Sunday, July 15, 2007

UK housing market and buy-to-let could (and should) boom again, says Hometrack

The UK buy to let market is set to boom, not crash, says Hometrack

The UK housing market is dominated by tenants and landlords each benefiting in their own way. But who looks set to capitalise, Investors or FTB's? This article sheds a little darkness on the situation...

Posted by landlordexpert.co.uk @ 09:33 AM (610 views)
Please complete the required fields.



43 thoughts on “UK housing market and buy-to-let could (and should) boom again, says Hometrack

  • tyrellcorporation says:

    Nice try but the last few lines say it all…

    ‘The attempts were a sign of growing hostility toward private buy-to-let investors however, following a series of media reports on investment properties going untenanted.’

    ‘Local housing authorities were also increasingly turning against private investment he added, as regeneration projects were complicated by speculative buying.’

    With Bliar out of the pircture Brown will swing policies towardes a more lefty agenda and hose-pipe public money at creating more state owned housing. This will undercut Shamateur Landlords. I also believe punitive tax measures will be brought in to castrate these parasites further. Political sentiment is changing and the BTL environment is getting harsher by the day. the damage is already done IMHO but it’ll be great to hear stories of BTL pain in the coming months.

    Reply
    Please complete the required fields.



  • LandlordExpert,
    I say it again. this is bullshit. there is no economic underpinning to this theory. BTLers are going to lose big on asset devaluation. Rents do not cover interests, but even if raised will just cover interests. where will they find the money to replenish capital losses?
    the fundamental mistake made by these idiots is that the seller of the property has not fully factored the future economic benefits from the asset into the sales price.

    Reply
    Please complete the required fields.



  • Ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha !

    Reply
    Please complete the required fields.



  • This is gibberish

    Reply
    Please complete the required fields.



  • Man With Hair says:

    Confused76,

    My good god you are a tosser!!!

    I have read some of your posts on this website and your opinion has little weight in most arguments!

    If you bothered to look at house price trends over the last 50 years you will notice something quite prudent! House prices go up, period! Landlords are simply replacing an age where shit social housing was prominent. Would you rather let in a council estate or from a nice development from a landlord (of whom 95% are legitimate and upstanding)?????

    From your tone it seems obvious which you prefer….tell me, what are your credentials to comment on the fundementals of buy to let? No, scrap that, what are your credentials full stop? All you seem to do is spend your time shooting down other peoples opinions. Please do have your opinion but try providing your theories instead. Pointing a finger and saying “you’re wrong because you’re an idiot” is pretty sad on your part.

    I have over 100 properties. I rent them to all people from all walks of life. Some of which I lose money from because I like to see families happy in an evironment they would otherwise ill-afford. Before you cast your judgement on an industry where investors are happy and their renters equally so, please do your research.

    If you lack the research, please just ask and I shall publish what I have here on this website.

    P.S. – I notice you are addressing LandlordExpert with your reply. This guys/girls website republishes news and if you look closely you will notice that they nor that website wrote that news piece. Perhaps you should just give up as it seems you are making yourself look quite silly, AGAIN!

    Reply
    Please complete the required fields.



  • tyrellcorporation says:

    I think we need to make a concerted effort not to link to this guy’s site as he’s blatantly phishing for hits…

    …oh, and the articles are utter shite!

    Reply
    Please complete the required fields.



  • uncle chris says:

    Wriggle all you want VIs – this crash is not for turning. Note the more desperate tone of articles these days. BTL going to boom, nto crash, or maybe stagnate, but definitely not crash. Do you think they are starting to realise that they are fast approaching the ‘fooling some of the people all of the time’ era.

    Reply
    Please complete the required fields.



  • Hard Cheese says:

    HA HA………………………… You make me laugh!!!!

    Reply
    Please complete the required fields.



  • Yes Uncle Chris. Just as they cannot use the “m” word (muslim) in the EU, the “c” word (crash) is also off limits. It is called censorship, speaking of which, I would not be suprised if this comment does not appear.

