for Transport defended its record, indicating that Britain experienced such weather so infrequently that investing in improved technology would be a waste of money. "Countries that regularly suffer severe weather put huge investment into buying expensive equipment but we do not believe people would want us to do this in Britain when it would be very rarely used," a spokesman said."
So the Government do not think the weather is changing, so why are they asking us to hand over 800million to the UN Climate Change fund when at home they confirm it would be a waste of money.
-
So everyone stays at home, business cannot make money and hence the tax revenue falls - public sector workers justy cannot get their heads around that can they?
Tax is a very yesterday method of balancing the books. A far simpler method of modern accounting techniques and economics is in place these days in the form of QE.
QE dictates that you can employ up to 95% of the population in public services, yet manage to balance the books over decades due to fiscal prudence in other areas such as the delivery of services that are costing the Government too much at present.
Think of it like this. If you run a very well respected and important hospital, why on earth would you waste money on ungratefull patients when the money could be better spent propping up the luxury car market, and attracting the best in the field to work at your prestigious venue ?
-
I do a lot of work with autistic kids, and he doesn't quite fit the profile
my money's on narcissistic manic depressive.
whatever it is, he's a very, very ill man.
I think you could be right. Any man that calls his wife Mummy should not be elected Prime Minister, or rather Subprime Minister as is the case with Gordon Brown
-
If I were in Gordons shoes I would sell all the roads to private companies which would raise enough cash to increase housing benefit for an additional 25 million people for over five years. That would certainly be an election winner, and would solve the climate change crisis overnight.
-
I love this govt.
Preside over HPI, so we rented and saved
Slashed IR so our deposit earns feck all, so we contined to rent and saved (but less)
Now a possible Sterling crisis will mean another turn for the worse.
At what point do ordinary responsible people get a F***ING BREAK?????
Do they deserve one ?
Think about it.
If mankind remained in the cave too scared to take a risk and venture outside, we would all be living in that same cave today.
-
This is a matter of basic human rights. Landlords are able to dictate the living arrangements of other individuals because of their unique role in the ownership of nature. If all landlords decided on the rule of 'no kids' (unlikely but a technical possibility) then their collective action has denied another group the opportunity to reproduce. This is an intolerable and fascist way of running society.
I think it would be the case that it is a facist society that would dictate how someone who owns a property should manage it. It is up to the Landlord who lives in his house, the same as its up to a publican who can drink in his bar.
-
Having worked and lived in more than three countries in europe I can assure you that attitudes to children are different.
But guess what? The kids are taught boundaries, if they impede on other peoples quality of life they are either taught not to by the people they are impeeding on or by society in general. I fondly remember kids jumping to their feet to let elderly passengers take a seat on the bus.
There is a distinct difference in the UK with kids, in the UK I really get edgy around kids, I dont want to be seen near them or even smiling at a kid who is doing something funny or smiling at you, I never felt like this in other countries and I think its getting worse.
In the UK we have a society which is frightened to teach children boundaries and right from wrong, parents have even been subjegated for lightly smacking a child. This has resulted in a society where kids rule the roost, whether you like it or not many adults feel powerless against children.
Im not afraid of children, teens or generally nasty people. I have no problems with kids and kids being kids, but please dont inflict them on me
I agree and I am suprised that people are not speaking out against the government who bring our kids up so badly. If I were a parent today I would be knocking on the Governments door and asking them why they have not brought my child up to behave like a civilised human being.
-
Indeed, Other people's kids are generally pretty annoying. The trouble is, if we all turn into "Non-breeders" there won't be anyone to wipe your @rse, when you get old.
I guess that is as good an argument for not letting this country turn into a nation of BTLers than any other.
I disagree.
We can import six foot blonde polish girls to wipe our backsides when we get old on minimum wage. In my view that is a very good reason to encourage BTL.
-
You eloquently summarised our situation. We have good jobs, plenty of cash and potentially many working years ahead of us paying into the Australian tax system. The best we could afford in Sydney is the shack with the hillbilly neighbours. If we go home we could buy a place outright with good schools for our kids and all in a safe middle class area.
Unless sanity steps into the Sydney market, and quick, we are off. I suspect we won't be the only ones.
You are not alone, it is the case that many Poms are now returning home as they have been laid off and at best have only been able to find low paid work, others are stuck and have no option other than to return to the UK as they have spent all their savings and are not entitled to any benefits having worked for years.
Australia is a very positive place, but I have to say it does appear to be the case that you have to subsidise your wages with savings and that is clearly unsustainable over the long term.
I guess its the case that pretty much all of Australia would like to live on the North Shore in Sydney and it can be likened to going to London and looking over rental properties in Knightsbridge or Chelsea. However for me if I cannot see the sea, then I might just as well be living in North Wales. The Western Suburbs of Sydney are for me a non starter, nothing there at all that would even slightly get me excited. I am going to stick it out for a couple of years and see how things pan out.
Australia is a nation rich in resources, and that is something the world is now realising it is desperately short of.
-
Just to clear this up, The directive applies to EU states. It does not apply to non-EU states. However, a non-EU state seeking to do business in the EU under the passporting scheme needs to have a guarantee scheme in place for the deposits. Therefore Iceland did have a guarantee scheme otherwise it would not have been allowed to open up in the UK and the Netherlands. It has reneged on the scheme.for UK and Dutch folks but not for Icelanders.
You do have a point though. The guarantee is difficult to enforce. The only way Britain and the Netherlands can 'enforce' it is through holding up IMF loans to Iceland, but Urdur thinks this is 'bullying' a small nation.
Could we not issue them with a warning that "Serious Consequences" will occur should they fail to pay up within seven days ?
