Sibley's Love Child
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Posts posted by Sibley's Love Child
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So this is what the Tory free market looks like.
Interesting.
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1 hour ago, fru-gal said:
Bloody hell. It's like we've entered the Twilight Zone or something. Is May a secret HPCer groupie
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Doubtful, just another 1% stooge saying the right things. Cameron was making all the right HPC noises after getting elected 2010, and look how that turned out.
Expect more of the same.
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They tried to build some FTB prefabs, and we said no, no, no.
Eventually the electorate demography will swing in favour of the young and rented to the extent these myopic protests will be laughed at by the authorities.
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In response to the original question - they would if electoral calculus meant it would gain more votes than it lost, but that's not going to happen for quite a few years yet.
This. Everything else is merely academic.
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If your EA and Letting Agent are as thick as my previous they'll forget to conduct an inspection prior to you moving out. Then once the inevitable leeching commences you can sweetly point out that the onus is on them to prove that any damage/wear and tear occured during your tenancy; and that the small claims court tends to favour the tenant in such disputes...
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No rent rise for me since moving in February 2010.
Which is odd as a similar property has risen from £800 to £1000pcm in that time (Dagenham).
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I'd been on a real downer about house prices for the last few months.... second child had arrived, still having the same conversations I was having 3 years ago...
Suddenly everything seems to be coming together.....
Same position, possibly wishful thinking but I can feel something in my waters.
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Do you remember back in the day people bought insurance to pay their mortgage for a while if they lost their job. Then if they didn't get another job or couldn't pay the same amount in future they would sell the house and move to somewhere that was now within their means.
I didn't personally see a problem with things working this way. Seemed a lot simpler and fairer.
The govt should NOT be paying for someones mortgage.
Exactly.
Haven't got mortgage protection insurance? You can go whistle Dixie.
As a previous poster mentioned half of all SMI recipients are pensioners, who presumably won't be in any hurry or able to secure paid employment in order to repay the remaining principal.
Got to keep those distressed props off the market somehow. Can't have our number one asset class devalued.
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Don't get me wrong, I wouldn't purchase using this scheme...I just don't see the value in the property. But plenty of people do, particularly now they don't need to save a proper deposit. They genuinely see it as a good opportunity, so I can see plenty of young people conditioned to high house prices getting snagged here.
Be that as it may, if previous incarnations of these 'schemes' are anything to go by, the take-up will be somewhere in the double or - at most -treble digits.
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The right message but the wrong conclusion, from yet another govt teat sucker.
'In stark contrast, housing is now the most affordable for first-time buyers for a decade, mortgage rates are at their lowest for 14 years, and home-buying costs have fallen by a third over the past four years.
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Can people not see that in a normal functioning market these schemes would not be necessary? So the buyers must believe that they are getting a good deal ... and not question why the measure is in place and why property is so much higher in terms of wage multiples that it has been in the past and why interest rates are so low.
Unless this is the new paradigm with a massive loan but next to zero interest rates so the monthly cost is the same as before. And if this is the new paradigm why was this not done decades ago?
Exactly, it's just another desperate throw of the dice to keep the bubble inflated. Admittedly, Labour and the Coalition have succeeded so far in maintaining nominal house prices. It's not so much that HPCers have been proven wrong, just that we're on the wrong end of the sh*tty stick. With real term falling wages and increasing cost of essentials the boiling frog allagory is very appropriate.
Still, it's all about following the money; we all know how the builders' share prices were effected by the newest help to buy scheme. It's one massive reach-around between the rent seekers and backed up with state mandate. Much love.
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can we turn down the ad hom attacks? every other thread I read lately degenerates into such postings.......
Blimey, if you think that's ad hom wait until I get started.
Perhaps i'm wrong; I highly suspect i'm not though. No sign of any righteous indignation yet; 'how very dare you, sir'.
Reads all the world to me as a 'dive in now before you face ultimate wealth destruction' bollix. The 'get on before prices go to the moon' argument no longer holds any validity; now it's the currency devaluation boogeyman for the those holding savings.
A big fat 'meh' from me.
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One of her 10 posts this year
http://www.housepricecrash.co.uk/forum/index.php?showtopic=174795&view=findpost&p=3250862
seems to like to start a thread then not follow it up much
The bulls are getting restless, far better to drag the unwary down with them.
The OP is, allegedly, about to make a huge financial commitment and is seeking others' opinions. Were this a legitimate thread, they'd be all over it like a rash. Just another variation to the 'dont miss the boat' meme.