    Reply
    Please complete the required fields.



  • Honestly! The landlord association say BTL set to boom. I stopped reading right there.
    It’s funny how almost all people who have a vested interest in property are not too clever. I’ve never met an a Estate Agent who was academically that bright and the same would appear to be true for people who have issued themselves the title of Landlord Association.

    To me the fact that the article was posted by landlord expert on a houseprice crash blog speak volumes to me that the BTL market is well and truly f***ed and no doubt anytime soon all the charity shops will be full of cheap suits fake rolexs as the number of EA collecting their P45’s increase significantly.

    Reply
    Please complete the required fields.



  • The Landlord Association says:

    Dear All,

    I am not ‘phishing’ hits.

    I am posting news stories on relevant subjects as a user of this website.

    In case you have not noticed, we republish news articles from various accredited sources such as The Times and The Telegraph. This is not our opinion, we are simply providing other peoples news as food for thought….I thought this was the idea or have I missed something!?!?!?!

    It’s no suprise also that all of your opinions defend any article against a boom considering you are commentators on a website called housepricecrash – it’s hypocrytical and presumptive in the most extreme sense to critisise us even if we arguing our point of view!!??

    The Landlord Association – more than just ‘a guy’ – we have 17,000 members and make no stand on the bullishness or bearishness of this market. Our opinions are unbiassed. The news we post is not written by us. Just thought I’d clear this up as although obvious some of you don’t seem to get it!

    Reply
    Please complete the required fields.



  • Darren Jones says:

    The news on the website providing this news piece is not written by them.

    I think a crash is a wory but the housing market would need to take a massive downturn for this to be a reality.
    I am an economy editor for The Times and I think such extreme views are expected on this website. Any contrary comments just may have some weight considering large organisations are also saying that a crash will not happen. Perhaps more noteworthy and respected opinions carry more weight that pro-house price crash bloggers such as your good selves.

    Hilarious reading though – it seems a platform to voice your opinions has gone to your heads. LMHO

    Darren

    Reply
    Please complete the required fields.



  • bidin'matime says:

    We shouldnt comment on his postings, cos that pushes the count over 6 and then more people hit his site cos it’s a popular subject – if you see the poster is Landlord[Dickhead]Expert, stay well clear…

    Reply
    Please complete the required fields.



  • He seem to be sarcastic to me…

    “This article sheds a little darkness on the situation…”

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    Dear Forum,

    I am a Director at The Landlord Association and would just like to clarify that we did not write this news piece.

    We simply post it here for comment. I am a little confused as to why you have insulted our organisation for this and why you are using abusive language towards us.
    Our website publishes news stating that the housing market is doomed and that it is looking healthy. We are unbiassed and express no views toward wither argument.

    We are also not posting news to generate hits or visits.

    We actually advertise on this website and pay good money to do so. The news does not generate a good deal of response for us.
    We just feel like doing it because it makes for a good discussion.

    However, when we are subjected to an abusive and aggressive retaliation it is somewhat suprising and is not called for.

    I appreciate your time and hope to read your future comments on the news we post.

    A good weekend to all.

    Best regards,
    The Landlord Association

    Reply
    Please complete the required fields.



  • To be fair to landlordexpert.co.uk this was written by CityWire (what else would you expect?).

    @ the landlord assoiation – You must not be so sensitive – you have entered the bear-pit – and I do mean that literally.

    In addition – don’t moan – tell us where we are wrong – give us a verbal slap across our collective faces with some amazing groundbreaking, paradigm shifting comments, insights, theories, stats and info – let’s have some!!!!!

    IMHO – I welcome your contributions.

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    Citywire have actually won awards based on their investment editorial skills – I don’t see how they are also subject to negativity.

    I am not being senstitive Nearlly30 – simply correcting some people who responded and attacked us for a news piece we did not write.
    A bear-pit is something I can tollerate but a rat-pit is not!

