Following the release of the Nationwide data showing house prices fell 2.5% in just one month, I thought I would do some simple calculations to show just what falling house prices means in terms of loss of 'wealth'. It gives me absolutely no pleasure at all to describe the true destruction of people's wealth that is taking place - but I do think people have a right to know the true scale of how they may be affected and then they can decide what they want to do with that information.

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