Monday, December 12, 2011

Lol

Halifax: Housing market will be stable in 2012

Halifax is predicting little change in house price inflation for 2012 and will end the year somewhere between -2% to +2%.

Posted by paranoia blue @ 02:12 PM (86696 views)
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29 thoughts on “Lol

  • Correction:

    Halifax to rig house price indices to +-2% during 2012

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  • Having read the article the negatives outway the positives – I can only imagine the word “stable” entered the writers mind as it’s Christmas time.

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  • Looking at house prices in my area, there seems to have been something of a surge in past few weeks…..

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  • mark wadsworth says:

    Jesus was born in a stable as well.

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  • sibley's b'stard child says:

    LVT would’ve sorted out the inn-keeper’s reluctance to let-out a room….

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  • mark wadsworth says:

    Or if we’d slapped his barn with LVT, the inn keeper would have converted it to a habitable room sharpish. Which unforunately wouldn’t have helped Mary & Joseph as it would have been taken by an earlier guest 🙁

    Did they not have some archaic equivalent of LastMinute.com in those days?

    Footnote: my little girl was the inn keeper in her school’s nativity play this year. She let me down badly by not blurting out “Sure, come in, we’ve had a party cancel on us and we’ve got loads of rooms available”

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  • Halifax, now Lloyds Bank, may not even survive into the New Year.

    This could just be one of their last house price reports – ever.

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  • Will @7, so you have inside info?

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  • enuii @8

    Share price HBOS, 24p today, 40% lower than March 2009 crash and still falling.

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  • “Share price HBOS, 24p today, 40% lower than March 2009 crash and still falling.”

    Mark isnt it time for you to explain why its a screaming buy? thats your normal MO. Or am i getting confused?

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  • techieman – you must have been polishing up on your mind reading again !

    We’ll see if mark (no to be confused with Mr Wadsworth) chips in on this thread as banking shares are generally high on his agenda.

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  • Even if Halifax “collapses”, it will live on and so will the monthly index. Railtrack went bust but the trains continued to run. Same with many other businesses.

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  • mark wadsworth says:

    If I were other Mark, the one without a surname, I’d be blaming Tesco for all our woes (nasty corporatist rent seekers that they are) and recommending that people buy shares in banks (who are neither corporatists nor rent seekers).

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  • sibley's b'stard child says:

    Never mind MW, at least she didn’t use the words ‘I own Judean land; give me subsidy’.

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  • nope JC no response… just a bit more supermarket bashing on some other threads. I’m actually not being provocative, i am really just interested.

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  • HBOS is not listed

    so cant buy them.

    lloyds is a great buy yes i admit it

    would not touch RBS with a barge pole

    All supermarkets, council greed and lack of real initiative to help small business in favour of large corps in this country – also easy marketing to consumers cons them to buy from supermarkets, why should a supermarket have zero rates against the local corner shop paying a good few grand a year to open, when was the last time you saw a trading standards officer checking food labelling in supermarkets yet they are at the corner shop every week.

    government and councils are bought by big business

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  • mark can you buy lloyds without hbos? if so where?

    and the question was why do you think it a great buy? you may be right, im def not saying you are wrong, i just wonder why you think that. i have no clue about banking shares so have no base from which to agree or disagree.

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  • well lloyds was forced to take HBOS by Grotty Groden and his mates so yes HBOS is within lloyds

    there is talk about floating a new company from lloyds bank which would mean shares in a new company as well as shares in lloyds

    overall the bank is a good bank, large, lots of customers and a good high street presence , given time it will recover and now is the time to buy as the shares are so cheap, there is no way it will fail.

    i think peoples fear and the media is make people steer away from some shares, this is the worst thing you can do, if you had say 10k not doing anything in the bank what can you do with it buy a new TV or Car or some shares in lloyds bank, the upside for lloyds is they are low so the only way is up, when they start paying a dividend the shares will rocket, also buying in now means you will be able to buy more than you could for a quid each allowing more potential to make a profit on the dividends

    thats my reasoning

    as for someone like IQE they make parts for smartphones a growth industry the shares dropped recently due to a warning profit might not be as high as last year hence why i bought in, again a growth market people will buy smartphones however skint they are, wireless technology and new techs will be a huge money spinner for this company

    BP well i sold them

    Boyd gaming bought because when they license online gaming in the states they will benefit the most being small bricks company clicks will make it a handsome profit

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  • so HBOS is, in effect listed!!

    “there is no way it will fail.” – I think thats probably right but that doesn’t mean the shareholders will not lose 100% of their money.

    So your reasoning is its a punt and its cheap at 25? but wasnt it cheap at 60? I just wonder where you are long and what upside you are looking for and when.

    It sounds like no plan to me, just a roll of the dice… talking of which re Boyd, 1. that market is saturated even if they do licence. Since the de-licensed wouldnt the government be admitting an almighty mistake … and in these austere times too?