    Calling a neutral person a ‘Dickhead’ is plain ubusive and very childish.

    However, I digress – I am not here to enlighten you on the science behind buy to let or house prices. I am simply asking not to be insulted when I have simply posted a news piece written by someone else.

    I would say though that Hometrack have a good track record and their opinion is worth something – it could possibly be argued that their opinion is somewhat more respected than those who post in such forums….

    Alas, before I become a forum monster too I will simply be on my way.

    I appreciate your polite feedback – a standpoint which enables respectful dialogue and appreciation of ones opinions.

    Regards

    Reply
    Please complete the required fields.



  • landlord assocation, do not be put off by the many losers in this forum. When house prices do fall but they still cannot afford them, they will become alcoholics and move to the AA forum.

    Reply
    Please complete the required fields.



  • Landlord,
    The big conundrum is that there is not enough space on this island for both Landlords and people who wish to lead a peaceful life and not be bothered by the Landlords.
    Your resentment makes me laugh, since in your previous posting you are hinting at the fact (in your wishes my friend!!) that Landlords may be able to “corner” the market, and I have no sympathy for those who play dirty. You said: “Rising interest rates are crippling first time buyers… This in turn forces them to rent which plays nicely into the hands of buy to let investors as they have property to let. But they are too feeling the squeeze as they try to cover rising interest repayments. In turn rental yields are increasing.”
    To which I replied: “You cannot segment housing suppy into rented and owned since they are almost perfect substitutes. There is demand pressure and this is why rentals are increasing. Nothing to do with interest rates, that make the financing of house purchase equally tougher for owner occupiers and BTLers”
    You clearly did not understand my argument so you said: “I have no idea what you are talking about to be honest confused76 – I think your forum name says it all really. I am a Director at The Landlord Association – we are neither anit-hoise price crash or against it – we look at ‘market reality’ as this is what will dictate our investments. When interest rates rise it offers landlords a chance to capitlise that more people will have to rent. This is the demand caused by interest rate rise.”
    Now, quite simply, if IRs go down both landlords and owner-occupiers have a lower cost of financing, if IRs go up financing is more expensive for both. But, blinded by your greed, you still relish by the news that FTBs may suffer and so announce that anything that may squeeze the FTB affordability is good news for you!
    Well, your association deserves such a brain as Director, so I wish you Landlords a happy period of rising interest rates, since you folks are happy. And good luck in passing all the costs to the tenants, since that must be so easy for you (you must have magic powers).
    At any rate, I leave you with some sensible comments about the impending house price crash, a bit dated but still very relevant:
    http://www.thisismoney.co.uk/mortgages/house-prices/article.html?in_article_id=414895&in_page_id=57
    You may want to post in your site

    Reply
    Please complete the required fields.



  • I’m really looking forward to interest rates of 7% +. It will be good to see ‘dickhead’ over borrowed landlords bankrupted and repossessed. Even better still people might actually start to think of houses as just places to live in (yes – homes).

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    Dear Dear Dear,

    Confused you really are aren’t you hmmm.

    My intro was simply a lead into the news article and NOT MY OPINION WHAT-SO-EVER!!!!

    You are blindly aggressive and completely ignorant to other peoples opinions and comments.

    I am in charge of 15,000 landlords – a brain which is considerably more capable than your own. Rather than spending my time lurking like a vulture in these rooms I actually do something with my life. Landlords are honest businessmen whom you seem to have an unrealistic and strange hatred of.

    Please let me make something clear to you as you seem to be reading something through a very very parculiar translator….

    I believe in professional landlording (which is why we are the largest association in the UK). Anything else, whether it’s good or bad or whether interest rates make a difference to whomever – I just don’t care to comment on this. I have not come here to give my views and neither have I done so.

    I post the news which we have on our website that us written by someone else! The intro I write is a teaser into the news piece itself. How you have managed to tangle me into the whole thing and to offer your personal insults is quite rediculous and shameful.