Surely now they are on the axis of evil terror list the world would support the bombing of a couple of thousand civilians ? I am sure once they see a couple of drones flying over their schools they will change their minds pretty fast.
I blame Brown for this mess, he encouraged people, and indeed local councils to save with Iceland, he should pay from his own pocket.
-
With a huge black hole in public service pensions, and pay freezes due to the recession it is clear that we have to prioritise what we can afford and that we cannot.
Gritting roads is a luxury item, and as such should be axed during such hard financial times. It is essential that the very fabric of communities is managed effectively by highly qualified public employees during these hard times and as such we need to compensate them liberally in order to retain them, otherwise they will simply leave and work for another organisation such as the secret police in China or North Korea where they will be highly paid for their views and work ethic.
-
It looks like the Sydney market is now well into the recovery phase.
Sydney houses to hit $1m median
THE median value of Sydney houses will be $1 million by the end of the decade, latest figures show, putting the great Australian dream of home ownership in doubt for many.
Just a decade ago, Sydney's median house price was $328,000 with few believing it would surpass $500,000. It is currently around $620,000.
Affordable housing in outer suburbs such as Rouse Hill, Narellan Vale, Cecil Hills, Bligh Park and Abbotsbury are tipped to become the best performers over the next eight years, says market analysts Residex.
Centrally located apartments in suburbs such as Bondi, Manly, Cremorne Pt, Milsons Pt, Rhodes and Balmain are also predicted to enjoy strong gains.
And at Palm Beach, one of the top-end suburbs hardest hit by the financial crisis, prices are
predicted to pick up, rising by 12 per cent per annum over the next eight years.
However, overall capital gains in the Sydney metropolitan market are expected to fall to around five per cent per annum – from today's 6-7 per cent – as property becomes increasingly out of reach.
But even with slowing growth, economists agree median house values are on target to hit seven digits by 2020.
Residex chief executive officer John Edwards says barring a global economic catastrophe, many
Sydney homeowners will find themselves millionaires by the end of the decade.
"Sydney is the first market in the country to become unaffordable in the long term," Edwards says.
"We are going to move the whole housing market down a ratchet and one whole segment that could once afford to buy a house will no longer be able to do so."
But analysts warn that those unable to buy won't find leasing a property much easier.
Rents are predicted to soar, particularly those close to the CBD, due to a shortage of housing stock and high levels of immigration.
Those on lower incomes will also struggle to pay rent in some pockets close to the CBD. For instance, a typical unit in Sydney's inner suburb of Zetland is predicted to cost $1300 a week to lease by 2018, the Residex figures reveal.
RP Data's head of research, Tim Lawless, believes this will become a big issue in the future.
Those leasing property are likely to pay more from this year as interest rates go up and the government's stimulus package comes out of the marketplace.
"Everyone has been focused on house affordability but rental affordability has gone out of the spotlight," Lawless says.
"We are getting to the stage pretty soon where its going to be very difficult for some of these low-
income households to buy or rent a home – they will be really stuck between a rock and a hard place."
As a result, Generation Y and Millennium Kids are expected to stay longer with their parents.
People will also move further away from the city and will have to commute long distances to work.
Analyst Angie Zigomanis from BIS Shrapnel thinks the 2020 million-dollar mark won't sound as dramatic as it does in today's dollars.
"People will be able to afford it, but we might have to go back to how our parents' generation used to buy property," Zigomanis says.
"They would buy a unit or small house and slowly make their way up the market rather than trying to jump in at the mid or upper level straight away."
But Edwards disagrees, saying blue-collar workers will be pushed out of the bottom end of the market and into rental property. Those employed in lower middle management will move into cheaper homes, while middle and upper management will buy
typical housing stock. Edwards suggests that people will forgo other expenses such as a car in order to pay the rent and to live close to the CBD.
Archicentre's NSW and ACT state manager Angus Kell believes the North Shore and Inner West will become so expensive it will become more viable for multiple residences.
Homes will be reconfigured to provide two living areas in a single house. "We won't see the old two flats, but they will be more flexible accommodation and allow for the changing family unit," Kell says.
"It could be your kids who are married – or your parents – occupying one part of your house."
There is some good news for investors or those wanting to enter the market now.
Property worth $350,000 to $600,000 is predicted to enjoy the strongest capital growth in the decade because of its affordability. And Sydney units are expected to start performing with investors enjoying better rental yields.
Edwards believes government needs to change policies and create infrastructure that will promote regionalisation or risk becoming "another New York".
"Young families need to be encouraged out of the city to places like Wollongong, Newcastle, Bowral and Mittagong and to do that you need very fast trains," he says.
Again the Sydney property market defies gravity and rockets both in terms of rental returns, and capital gains.
I have to say that many people I meet who are now renting on the North Shore are looking to move out in the future as its becoming unaffordable, and that is people who have good jobs paying decent wages.
I myself have given up predicting the future of the market, I am certain that its going to crash with an almighty bang, however the VI's, Government, Banks are doing everthing they can to prop it up..................albeit at taxpayers expense.
I am guessing targetted immigration may help out the market by allowing those with significant savings in, again I dont think this is sustainable for the long term.
-
One only has to know there is no honour among thieves.
New Labour will go down in history as being the most destructive party the UK has ever seen, not just on a national scale, but also on a Global Scale.
What we know about the evil of Labour, Brown Blair and their entourage is merely the tip of the iceberg. They will be brought before the Hague in the future, thats for sure. However its going to take the bravery of a new generation to pluck up the courage and take the steps necessary to bring the prosecution to fruition.
Uni Troubles
in House prices and the economy
Posted
And the value of Fibre optics to the taxpayer is ?
Nothing at all, the value is to the IT Companies such as IBM who offshored the technology to India.
Taxpayer 0 IBM 10