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  • and comparing buying shares with a car is missing the point isnt it? I mean you can compare buying shares against other shares or buying shares against short funds or ETFs or even the yellow stuff. All of these are investments (good or bad) but a car and TV (with minor exceptions) is a consumable.

    So to compare a share with a car is nonsense. Lets be sensible young Mark.

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  • i agree it is not a plan

    but this is a long term and dividend one for me, i am buying and selling as much as i can to build up more shares in lloyds, every share is a punt or gamble not just lloyds..

    Boyd is currently working with the state of nevada and MGM on agreeing licensing terms, the market for online gaming is a huge market controlled by a few companies, these bricks can
    1) have an open and no competition market in the early stages in the USA
    2) offer online gamers the chance to win comps at their hotels something other online gamers cant offer

    they can really make good money from this market by combining their bricks and clicks with clever marketing

    people gamble more in austere time hoping to win big to change their life, the only thing that changed with bricks was the cost of traveling to them, staying at hotels etc online with free comps will bring a whole new world of customers wanting to win big

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  • buying a car is a drain on money, buying shares can offer future gains and dividends, give someone 10k they will run out and spend it on a car or holiday, I don’t think any winner of deal or no deal has said they will invest their money, just spend spend spend or pay debts

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  • well “good luck” with Lloyds, it sounds to me that your homework re Boyd makes more sense, so good luck with that too.

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  • …now im off to check my lottery tickets!! :).

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  • “people gamble more in austere time” possibly but that wasnt the point i was making.

    the Federal Government (who i think introduced the online ban) .. oh yes : http://en.wikipedia.org/wiki/Unlawful_Internet_Gambling_Enforcement_Act_of_2006

    my point re Austere doesnt relate to the propensity of people to gamble, it relates to the government being unlikely to unwind a law politically when people would say but what about the more important issues. However i can concede that they might want to raise tax revenues but im not sure how they would do that either!

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  • well your extract says “Murren also noted that the deal hinges on legalization of online poker in the United States.”…. Well i suppose they woudnt be mentioning it if there wasn’t a chance of it going through.

    I just found this: http://sunshine-slots.com/gambling-for-us-players.html
    ——————————————————————————————-
    Latest News Regarding Online Gambling Legislation in the USA

    Poker Legislation Once Again on the Table

    June 29, 2011. As you know, Sunshine Slots has been keeping you abreast of the pending legislation to repeal the UIGEA Law. In another development last week, new legislation has been introduced that would allow online casino operators to apply for a license in order to provide services to online poker players from the US. Black Friday had a devastating effect for online poker sites, and this new bill would ensure that all US players would be allowed to legally play online poker and fund their casino accounts utilizing legal transactions. One supporter of this bill is Barney Frank, who for the last several years, has tried to overturn the IUGEA Law. Although this latest bill would only apply to online poker, if passed it would positively impact the rest of the online gambling world as well. We will continue to keep you posted as to this bill and other legislation in this regard.

    Will the Recent Online Poker Indictments Become the Catalyst for the Legalization of Online Gambling?

    If Congressman Barney Frank and Senator Harry Reid have their way, the answer is a resounding yes. Both issued statements criticizing this legal action. In fact, former Senator D’Amato stated that “online poker is not a crime;” while Mr. Michael Waxman reiterated that “we need Congress to act now, more than ever, to legalize and regulate online gambling.” As you know, Barney Frank’s legislation to repeal the UIGEA Law as it now exists, the Republicans in the House have been successful in not bringing it to the floor for debate. Thus, Barney Frank will re-introduce this legislation as a stand-alone bill, enabling all members of Congress to debate the issue and vote up or down. In this way, online players will be able to determine which members are for it and against it.

    New Jersey Governor Vetoes Online Gambling Bill

    March 4, 2011. The Governor of New Jersey vetoed the pending online gambling bill. New Jersey would have been the first state to have such a law, but now it is up to the Federal government in general, and Barney Frank in particular to get this bill passed for all states.

    New Jersey Gambling Legislation Passed!

    On Monday, January 10, 2011, the New Jersey Assembly as well as the New Jersey Senate passed a bill legalizing online gambling. This is the first state in the US to do so, and in order for it to become law the Governor of the State has to sign the bill within 45 days. If he vetoes it, it goes back to the legislature; if he does not sign the bill into law, it will automatically become law in New Jersey. If so, this will be the first serious step to the liberty of casino slots in the US.

    What Does This Mean for New Jersey and the Rest of the US?

    For New Jersey, at least, this bill when and if it is signed into law would generate much needed revenue for the state and create jobs for its residents. Not only that, it would pave the way for other states to implement a bill similar to this one and vote on it for passage. At a time when states are cutting important services for its residents, legalizing online gambling may be the one positive alternative to put all states on an even keel. This bill would also pave the way for New Jersey casinos to implement their own online casinos such as Harrah’s did with Caesars online casino. Considering that the casinos in Atlantic City are losing revenue, legalizing online gambling can boost their earnings through the use of internet gambling.