    I do not wish to offend you or anger you which clearly has happened. I just don’t think your behaviour is admirable nor is it humble or methodical or insightful – a selection of qualities nice people possess and which allows their opinions to be respected by their piers.

    Please do tell me how many properties you own and what experience you have within the housing industry. I would be delighted to qualify your credentials on such matters so that I may be in a position to respect what I can only translate as utter b******s!!!

    Yours sincerely,
    Man speaking from higher moral grounds

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    Furthermore, the article you refer to is written by Professor David Miles – a member of our association!!! I think this high point is where we shall leave this ‘argument’ I would recommend.

    Plus, the news piece states that ‘The model shows trying to ‘call’ the housing market over the next year or two is pretty much hopeless,’……

    I think this says it all.

    Amen.

    The Housing Association

    Reply
    Please complete the required fields.



  • Thanks for coming. Your points have been duly noted and thrown in the bin.

    Keep wriggling and gibbering. The ships still going down with you desperately trying to retain some vestige of past glories.

    BYYEEEEEE.

    Reply
    Please complete the required fields.



  • Whatever happened to the Customer is always right and what have the words ‘housing association’ got to do with the ‘landlord association’ and are you really ‘in charge of 15000 landlords’ as I’m sure most of them are free thinking individuals who can do whatever they want without your say-so.

    Landlords would be nothing without clients and IMHO there is insufficient enforcement of existing legislation with regard to rental properties in the private sector (enough said).

    I will close this piece and thread by saying that we have just witnessed a Bi-Polar discussion that leaves nothing but confusion in its wake for others to puzzle over!

    Reply
    Please complete the required fields.



  • @the landlord association,

    I do not condone abuse, everybody is entitled to their opinon and their opinion should be respected.

    However, you simply do not understand the fundamentals of a market cycle (yours is at the top). A significant proportion of your 15,000 members are about to feel real pain, it’s called interest rates in the western economies, your industry is about to go seriously south, look at the US, debt is heavily entrenched in UK buy to let housing and debt has to be repaid!

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    Dobber,

    I’m sorry to say it but you couldn’t be more wrong.

    If that were the case our investors would not have purchased over 200 additional buy to let property last week alone through our representatives. In addition, landlords would be selling up and they are not.

    Also, I say the same thing to you as you don’t seem to understand what I am saying either!!!! I have not made any comments regarding the fundementals of of a market cycle! I have not voices any opinion on such cylces!! Am I going mad or something or do you guys just not listen!!

    I will offer one opinion though – unless interest rates decline first time buyers will find themselves having to rent. This is unfortunate and I for one am very unhappy that people cannot get on the property ladder. However, buy to let investors offer a chance for potential first time buyers to live in a home. This is something that has been going on for 11 years and it has worked well for everyone concerned. Rents are rising because landlords have to cover their buy to let mortgages and this is something that landlords are forced to do, not something they are doing to take advantage. The so called crash that is about to upend landlords is not going to happen. The rising IR’s will maintain the demand to rent and thus keep the buy to let bouyant in a perfectly synergetic motion. A house price crash will not happen – the market will likely stablise in line with earnings and even IF house prices fell it would be no more than 10% at the very most. In addition, a massive percentages of our landlords manage properties which are leased to professional tenants. People who prefer to rent when they have a choice to buy. And lets not forget the people who are not effected by interest rates…some of us own properties outright and the market will always be good.

    Regards

    Reply
    Please complete the required fields.



  • @ Landlord association,

    Ok it’s different this time.

    Check your history, and prepare for meltdown.

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    all 15,000 of us are petrified and are preparing to be melted as we speak.

    I will see you on this website again in 2 years in which we can have the same discussion before I remind you of the discussion and we agree you were wrong.

    Please do show me this historical data that suggests a crash. We would all like to see it as investors seem in the dark over such an obvious disaster!!

