Assuming a typical 3-bed semi needs complete refurbishment consisting of the following:
1. New bathroom
2. New kitchen
3. Exterior walls painted
4. Interior walls skimmed and painted
5. All woodwork replaced/painted
6. All ceilings skimmed and painted
7. New carpets
8. Garden and driveway tidied/landscaped
9. New light switches/electrical sockets
How much should I set aside for all of that? Would £20K cover it?