    The US Department of Justice May Challenge the Law

    Due to the implementation of the UIGEA Law and the Wire Act, there may be a few hurdles to overcome as to the legality of online gambling. As we have been reporting, Barney Frank has been pushing for the legalization of online gambling since last year, and that bill is still pending. Unfortunately, with the Republicans now controlling the House, it may take awhile before we know the full outcome of Frank’s legislation. It should also be noted that the Wire Act applies specifically to sports betting and was not part of the New Jersey bill that just passed.

    How Do You Kill Two Birds With One Stone?

    In a recent press release, a Senator on the Finance Committee has proposed a way to pay for the new health care reform and legalize online casino gambling. An amendment would allow tax revenues, generated through online gambling, to pay for health care reform. Co-incidentally, a Representative of Congress has introduced a bill that would legalize online casino gambling for US players called “The Internet Gambling Regulation and Tax Enforcement Act. Applicable individual taxes, corporate taxes, and license fees on regulated Internet gambling activities would be collected. It is estimated that this new legislation would raise approximately $63 billion in revenue over the next 10 years. No doubt, if this bill passes, players from the US would not only be able to gamble legally, but would contribute to the healthcare reform effort currently pending.

    Why Some Online Casinos Stopped Accepting US Players: What Happened?

    Friday October 13, 2006 President Bush signed a bill whose principal purpose is to tighten security measures for the nation’s sea ports. But attached to that bill at the very last minute – in order to prevent Democrats running for re-election next month from stopping it – was a federal ban on banking institutions knowingly transferring funds to businesses or individuals that may conduct gambling operations in states and areas where gambling is prohibited.
    The “Unlawful Internet Gambling Enforcement Act” goes after the money, not the millions of players, which would be nearly impossible to enforce. It will essentially try to choke off the way Americans fund their gambling habits, hoping to prevent the transfer of dollars to the popular Internet sites.

    More details about internet gambling ban may be found here

    Microgaming Not Only Shuts the Door, But Slams It!

    While it is true that US players cannot play at any of the online casinos powered by Microgaming, it was announced last Friday (April 22, 2011) that all US accounts that remained have been suspended. Although this suspension first occurred after the UIGEA Law was enacted in 2006, players who had accounts in online Microgaming casinos were able to continue online gaming as well as make deposits and withdrawals. Thus, Microgaming is now officially out of the US market. All US accounts will be settled forthwith. It seems that the recent indictments against Full Tilt Poker, Poker Stars, and Absolute Poker have had residual effects on the entire industry.

    We would strongly advice you to find an alternative in the non Microgaming world. Believe us, there are very good brands out there, like those listed above in terms of games, service and credibility.

    Is it legal for US players to gamble?

    There were many attempts to regulate online gambling both in US and Europe. Those days there are many people working hard to solve the problem. UK sports minister Richard Caborn was speaking at Ascot racecourse, west of London, at a summit of 32 international delegates, who agreed to a draft framework of regulation to protect consumers and prevent underage gambling and gambling addiction. The United States declined to attend, though, making US gamblers situation even more confusing.
    A 2005 survey commissioned by the American Gaming Assn. revealed that 4% of Americans gamble online, but 38% of them said they started last year, and 70% of them reported that they began betting online in the last two years. US players generate about a half of the revenues of $12 billion gambling market in 2006, which grows about 20% a year and estimated to reach $20 billion in 2009.

    So, is it legal to gamble for US customers? The answer is depends on who to ask. Those who want to stop internet gambling say it’s illegal, while others say the law is against those US companies who make financial transactions for the industry, so Americans can play safely with credit cards or non US based electronic payment methods, available to US players. In any case from pure legal point of view Americans can safely gamble online, accept the states listed in the list below. That’s why there are still online casinos accepting us funds.
    Legal US gambling online status did not change so far with newly elected president.

    Is It True That Playing Slots, Blackjack, and Roulette Is Illegal For US Residents

    There is a rumor in the internet that bill makes differentiation, based on the type of game, so play slots and poker in New York is fine, but play blackjack and roulette is not. It is absolutely wrong! US residents can play all the casino and poker games. The bill targets fund transfer mechanisms and companies making financial transactions, which has nothing to do with slots, blackjack or roulette.
    ———————————————————————————————————————————————————————–

    I just think that the legislature might have other more important things to deal with. But i can see the potential for a punt. So again good luck!!

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  • the legislature is pushed by money, so i think it will go through

    my suspicions for enforcing it when bush was in power was to stop european gambling companies taking money away from the large mulit billion dollar casinos in the states

    thanks it is a punt but i think worth a go

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