    Dobber – you are one of many pesimistic people wishing for something bad to happen to the more priviledged – Most landlord associations have been in existence for more than 30 years…..need I say anymore.

    Honestly Dobber, a crash will not happen no matter how many price crash websites you join and no matter how many letters you wirte to Santa wishing for it.

    Regards

    Reply
    Please complete the required fields.



  • @landlord association,

    Please do not patronise me, if you understood the yield on goverment debt, the volitity index, the yield on property Vs LIBOR then maybe we might have a meaningful discussion as you obviously don’t, sweet dreams.

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    Just take a look at the predictions on the homepage.

    Not one expert predicts a slump in house prices…..perhaps you have a devine power that enables you to see certain events in the future.

    I admit house prices have slowed and show signs that th boom is over for now but that does not mean a crash! A crash generally means a massive, massive drop. A small drop is just a dip and NOT a crash. This is the best you can hope for and perhaps with someone so clever as yourself you could possibly argue this off as a ‘crash’.

    I will try to be here to cover that argument too.

    Bak of England Chief even suggested that he saw no reason to expect a house price crash. I will sllep well as I have done for years knowing that the most considered opinion quashes your hopes for something that wont happen. Please by all means attempt to counter act King’s prediction – I am dying to see some evidence a crash is about to hit….!??

    With baited breath.

    Reply
    Please complete the required fields.



  • >>If that were the case our investors would not have purchased over 200 additional buy to let property last week alone through our representatives. In addition, landlords would be selling up and they are not.

    I’m curious how does that figure compare month on month and also against the same month 1, 2 and 3 years ago?
    Also is the Landlord Association and the Housing Association the same body?
    And while I am here I know plenty of landlords who have sold up in the last twelve months. One has sold his complete portfolio stating that, “that investment has run it course”.

    I’ve always been on the side of of there will be NO crash but having today witnessed that somebody from the landlord association is on here saying there is no problem I may just change my mind and fall head-long into the crash camp.

    I’d really appreciate it if the landlord association has data on how many sales their representatives have helped since the year 2000 for instance, or would I be correct in guessing that your organisation has not been in existence as long as that?

    Reply
    Please complete the required fields.



  • @landlord assocation,

    You are behind the curve,

    Check out the share prices of:

    Persimmon, Barratt Developments, Taylor Wimpey, Bovis etc

    But sure as eggs is eggs you will be next

    Reply
    Please complete the required fields.



  • Careful Dobber. I think you may have upset her.
    We have evolved from somebody simply professing to just publishing an article to incantations that there will be no crash. Asking for proof that there will be a crash is as stupid as asking for proof that there wont be.
    Which returns me to my point earlier and is neatly proven by the “Landlord Association ” that VI’s of property simply are not that bright.

    Reply
    Please complete the required fields.



  • Jesus H Christ!!! I cannot believe it. Not only have the Landlords got all the property tied up, they’ve also taken control of the “higher moral grounds” too!

    Is there no stopping these bloodsuckers???

    Reply
    Please complete the required fields.



  • Dear Landlord,
    Good luck with your bricks and mortar, you will have a lot to cheer you members up… look at what is happening to the commercial property investors… oh, yes, rentals are not growing there, but it is all different with rental property, yeah the immigrants, the divorce rate, the students…

    http://www.thisismoney.co.uk/investing/article.html?in_article_id=422343&in_page_id=166&ct=5
    http://www.thisismoney.co.uk/investing/article.html?in_article_id=422221&in_page_id=166
    http://www.ft.com/cms/s/98c0d672-3130-11dc-891f-0000779fd2ac.html

    Nearly £300m was wiped off the value of two of Britain’s biggest property funds this week when New Star and Norwich Union reacted to rising redemptions by reducing the price at which units can be encashed. Both companies insisted there is no reason to panic.
    http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2007/07/14/cmwire14.xml

    http://business.timesonline.co.uk/tol/business/money/funds/article2075128.ece

    http://business.scotsman.com/index.cfm?id=1097812007

    Reply
    Please complete the required fields.



