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Sibley's Love Child

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Posts posted by Sibley's Love Child

  1. Be aware that far right wing extremists are using this current civil unrest to further their campaigns. I got sent an email today with the title

    "Subject: Riots update: The video you SHOULD have watched"

    it contained some thinly veiled racism masquerading as patriotism and a link to a doomsday video of how Europe will look in 20 years time if we continue to allow immigration. Here is the first paragraph as a small example,

    "Fellow patriot,The disgraceful rioting that took place in Tottenham is now spreading to other areas. There have been confirmed disturbances in Brixton, Walthamstow, Islington,Waltham Forest, Oxford Circus, Ponders End, Hackney, Edmontonand Leyton.

    Now there are reports of disturbances in Birmingham and also Leeds. West Midlands police have stated: "Several premises in the centre have been attacked with some shop windows smashed and property stolen in various locations."

    There is no denying that in certain areas of the country race has been a factor but no more so than poverty or disengagement from society. It sickens me to see the opportunism of the far right in trying to narrow the argument to one of skin colour, something which appears to have happened to this thread as it has developed.

    Sounds like you're conflating two entirely disparate topics.

  2. 250 users reading this thread...

    Well, it HPC hasn't had this much interest since the crash of 08/09.

    Right, i'd best start nailing the doors and windows shut, it's only a matter of time before they reach Dagenham.

  3. In the terrace house market they are definitely affordable now for starter homes and apartments in suburbs. The major sticking point is the deposit demanded by the lenders - many do not have it and the credit unions who used to supply these deposits are struggling now.

    Detached and bungalows are still sticky on price and still well above affordability.

    Average wage is about 20k - average household income 40K so still 5-8 times joint income in some areas.

    These houses require couples to delay families since there is no room for childcare costs in their tight budgets and this is with rates at an all time low.

    I'm just waiting for an older house with a big garden at a reasonable price. The 'recently refurbished' houses do not interest me at all and I have no intention of paying over the odds for luxury granite counters or a swish shower unit.

    Cheers Doc, my emboldened part concerned me most.

    Let's face it; any measure of affordability predicated on two people working is fallable at best.

    A few more years then, eh?

  4. Didn't NI go mental in terms of HPI - far more than the UK?

    I lived out there from 97 - 01 and recall prices doubling in an 18 point due to the new peace they had. Not sure what period this was, but the whole country went from being in the doldrums to being on the up, overnight. Probably on the back on their Southern Tiger neighbours.

    Funnily enough, you've reminded me of an article I read a few years back which aportioned the decrease in sectarian violence to the newfound wealth the Irish (particularly Eire of course) were enjoying. Once the sh*t hit the fan they predicted a return to the 'bad old days'. Lo and behold.

    My brother and his wife live out Stormont way, christ knows what they paid for their gaff; as you say the Irish bubble was more pronounced than ours.

  5. No way ---I'm waiting for value in the market. :)

    60% down is no use to an uber bear like me.

    A bear amongst bears. Are you waiting until they pay you to take their debt burden off their hands?

    Out of curiosity, how overvalued compared to wages are houses in NI now; surely they must be reaching 'reasonable-ish'?

  6. Point taken.

    House prices that are out of reach to the generations affected by HPI are a vote loser too (eventually).

    Exactly, it is a matter of time though I don't doubt that once the electoral balance shifts (read: boomers kark-it) we'll witness the promotion of more progressive taxation and the disincentivation of land speculation.

    Of course, that won't change the fact that a generation will have been left in the wilderness in the meantime. My only hope is that when my son is an adult this silly sh*te will be a thing of the past.

  7. ...and my team is already exporting our services - at a decent margin for the NHS. We do some work in Saudi Arabia. At my old Trust we had contracts in France. We also charge through the nose for the private sector in the UK to buy our services.

    The way things are going we'll be charging other NHS organisations at the same rate instead of working in partnership with them, and then you'll really see healthcare costs kick off.

    Agreed, our Trust is also looking at ways of increasing revenue via outsourcing.

  8. How much do they get paid in the private sector? I think more to the point is that management costs at our Trust were cut by 40% last year.

    You need good management to make good business decisions. Pay NHS managers poorly by all means, but don't then complain about poor decision making / inefficiency in the NHS.

    In fairness (and I work for the NHS) the use of external consultants (read more lucratively paid box-tickers) by which management abdicate their so-called responsibilities is rife.

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