Like the way they gear this towards the MPC.Significant increase in intrest rates could have a damaging impact on households. Citizens Advice "We know that some people are taking on mortgages that stretch them to the limit. Increases in intrest rates could spell disaster". In most of the locations studied by the report homeowners are parting with well over the traditional one-third of take home pay repayments. The average is 6.62 times typical annual salary, but this jumps alarmingly in the South East.

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