  • He’s desperately trying to peddle a rather sad myth – namely that this boom will never end.

    How sad. How utterly sad (and a little funny).

    Reply
    Please complete the required fields.



  • looks like mr landlord is getting angry!.Is he aware that any asset that drops in price by 10 to 15% over an 18 month period is classed as severely crashing.(are you listening madisson) Forget the predictions just look at the gragh

    Reply
    Please complete the required fields.



  • planning4acrash says:

    Erm, did anybody notice that mr landlord admitted the possibility of a 10% fall? A 10% fall is a crash! Taken over a couple of years, it results in the equivalent of about 20-30% fall in real terms, if wages rise by about 4% a yr and inflation is taken into account! Let me remind him that 10% is a severe crash, 20% is a slump, etc. etc. I find this all very amusing! A 10% fall would wipe out the initial deposit, resulting in a 100% loss on any of those 200 properties recently brought. And, take into account the foreclosure fees, paying mortgage company for early repayment, recovering arrangement fees, voids during the sale period, etc. and you are looking at a 150 to 200% loss on that investment!! ha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha haha ha ha ha ha ha ha ha ha ha

    Reply
    Please complete the required fields.



  • The Landlord Assocation says:

    You all seem to have your own rules and interpretations on a crash and indeed what the definition of a crash is – you say it like it is fact but is of course your opinion which has been respectfully noted.

    We shall see what happens. By the way planning4acrash, 10% over the next few years, not in one year – you have decided to translate this yourself to mean 30%. 10% is NOT A CRASH – please familiarise yourself with this term. Nice name by the way – seems like you could only have one argument with such a title!!!

    I will embrace whichever happens – but I have my retirement already sewn up from property and I am only 36 so I shall smile regardless while you are in the next forum on House Price Boom arguing away as normal because you have nothing better to do.

    Regards

    Regards

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    You all seem to have your own rules and interpretations on a crash and indeed what the definition of a crash is – you say it like it is fact but is of course your opinion which has been respectfully noted.

    We shall see what happens. By the way planning4acrash, 10% over the next few years, not in one year – you have decided to translate this yourself to mean 30%. 10% is NOT A CRASH – please familiarise yourself with this term. Nice name by the way – seems like you could only have one argument with such a title!!!

    I will embrace whichever happens – but I have my retirement already sewn up from property and I am only 36 so I shall smile regardless while you are in the next forum on House Price Boom arguing away as normal because you have nothing better to do.

    Regards

    Regards

    Reply
    Please complete the required fields.



  • What happened in here then?
    “I will embrace whichever happens – but I have my retirement already sewn up from property and I am only 36 so I shall smile regardless while you are in the next forum on House Price Boom arguing away as normal because you have nothing better to do.”

    Good for you – now get your mental needs sorted out, your suffering from a high fever of narcissim – are you gay by any chance?

    Reply
    Please complete the required fields.



  • the landlord assocation says:

    Wow – you lot are nutters! You are way to highly strung for me.

    Andy – hello my little soldier, fancy a drink sometime! lol

    A few of us in the office have just read your posts and we are is histerics. This is golden stuff guys. At least I am a normal bloke with kids and a wife and a very well paid job…..I honestly can’t see for the life of me how you people couldhave any of them, it would be a miracle!!!!!!!! LOL

    Bye Bye beautifuls – kiss kiss

    Reply
    Please complete the required fields.



  • Landlord Assocation, hasn’t the fund manager at New Star just sold his UK buy to lets ? Wonder why ?

    Reply
    Please complete the required fields.



Add a comment

  • Your email address is required so we can verify that the comment is genuine. It will not be posted anywhere on the site, will be stored confidentially by us and never given out to any third party.
  • Please note that any viewpoints published here as comments are user´s views and not the views of HousePriceCrash.co.uk.
  • Please adhere to the Guidelines

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes:

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>