Monday, January 31, 2011

Tip Number One: Don’t.

Tips for climbing property ladder

Usual VI drivel: "Having a good deposit in place is essential for anyone wanting to buy their first home – and the bigger the deposit you can secure, the better. However, saving for a deposit can be tricky, and for some first time buyers it may seem like an impossible task. Making small changes in your day-to-day life (cutting the number of nights out, or taking a packed lunch to work rather than buying), can have a huge impact on what you’re able to save every month."

Posted by mark wadsworth @ 12:52 PM (1190 views)
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8 thoughts on “Tip Number One: Don’t.

  • sibley's b'stard child says:

    *Internal dialogue*

    Hmm, so far so good; sensible advice. Save up for deposit, plan your budget, look at non-discretionary spend, move back with parents to save more money, see an IFA. Jolly good, don’t know what’s wrong with this article. Hang about, what’s this? Buy a property with friends to ‘boost borrowing potential’? WTF. Oh, I see, now it’s plugging shared ownership. Should’ve known there’d be an angle. Can I be arsed leaving a comment for the author? Nah, she’s probably on a retainer…

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  • Love it.

    I am but a few missed sandwiches away from fulfilling my dream of living in Newham !!

    “Location is often considered to be one of the most influential factors when choosing your home.”

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  • Live like a serf and you’ll be able to afford shelter.

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  • Small changes like spending nothing and starving.

    Articles like this are a good argument for illiteracy.

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  • I was in the Nationwide at Stratford (Newham) today.

    Listened to the girl on the desk telling a would be punter that he couldn’t have the cost of the house as a cheque. She then talked through the buying process with him a couple of times emphasising that he needed to make an offer first. The guy was really clueless and thought he could just present two “proofs of identity” and walk away with the money – obviously things have tightened up since 2008 🙂

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  • Remain in base camp where it’s warm and plenty of oxygen . Let some other mug climb up to carp it in the “death zone”.

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  • @ alan,

    That is quite an extraordinary anecdote! Are you sure the guy wasn’t just trying to defraud the bank?

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  • @ drewster,

    He just seemed lacking any idea about buying a property. He went off to speak to an assistant. He sounded very keen to buy.

    Reading the article might have actually helped the bloke!

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