"The number of households defaulting on mortgage loans increased "unexpectedly" in the first three months of the year, and is expected to rise further, according to the Bank of England. There was also an increase in the number of higher loan-to-value (LTV) mortgages on the market between January and March". "But demand for credit card lending was unchanged over the previous three months and demand for non-credit card lending (including personal loans) fell for the second consecutive quarter, but was expected to increase in the next three months".

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