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24 hours later and no response from the OP?
I call bullsh*t.
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Considering possible fare rises I would go for Hornchurch. Or Upminster if you can afford it.
What this poster said. In order of preference it would be Upminster, Hornchurch, Elm Park.
I live in Dagenham (which is a shite hole), once you get past the country park it get progressively nicer. Back to the OP i'd say the 250k is a fair approximation for Elm Park. Nice place, not too shabby.
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http://www.telegraph.co.uk/news/politics/9210294/Time-to-reward-elderly-say-MPs.html
So: good because it'll help savers, or bad because it'll help those dreadful old people that everyone hates so much?
I have to admit I was distinctly shocked to see the government acknowledging that money-printing may not be an unalloyed force for good.
They've got a re-election to win soon, best get the blue-rinse core vote back on side.
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Hold on, I think i've got a loaded revolver knocking about. Oh yes, there is is.
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Strangely enough, the BBC forgot to include Howard Archer's full quote, included in the Indy's coverage:
Good ol' Howard Archer, he's value for money but he's been banging that drum for years now. Still, better than the constant ramping from the usual quarters, I guess.
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You are, as usual, completely misinformed. The fastest growing party in Germany in recent times is not the "far right" but the Pirate Party, whose policies are centred on maintenance of civil rights and transparent government - hardly national socialism.
Exactly, good article in the Guardian re: Pirate Party. Just goes to show the power of t'internet, a grassroot campaign, and people's desire for genuine change/mischief (delete as applicable).
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Like the citizen's income and taxation of wealth rather than income, but most of it is pure UKIP populism.
Edit: Not that it makes any difference. We voted to keep our current 2 1/2 party system in a recent referendum, so we must be happy with the current set-up, right?
Thanks, he does/did have links with UKIP so I guess that stands to reason. The principle cornerstone is tax-reform (ie LVT) which I assumed would appeal to HPCers.
Though, yes, our tripartite system is a damning indictment. On the other hand you can look to the relative successes of the Greens, UKIP & BNP in recent years to take heart that perhaps this hegemony may be weakening.
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personally id say its bollarcks, theres no special flowers, the sooner thats recognised the better, the young party has no more right to fck over the old party as the old party has to fck over the young party or any party or minority that isnt impeding me, it would be nice but alas a dream if people could take responsibility for themselves, oo its a red tie, oo its blue, oo its pink, oo its a rainbow oo they represent me, oo i dont like them, oo they said theyre bad, oo free munny, dont fancy encouraging or validating any of the nonsense and cap doffing myself, politics/ians, no thanks
I'd like to think it's more a case of not having anyone f*cking each other over.
Pie in the sky? Possibly. Though the alternative is more of the same.
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I think it needs broader appeal rather than setting one generation against another. After all, a young person is an older person's dearly beloved child and would want to right the unfairnesses facing them.
Perhaps need to couch the objectives in a broader appeal - 'anti moral hazard' (at the top and bottom of society) and incorporate inter generational fairness.
EDIT: please see chart I just posted in the pinned favourite charts on this forum.
Hmm, you may well have a point although, by and large, the electorate vote in who will best serve their needs natch. That voter turnout for the 25-34 and more so 18-24 has been declining since 2000 is arguably indicative of the absence of political options (naysayers will of course point to apathy pure and simple) which of course creates negative feedback since they can be dismissed more when formulating policy. In this sense it may carry weight in a purely USP pov. Perhaps.
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A long time HPC contributor and all-round decent chap has formed a legitimate UK political party; the Young People's Party.
Please bear in mind that it's very much in its infancy however i'd like to invite the opinions/criticisms from fellow-HPCers.
Here's a link to the blog complete with manifesto: http://yppuk.blogspot.co.uk/p/manifesto.html
In essence, what do people think of its policies? Does the 'cause' have potential? If you think it's a non-starter, why?
Regardless of what happens, kudos to him for actually trying to do something about our society.
Thanks in advance.
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I must admit, I felt a little sorry for you. In fact, you were the towering genius and I was the one needing 'dimbo' sympathy.
Jolly good, sir.
UK government to buy unsold new homes to spur construction
in House prices and the economy
Posted · Edited by Sibley's Love Child
Hi Rant, tis I. Capitulated in 2014 so don't keep my hand in much, but the HPC call beckons...
Hope things are well?